IMMOBAT.BE
ActiveIMMOBAT.BE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €19k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 85% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 1.84 in 2024; short-term debt: 13.5% and cash: 25% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
7.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €201k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
28 d late
2022
24 d late
2021
30 d late
2020
1 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€201k▲ 10.2%
2024 · €183k
2018: €177k
2019: €159k
2020: €145k
2021: €188k
2022: €169k
2023: €169k
2024: €183k
2018 → 2025
Total assets
€250k▲ 1.1%
2024 · €247k
2018: €257k
2019: €300k
2020: €254k
2021: €340k
2022: €275k
2023: €248k
2024: €247k
2018 → 2025
Net result
€19k▲ 39.1%
2024 · €13k
2018: €54k
2019: €-18k
2020: €-15k
2021: €44k
2022: €-33k
2023: €607
2024: €13k
2018 → 2025
Working capital
€55k▲ 54.1%
2024 · €36k
2018: €84k
2019: €47k
2020: €28k
2021: €51k
2022: €30k
2023: €30k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€169k▼ 10.4%€169k▲ 0.4%€183k▲ 7.9%€201k▲ 10.2%
Operating result€62k-€-15k€3k€17k▲ 508%€25k▲ 48.3%
Net result€44k-€-33k€607€13k▲ 2,096%€19k▲ 39.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€161k▼ 4.6%
Current assets
€89k▲ 13.4%
Equity and liabilities €250k
Equity
€201k▲ 10.2%
Debt
€49k▼ 24.6%
The debt ratio falls from 26.1% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €25k
Cash flow
€26k▲
2024 · €21k
Solvency
80.5%▲
2024 · 73.9%
Current ratio
2.63▲
2024 · 1.84
Quick ratio
2.63▲
2024 · 1.84
Debt / equity
0.24▼
2024 · 0.35
ROE
9.2%▲
2024 · 7.3%
ROA
7.4%▲
2024 · 5.4%
Interest coverage
21.77▲
2024 · 13.60
Debt
€49k▼
2024 · €65k
Debt ≤ 1 year
€34k▼
2024 · €43k
Debt > 1 year
€14k▼
2024 · €21k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€250k▲
Fixed assets21/28€169k€161k▼
Tangible fixed assets22/27€169k€161k▼
Land and buildings22€169k€161k▼
Financial fixed assets28€213€213=
Current assets29/58€78k€89k▲
Amounts receivable within one year40/41€2k€25k▲
Trade receivables40€2k€2k=
Other amounts receivable41€411€23k▲
Cash at bank and in hand54/58€75k€63k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€247k€250k▲
Equity10/15€183k€201k▲
Contributions10/11€132k€132k=
Capital10€132k€132k=
Issued capital100€132k€132k=
Revaluation surpluses12€104k€104k=
Reserves13€5k€5k=
Non-distributable reserves130/1€868€868=
Legal reserve130€868€868=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-58k€-40k▲
Amounts payable17/49€65k€49k▼
Amounts payable after more than one year17€21k€14k▼
Financial debts170/4€21k€14k▼
Amounts payable within one year42/48€43k€34k▼
Current portion of amounts payable after more than one year42€15k€7k▼
Trade debts44€17k€17k▲
Suppliers440/4€17k€17k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€8k€1k▼
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€7k€9k▲
Gross operating margin9900€32k€41k▲
Operating profit (loss)9901€17k€25k▲
Financial income75/76B€1€418▲
Recurring financial income75€1€418▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€24k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€13k€19k▲
Profit (loss) for the period to be appropriated9905€13k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-40k▲
Profit (loss) brought forward from the previous period14P€-72k€-58k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €201k ▲10.2%
3 profitable years in a row build equity to €201k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €607
Net result €607 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-33k ▼176%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €188k ▲30.1%
Equity rises from €145k to €188k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve(B) 1387300 BoussuGround area
770 m²
Building footprint
403 m²
Volume, LiDAR
2,075 m³
Parcel 53014B0459/00Y002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOBAT.BE
since 19932.064.488.018
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53014B0459/00Y002 | Wallonia | 769 m² | 1 · 403 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-10-1993
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:immobat.be@hotmail.com