Immobilière Sinte-Goedele has been active since 1956 and the Belgian State Gazette contains no insolvency or warning signals. The 2019 annual accounts show equity of €10.34M and a net result of €369k. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
No current score
Figures too old
The available figures for FY 2019 are too old to assess current financial health.
Axes, FY 2019 · tick = 2018
Profitability46▼-33
Solvency100=
Growth52
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
32 d early
2022
31 d late
2021
33 d early
2020
35 d late
2019
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2019, abbreviated schema
Equity
€10.34M▲ 3.7%
2018 · €9.97M
2018: €9.97M
2018 → 2019
Total assets
€10.72M▲ 6.1%
2018 · €10.11M
2018: €10.11M
2018 → 2019
Net result
€369k▼ 77.9%
2018 · €1.67M
2018: €1.67M
2018 → 2019
Working capital
€6.96M▼ 7.5%
2018 · €7.53M
2018: €7.53M
2018 → 2019
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019Trend
Equity€9.97M-€10.34M▲ 3.7%
Operating result€236k-€61k▼ 73.9%
Net result€1.67M-€369k▼ 77.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2019; 2019 is 74% below 2018.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €10.72M
Fixed assets
€3.74M▲ 52.4%
Current assets
€6.99M▼ 8.8%
Equity and liabilities €10.72M
Equity
€10.34M▲ 3.7%
Provisions
€322k▲ 3,930%
Debt
€64k▼ 51.6%
The debt ratio falls from 1.3% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€294k▼
2018 · €308k
Cash flow
€602k▼
2018 · €1.74M
Solvency
96.4%▼
2018 · 98.6%
ROE
3.6%▼
2018 · 16.8%
ROA
3.4%▼
2018 · 16.5%
Debt
€64k▼
2018 · €133k
Debt ≤ 1 year
€23k▼
2018 · €126k
Income taxes
€-100k▼
2018 · €793k
A ratio outside any meaningful range has been withheld (balance sheet total €10.72M, equity €10.34M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2019 against 2018
Balance sheet
Code20182019
Assets
Total assets20/58€10.11M€10.72M▲
Fixed assets21/28€2.45M€3.74M▲
Tangible fixed assets22/27€2.05M€3.74M▲
Financial fixed assets28€404k€496▼
Current assets29/58€7.66M€6.99M▼
Amounts receivable within one year40/41€29k€477k▲
Current investments50/53€597k€673k▲
Cash at bank and in hand54/58€7.03M€5.83M▼
Equity and liabilities
Total equity and liabilities10/49€10.11M€10.72M▲
Equity10/15€9.97M€10.34M▲
Contributions10/11€250k€250k=
Reserves13€271k€271k=
Profit (loss) carried forward14€9.45M€9.81M▲
Provisions and deferred taxes16€8k€322k▲
Amounts payable17/49€133k€64k▼
Amounts payable within one year42/48€126k€23k▼
Trade debts44€10k€22k▲
Income statement
Code20182019
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€233k▲
Gross operating margin9900€359k€531k▲
Operating profit (loss)9901€236k€61k▼
Recurring financial income75€2.31M€195k▼
Recurring financial charges65€78k€-12k▼
Profit (loss) for the period before taxes9903€2.46M€269k▼
Income taxes67/77€793k€-100k▼
Profit (loss) for the period9904€1.67M€369k▼
Profit (loss) for the period to be appropriated9905€1.67M€369k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
04-09
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 35 days late
2020
19-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 5current ratio 299.05
Current ratio from 61.01 to 299.05; short-term debt falls from €126k to €23k.
31-12
Financial
Equity above €10MEq €10.34M ▲3.7%
2 profitable years in a row build equity to €10.34M.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
22 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1956
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havenlaan 21080 Sint-Jans-MolenbeekGround area
1.6 ha
Building footprint
1.3 ha
Volume, LiDAR
336,407 m³
Parcel 21012A0177/00B004, Brussels · tallest building 51.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Havenlaan 2, 1080 Sint-Jans-Molenbeek
since 19562.039.850.810
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0177/00B004 | Brussels | 1.6 ha | 1 · 1.3 ha | 51.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Group per the LEI register
1 parent companyParent company:Pensioenfonds KBC
Recognitions · licences · registrations
Legal Entity Identifier
54930072ZCF8I5B1RE75
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-11-1956
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.