Summary
IMMOBILE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.56M and a net result of €105k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 67% of 5527 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
58 d early
2023
57 d early
2022
55 d early
2021
61 d early
2020
17 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.56M▲ 4.3%
2024 · €2.45M
2018: €2.71M
2019: €2.82M
2020: €2.95M
2021: €2.94M
2022: €2.24M
2023: €2.35M
2024: €2.45M
2018 → 2025
Net result
€105k▲ 2.4%
2024 · €103k
2018: €-15k
2019: €113k
2020: €129k
2021: €-6k
2022: €700k
2023: €109k
2024: €103k
2018 → 2025
Total assets
€3.66M▼ 1.7%
2024 · €3.73M
2018: €3.65M
2019: €3.88M
2020: €3.94M
2021: €4.03M
2022: €3.67M
2023: €3.80M
2024: €3.73M
2018 → 2025
Solvency
69.9%▲ 4.0pp
2024 · 65.8%
2018: 74.1%
2019: 72.8%
2020: 74.8%
2021: 73.0%
2022: 61.2%
2023: 61.9%
2024: 65.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.94M-€2.24M▼ 23.8%€2.35M▲ 4.8%€2.45M▲ 4.4%€2.56M▲ 4.3%
Operating result€-11k-€-5k▲ 56.6%€175k€172k▼ 1.9%€171k▼ 0.4%
Net result€-6k-€700k€109k▼ 84.5%€103k▼ 5.5%€105k▲ 2.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.66M
Fixed assets
€3.66M ▼ 0.2%
Current assets
€2k ▼ 96.1%
Equity and liabilities €3.66M
Equity
€2.56M ▲ 4.3%
Debt
€1.10M ▼ 13.3%
Debt's share of the balance-sheet total falls from 34.2% to 30.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.1%▼
2024 · 4.2%
ROA
2.9%▲
2024 · 2.8%
Debt ≤ 1 year
€914k▼
2024 · €1.05M
Debt > 1 year
€188k▼
2024 · €224k
Income taxes
€49k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.73M€3.66M▼
Fixed assets21/28€3.67M€3.66M▼
Tangible fixed assets22/27€390k€385k▼
Land and buildings22€390k€385k▼
Financial fixed assets28€3.28M€3.28M=
Current assets29/58€61k€2k▼
Amounts receivable within one year40/41€54k€496▼
Trade receivables40€54k€0▼
Other amounts receivable41€28€496▲
Cash at bank and in hand54/58€6k€1k▼
Deferred charges and accrued income490/1€529€551▲
Equity and liabilities
Total equity and liabilities10/49€3.73M€3.66M▼
Equity10/15€2.45M€2.56M▲
Contributions10/11€1.43M€1.43M=
Reserves13€1.02M€1.12M▲
Distributable reserves133€1.02M€1.12M▲
Amounts payable17/49€1.27M€1.10M▼
Amounts payable after more than one year17€224k€188k▼
Financial debts170/4€224k€188k▼
Amounts payable within one year42/48€1.05M€914k▼
Current portion of amounts payable after more than one year42€51k€54k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€109€9k▲
Suppliers440/4€109€9k▲
Taxes, remuneration and social security45€53k€18k▼
Taxes450/3€53k€18k▼
Other amounts payable47/48€943k€832k▼
Accrued charges and deferred income492/3€0€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€183k€181k▼
Operating profit (loss)9901€172k€171k▼
Financial charges65/66B€19k€16k▼
Recurring financial charges65€19k€16k▼
Profit (loss) for the period before taxes9903€152k€154k▲
Income taxes67/77€49k€49k▼
Profit (loss) for the period9904€103k€105k▲
Profit (loss) for the period to be appropriated9905€103k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€105k▲
Transfer to equity691/2€103k€105k▲
To other reserves6921€103k€105k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €700k
Net result €700k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
31-12
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Weelde 192330 MerksplasGround area
358 m²
Building footprint
319 m²
Volume, LiDAR
1,151 m³
Parcel 13023H0069/00H007, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SALON MOBILE II
since 19972.082.579.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023H0069/00H007 | Flanders | 358 m² | 1 · 319 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-1997
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.