IMMOBILIERE DE L'EAU VIVE
ActiveIMMOBILIERE DE L'EAU VIVE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €61k and a net result of €29k. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+1
Solvency41▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.15 in 2023; short-term debt: 84% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16%
Return on assets
7.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
29 d late
2022
7 d early
2021
26 d late
2020
27 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▼ 0.1%
2023 · €29k
2018: €-2k
2019: €-2k
2020: €-700
2021: €-2k
2022: €16k
2023: €29k
2018 → 2024
Working capital
€-303k▲ 13.8%
2023 · €-352k
2018: €127k
2019: €140k
2020: €154k
2021: €167k
2022: €203k
2023: €-352k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€592k-€590k▼ 0.3%€607k▲ 2.8%€32k▼ 94.7%€61k▲ 90.0%
Operating result€-283-€-1k▼ 364%€20k€43k▲ 111%€42k▼ 0.6%
Net result€-700-€-2k▼ 130%€16k€29k▲ 78.2%€29k▼ 0.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €383k
Fixed assets
€365k▼ 5.1%
Current assets
€18k▼ 70.8%
Equity and liabilities €383k
Equity
€61k▲ 90.0%
Debt
€322k▼ 22.4%
The debt ratio falls from 92.8% to 84.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2023 · €62k
Cash flow
€49k▼
2023 · €49k
Solvency
16.0%▲
2023 · 7.2%
Current ratio
0.06▼
2023 · 0.15
Quick ratio
0.06▼
2023 · 0.15
Debt / equity
5.23▼
2023 · 12.81
ROE
47.4%▼
2023 · 90.1%
ROA
7.6%▲
2023 · 6.5%
Interest coverage
835.15▼
2023 · 850.07
Debt
€322k▼
2023 · €414k
Debt ≤ 1 year
€322k▼
2023 · €414k
Income taxes
€13k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€447k€383k▼
Fixed assets21/28€384k€365k▼
Tangible fixed assets22/27€376k€356k▼
Land and buildings22€376k€356k▼
Financial fixed assets28€8k€8k=
Current assets29/58€63k€18k▼
Current investments50/53€943€18k▲
Cash at bank and in hand54/58€62k-
Equity and liabilities
Total equity and liabilities10/49€447k€383k▼
Equity10/15€32k€61k▲
Reserves13€20k€45k▲
Distributable reserves133€20k€45k▲
Profit (loss) carried forward14€12k€16k▲
Amounts payable17/49€414k€322k▼
Amounts payable within one year42/48€414k€322k▼
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€401k€305k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€63k€63k▼
Operating profit (loss)9901€43k€42k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€73€74▲
Recurring financial charges65€73€74▲
Profit (loss) for the period before taxes9903€43k€42k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€29k€29k▼
Profit (loss) for the period to be appropriated9905€29k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€41k▲
Profit (loss) brought forward from the previous period14P€3k€12k▲
Transfer to equity691/2€20k€25k▲
To other reserves6921€20k€25k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €29k ▲78.2%
Operating result €43k, net result €29k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 27.26
Current ratio from 9.91 to 27.26; short-term debt falls from €16k to €6k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Floreffe 375170 ProfondevilleGround area
1,162 m²
Building footprint
105 m²
Volume, LiDAR
731 m³
Parcel 92004C0260/00E000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92004C0260/00E000 | Wallonia | 1,162 m² | 1 · 105 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2008
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.