IMMOBIE
ActiveIMMOBIE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.08M and a net result of €-108k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability32▼-12
Solvency69▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 4.64 against 28.33 in 2023; short-term debt: 2.5% and cash: 0.6% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.9%
Return on assets
-2.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-05-2025, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
87 d early
2023
64 d early
2022
81 d early
2021
81 d early
2020
32 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.08M▼ 5.0%
2023 · €2.18M
2018: €1.06M
2019: €1.09M
2020: €1.13M
2021: €2.25M
2022: €2.16M
2023: €2.18M
2018 → 2024
Total assets
€4.73M▲ 6.3%
2023 · €4.45M
2018: €3.83M
2019: €3.76M
2020: €4.26M
2021: €5.35M
2022: €4.69M
2023: €4.45M
2018 → 2024
Net result
€-108k
2023 · €20k
2018: €-112k
2019: €23k
2020: €48k
2021: €1.11M
2022: €-82k
2023: €20k
2018 → 2024
Working capital
€429k▼ 80.8%
2023 · €2.23M
2018: €175k
2019: €240k
2020: €124k
2021: €2.89M
2022: €2.37M
2023: €2.23M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.13M-€2.25M▲ 98.2%€2.16M▼ 3.6%€2.18M▲ 0.9%€2.08M▼ 5.0%
Operating result€105k-€1.45M▲ 1,286%€-22k€52k€-78k
Net result€48k-€1.11M▲ 2,210%€-82k€20k€-108k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €78k after €52k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.73M
Fixed assets
€4.19M▲ 95.7%
Current assets
€547k▼ 76.4%
Equity and liabilities €4.73M
Equity
€2.08M▼ 5.0%
Provisions
€766k▼ 1.2%
Debt
€1.89M▲ 26.6%
The debt ratio rises from 33.5% to 39.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€121k▼
2023 · €189k
Cash flow
€91k▼
2023 · €157k
Solvency
43.9%▼
2023 · 49.1%
Current ratio
4.64▼
2023 · 28.33
Quick ratio
4.02▼
2023 · 27.37
Debt / equity
0.91▲
2023 · 0.68
ROE
-5.2%▼
2023 · 0.9%
ROA
-2.3%▼
2023 · 0.5%
Interest coverage
1.94▼
2023 · 2.98
Debt
€1.89M▲
2023 · €1.49M
Debt ≤ 1 year
€118k▲
2023 · €82k
Debt > 1 year
€1.75M▲
2023 · €1.39M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.45M€4.73M▲
Fixed assets21/28€2.14M€4.19M▲
Intangible fixed assets21€36k€41k▲
Tangible fixed assets22/27€2.10M€4.14M▲
Land and buildings22€1.92M€4.01M▲
Plant, machinery and equipment23€21k€47k▲
Furniture and vehicles24€166k€93k▼
Current assets29/58€2.31M€547k▼
Amounts receivable after more than one year29€130€130=
Other amounts receivable291€130€130=
Stocks and contracts in progress3€78k€73k▼
Stocks30/36€78k€73k▼
Amounts receivable within one year40/41€269k€244k▼
Trade receivables40€267k€195k▼
Other amounts receivable41€3k€48k▲
Current investments50/53€1.90M€200k▼
Cash at bank and in hand54/58€67k€29k▼
Deferred charges and accrued income490/1€110€817▲
Equity and liabilities
Total equity and liabilities10/49€4.45M€4.73M▲
Equity10/15€2.18M€2.08M▼
Contributions10/11€1.13M€1.13M=
Capital10€1.13M€1.13M=
Issued capital100€1.50M€1.50M=
Uncalled capital101€375k€375k=
Reserves13€1.06M€1.03M▼
Non-distributable reserves130/1€136k€136k=
Legal reserve130€136k€136k=
Tax-exempt reserves132€921k€894k▼
Distributable reserves133€3k€0▼
Profit (loss) carried forward14-€-79k
Provisions and deferred taxes16€775k€766k▼
Provisions for liabilities and charges160/5€480k€480k=
Environmental obligations163€0-
Other liabilities and charges164/5€480k€480k=
Deferred taxes168€295k€286k▼
Amounts payable17/49€1.49M€1.89M▲
Amounts payable after more than one year17€1.39M€1.75M▲
Financial debts170/4€786k€1.15M▲
Other amounts payable178/9€605k€603k▼
Amounts payable within one year42/48€82k€118k▲
Current portion of amounts payable after more than one year42€7k€70k▲
Financial debts43€15k€0▼
Credit institutions430/8€15k€0▼
Trade debts44€23k€38k▲
Suppliers440/4€23k€38k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€29k€0▼
Accrued charges and deferred income492/3€21k€20k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€199k▲
Other operating charges640/8€19k€14k▼
Gross operating margin9900€208k€136k▼
Operating profit (loss)9901€52k€-78k▼
Financial income75/76B€29k€23k▼
Recurring financial income75€29k€23k▼
Financial charges65/66B€64k€63k▼
Recurring financial charges65€64k€63k▼
Profit (loss) for the period before taxes9903€18k€-117k▼
Transfer from deferred taxes780€2k€9k▲
Profit (loss) for the period9904€20k€-108k▼
Transfer from tax-exempt reserves789€6k€27k▲
Profit (loss) for the period to be appropriated9905€26k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€-81k▼
Transfer from equity791/2€0€3k▲
Transfer to equity691/2€26k€0▼
To the legal reserve6920€26k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €1.11M ▲2210%
Operating result €1.45M, net result €1.11M, both a record.
31-12
Financial
Liquidity times 13current ratio 16.24
Current ratio from 1.21 to 16.24; short-term debt falls from €579k to €190k.
31-12
Financial
Equity above €2MEq €2.25M ▲98.2%
3 profitable years in a row build equity to €2.25M.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerdijkstraat(S.B.V.) 198710 WielsbekeGround area
1.7 ha
Building footprint
475 m²
Volume, LiDAR
3,363 m³
2 parcels, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
IMMOBIE
since 19912.055.565.206
IMMOBIE
since 20092.181.329.367
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B1069/00H000 | Flanders | 1.2 ha | 1 · 174 m² | 12.8 m · 3 fl. |
| 37014A0349/00H000 | Flanders | 4,472 m² | 1 · 301 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDentergem2.181.329.367
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Of 504 companies in sector 46841 we hold annual accounts for 365. 273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-11-1991
Fiscal year end31-12
Activities, NACEBEL
46841Wholesale trade
46620Wholesale of machine tools
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
1. Verslag raad van bestuur. 2. Goedkeuring jaarrekening per 31 december 2009. 3. Bestemming resultaat. 4. Kwijting aan de bestuur- ders. 5. Diverse.