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IMMOB

Active
Public limited companyfounded 199531 yrs activeSteegstraat 36, 2490 Balen, BelgiumKBO/BCE: BE 0454.569.021
Summary

IMMOB has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186,922 and a net result of €30,141. Equity is growing by ~14.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability88▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 27.8 against 5.47 in 2024; short-term debt: 1.8% and cash: 20.8% of total assets), and 4.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
15.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
45 d early
2023
42 d early
2022
43 d early
2021
49 d early
2020
40 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 44 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 February 1995, IMMOB was incorporated.1 Total assets went from EUR 136,209 in 2019 to EUR 195,411 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€186,922▲ 19.2%
2024 · €156,781
Total assets
€195,411▲ 12.4%
2024 · €173,836
Net result
€30,141▲ 38.0%
2024 · €21,844
Working capital
€93,640▲ 73.7%
2024 · €53,913
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€21,090▲ 15.7%€15,105▼ 28.4%€27,690▲ 83.3%€29,463▲ 6.4%€40,238▲ 36.6%
Net result€14,557▲ 36.5%€9,979▼ 31.4%€20,294▲ 103%€21,844▲ 7.6%€30,141▲ 38.0%
Equity€104,664▲ 16.2%€114,643▲ 9.5%€134,937▲ 17.7%€156,781▲ 16.2%€186,922▲ 19.2%
Total assets€180,710=€202,096▲ 11.8%€167,077▼ 17.3%€173,836▲ 4.0%€195,411▲ 12.4%
Debt€76,046▼ 16.0%€87,453▲ 15.0%€32,140▼ 63.2%€17,055▼ 46.9%€8,488▼ 50.2%
Working capital€5,817▲ 84.9%€4,136▼ 28.9%€22,599▲ 446%€53,913▲ 139%€93,640▲ 73.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €21,090€21,090Net result 2021: €14,557€14,557Operating result 2022: €15,105€15,105Net result 2022: €9,979€9,979Operating result 2023: €27,690€27,690Net result 2023: €20,294€20,294Operating result 2024: €29,463€29,463Net result 2024: €21,844€21,844Operating result 2025: €40,238€40,238Net result 2025: €30,141€30,14120212022202320242025€0€20,000€40,000Operating result 2023: €27,690€27,700Net result 2023: €20,294€20,300Operating result 2024: €29,463€29,500Net result 2024: €21,844€21,800Operating result 2025: €40,238€40,200Net result 2025: €30,141€30,100202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195,411
Fixed assets €98,277 ▼ 8.9%
Current assets €97,134 ▲ 47.2%
Equity and liabilities €195,411
Equity €186,922 ▲ 19.2%
Debt €8,488 ▼ 50.2%
Debt's share of the balance-sheet total falls from 9.8% to 4.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49,830▲
2024 · €39,056
Cash flow
€39,734▲
2024 · €31,437
Current ratio
27.80▲
2024 · 5.47
Debt to equity
0.05▼
2024 · 0.11
ROE
16.1%▲
2024 · 13.9%
ROA
15.4%▲
2024 · 12.6%
Interest coverage
1145.25▲
2024 · 218.41
Debt ≤ 1 year
€3,493▼
2024 · €12,053
Income taxes
€10,053▲
2024 · €7,440
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€173,836€195,411▲
Fixed assets21/28€107,870€98,277▼
Tangible fixed assets22/27€107,870€98,277▼
Land and buildings22€107,870€98,277▼
Current assets29/58€65,967€97,134▲
Amounts receivable within one year40/41€39,897€56,402▲
Other amounts receivable41€39,897€56,402▲
Cash at bank and in hand54/58€26,069€40,731▲
Equity and liabilities
Total equity and liabilities10/49€173,836€195,411▲
Equity10/15€156,781€186,922▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Profit (loss) carried forward14€88,581€118,722▲
Amounts payable17/49€17,055€8,488▼
Amounts payable within one year42/48€12,053€3,493▼
Trade debts44€118€941▲
Suppliers440/4€118€941▲
Taxes, remuneration and social security45€2,440€2,553▲
Taxes450/3€2,440€2,553▲
Other amounts payable47/48€9,495-
Accrued charges and deferred income492/3€5,002€4,995▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,592€9,592=
Other operating charges640/8€118€120▲
Gross operating margin9900€39,174€49,950▲
Operating profit (loss)9901€29,463€40,238▲
Financial charges65/66B€179€44▼
Recurring financial charges65€179€44▼
Profit (loss) for the period before taxes9903€29,285€40,194▲
Income taxes67/77€7,440€10,053▲
Profit (loss) for the period9904€21,844€30,141▲
Profit (loss) for the period to be appropriated9905€21,844€30,141▲
Appropriation of the result
Profit (loss) to be appropriated9906€88,581€118,722▲
Profit (loss) brought forward from the previous period14P€66,737€88,581▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,906€9,310€9,592€9,592€9,592=
Other operating charges640/8-€102€109€118€120▲ 1.7%
Gross operating margin9900€30,096€24,517€37,392€39,174€49,950▲ 27.5%
Operating profit (loss)9901€21,090€15,105€27,690€29,463€40,238▲ 36.6%
Financial income75/76B--€59---
Recurring financial income75--€59---
Financial charges65/66B-€891€580€179€44▼ 75.7%
Recurring financial charges65€1,234€891€580€179€44▼ 75.7%
Profit (loss) for the period before taxes9903€19,856€14,215€27,170€29,285€40,194▲ 37.3%
Income taxes67/77€5,299€4,235€6,876€7,440€10,053▲ 35.1%
Profit (loss) for the period9904€14,557€9,979€20,294€21,844€30,141▲ 38.0%
Profit (loss) for the period to be appropriated9905€14,557€9,979€20,294€21,844€30,141▲ 38.0%
Line20212022202320242025Change
Assets
Total assets20/58€180,710€202,096€167,077€173,836€195,411▲ 12.4%
Fixed assets21/28€134,865€127,055€117,462€107,870€98,277▼ 8.9%
Tangible fixed assets22/27€134,865€127,055€117,462€107,870€98,277▼ 8.9%
Land and buildings22-€127,055€117,462€107,870€98,277▼ 8.9%
Current assets29/58€45,845€75,041€49,615€65,967€97,134▲ 47.2%
Amounts receivable within one year40/41€32,397€33,844€37,397€39,897€56,402▲ 41.4%
Other amounts receivable41-€33,844€37,397€39,897€56,402▲ 41.4%
Cash at bank and in hand54/58€13,447€41,198€12,218€26,069€40,731▲ 56.2%
Equity and liabilities
Total equity and liabilities10/49€180,710€202,096€167,077€173,836€195,411▲ 12.4%
Equity10/15€104,664€114,643€134,937€156,781€186,922▲ 19.2%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10-€62,000€62,000€62,000€62,000=
Issued capital100-€62,000€62,000€62,000€62,000=
Reserves13€6,200€6,200€6,200€6,200€6,200=
Non-distributable reserves130/1-€6,200€6,200€6,200€6,200=
Legal reserve130-€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14€36,464€46,443€66,737€88,581€118,722▲ 34.0%
Amounts payable17/49€76,046€87,453€32,140€17,055€8,488▼ 50.2%
Amounts payable after more than one year17€30,996€11,526----
Financial debts170/4-€11,526----
Amounts payable within one year42/48€40,028€70,906€27,016€12,053€3,493▼ 71.0%
Current portion of amounts payable after more than one year42-€19,471€11,526---
Trade debts44€101€102€109€118€941▲ 697%
Suppliers440/4-€102€109€118€941▲ 697%
Advances received on contracts in progress46-€35,818----
Taxes, remuneration and social security45--€1,876€2,440€2,553▲ 4.6%
Taxes450/3--€1,876€2,440€2,553▲ 4.6%
Other amounts payable47/48-€15,515€13,505€9,495--
Accrued charges and deferred income492/3-€5,021€5,125€5,002€4,995▼ 0.1%
Line20212022202320242025Change
Profit (loss) for the period9904€14,557€9,979€20,294€21,844€30,141▲ 38.0%
+ Depreciation and write-downs630€8,906€9,310€9,592€9,592€9,592=
Operating cash flow (approximation)€23,462€19,289€29,886€31,437€39,734▲ 26.4%
Investment in fixed assets (approximation)--€1,500€0€0€0-
Change in cash-€27,750-€28,980€13,852€14,662▲ 5.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €30,141 ▲38%
Operating result €40,238, net result €30,141, both a record.
30-06
Financial Liquidity times 5current ratio 27.80
Current ratio from 5.47 to 27.80; short-term debt falls from €12,053 to €3,493.
2024
17-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Liquidity triplescurrent ratio 5.47
Current ratio from 1.84 to 5.47; short-term debt falls from €27,016 to €12,053.
30-06
Financial Equity above €150,000Eq €156,781 ▲16.2%
6 profitable years in a row build equity to €156,781.
2023
20-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Equity above €100,000Eq €104,664 ▲16.2%
3 profitable years in a row build equity to €104,664.
2020
22-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
17-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
2,274 m²
Building footprint
1,011 m²
Volume, LiDAR
7,319 m³
Parcel 13003A0814/00C002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
KRISTEL ALL SEASONS
Steegstraat 36, 2490 BalenAir transport
since 19952.070.616.834
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13003A0814/00C002 Flanders 2,274 m² 1 · 1,011 m² 12.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded20-02-1995
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.