IMMOBAL
ActiveIMMOBAL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €26k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 4462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency96▲+13
Growth44=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.46 in 2024; short-term debt: 17.4% and cash: 6.8% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
8.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
10 d late
2023
5 d early
2022
19 d early
2020
95 d late
2019
266 d late
2018
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€85k▼ 3.1%
2024 · €87k
2019: €96k
2020: €84k
2024: €87k
2019 → 2025
EBIT margin
41.6%▲ 3.8pp
2024 · 37.8%
2019: 50.3%
2020: -6.2%
2024: 37.8%
2019 → 2025
Net result
€26k▲ 21.5%
2024 · €21k
2019: €39k
2020: €-3k
2022: €-3k
2023: €23k
2024: €21k
2019 → 2025
Working capital
€-27k▲ 16.8%
2024 · €-32k
2019: €149k
2020: €74k
2022: €45k
2023: €53k
2024: €-32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Turnover€84k-€87k€85k▼ 3.1%
Equity€169k-€149k▼ 11.8%€172k▲ 15.5%€183k▲ 6.7%€209k▲ 14.1%
Operating result€-5k-€2k€25k▲ 1,474%€33k▲ 30.4%€35k▲ 6.6%
Net result€-3k-€-3k▲ 2.0%€23k€21k▼ 7.4%€26k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€270k▼ 5.9%
Current assets
€24k▼ 12.4%
Equity and liabilities €295k
Equity
€209k▲ 14.1%
Provisions
€14k▼ 36.6%
Debt
€72k▼ 34.8%
The debt ratio falls from 34.8% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €53k
Cash flow
€43k▲
2024 · €41k
Solvency
70.9%▲
2024 · 58.1%
Current ratio
0.48▲
2024 · 0.46
Quick ratio
0.48▲
2024 · 0.46
Debt / equity
0.34▼
2024 · 0.60
ROE
12.4%▲
2024 · 11.6%
ROA
8.8%▲
2024 · 6.8%
Interest coverage
17.22▲
2024 · 7.48
Debt
€72k▼
2024 · €110k
Debt ≤ 1 year
€51k▼
2024 · €60k
Debt > 1 year
€14k▼
2024 · €43k
Income taxes
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€295k▼
Fixed assets21/28€287k€270k▼
Tangible fixed assets22/27€287k€270k▼
Land and buildings22€287k€270k▼
Current assets29/58€28k€24k▼
Amounts receivable within one year40/41€20k€4k▼
Trade receivables40€20k€4k▼
Cash at bank and in hand54/58€8k€20k▲
Equity and liabilities
Total equity and liabilities10/49€315k€295k▼
Equity10/15€183k€209k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€44k€30k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€38k€24k▼
Profit (loss) carried forward14€77k€117k▲
Provisions and deferred taxes16€22k€14k▼
Deferred taxes168€22k€14k▼
Amounts payable17/49€110k€72k▼
Amounts payable after more than one year17€43k€14k▼
Financial debts170/4€43k€14k▼
Amounts payable within one year42/48€60k€51k▼
Current portion of amounts payable after more than one year42€42k€29k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20242025
Turnover70€87k€85k▼
Goods, raw materials, services and sundry goods60/61€26k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€17k▼
Other operating charges640/8€8k€9k▲
Gross operating margin9900€61k€61k▲
Operating profit (loss)9901€33k€35k▲
Financial income75/76B-€39
Recurring financial income75-€39
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€26k€32k▲
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€21k€26k▲
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€35k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€117k▲
Profit (loss) brought forward from the previous period14P€42k€77k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €200kEq €209k ▲14.1%
3 profitable years in a row build equity to €209k.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
30-06
Financial
Equity above €150kEq €172k ▲15.5%
Equity rises from €149k to €172k.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 266 days late
30-06
Financial
Weakest financial yearnet €-3k ▼109%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
18-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
SOCIETE PATRIMONIALE A PORTEFEUILLE: Resigned as Director
31-12-2025
SOCIETE PATRIMONIALE A PORTEFEUILLE: Resigned as Managing director
01-12-2022
Denis FONTAINE: Resigned as Director
15-11-2016
Jean WAGNER: Resigned as Director
15-11-2016
WAGNER, Laurent: Resigned as Director
15-11-2016
WAGNER, Valérie: Resigned as Director
15-11-2010
Carine DUBRUL: Resigned as Director
15-11-2010
Michel Petit: Resigned as Director
15-11-2010
Michel Petit: Resigned as Managing director
Location & real-estate footprint
Registered office, Farciennes
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Roton(FAR) 126240 FarciennesGround area
4,174 m²
Building footprint
2,668 m²
Volume, LiDAR
18,390 m³
Parcel 52018A0105/00N003, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52018A0105/00N003 | Wallonia | 4,174 m² | 1 · 2,668 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-01-1996
Fiscal year end30-06
Activities, NACEBEL
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.