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IMMO2T

Active
Private limited company· 3 yrs active
Allée des Pommiers(ARG) 1 ·4601 Visé, Belgium
KBO/BCE: BE 0801.635.021
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Age3 yrs
Real estate1 parcel · 593 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO2T is 7.2% (elevated). The 2023 annual accounts show negative equity (€-53k) and a net result of €-59k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
7.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-05-2025, 62 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-05-2025 62 d early 2025-00116946
31-12-2023 31-07-2024 05-06-2024 56 d early 2024-00110936

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-59k
Working capital€3k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 30-05-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-7k
Net profit€-59k
Cash flow€-10k
Staff costs-
Income taxes-
Dividends-
Total assets€294k
Equity€-53k
Debt€347k
of which ≤ 1y€3k
of which > 1y€345k
Working capital€3k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.00
Quick ratio2.00
Working capital ratio0.9%
Solvency-18.2%
Debt / equity-6.49
Long-term debt ratio-6.44
Interest coverage-3.29
Gross margin-
Net margin-
ROA-20.2%
ROE111.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€294k
Fixed assets 21/28€288k
Tangible fixed assets 22/27€288k
Financial fixed assets 28€400
Current assets 29/58€5k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€294k
Equity 10/15€-53k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-59k
Amounts payable 17/49€347k
Amounts payable after one year 17€345k
Amounts payable within one year 42/48€3k
Income statement
Gross operating margin 9900€-7k
Operating result 9901€-57k
Financial charges 65€2k
Result before taxes 9903€-59k
Net result for the period 9904€-59k
Result to be appropriated 9905€-59k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
40 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée des Pommiers(ARG) 14601 Visé

Establishment units

1 location
IMMO2T
Allée des Pommiers(ARG) 1, 4601 ViséVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20232.348.256.370
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area593 m²
Buildings1
Building footprint127 m²
Volume (LiDAR)647 m³
Tallest building7.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62005A0610/00P000 Wallonia 593 m² 1 · 127 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health40Profitability100Solvency67Growth-Stability79
72 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40
Profitability 100
Solvency 67
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR IMMO2T
Registered office
Allée des Pommiers(ARG) 1
4601 Visé, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.