IMMO YVES
ActiveIMMO YVES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €-57k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 80% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency98▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 12.9 in 2024; short-term debt: 19.6% and cash: 42.5% of total assets), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-57k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
48 d early
2023
89 d early
2022
52 d early
2021
89 d early
2020
78 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▼ 20.7%
2024 · €275k
2018: €181k
2019: €231k
2020: €339k
2021: €388k
2022: €372k
2023: €281k
2024: €275k
2018 → 2025
Total assets
€299k▲ 0.1%
2024 · €299k
2018: €352k
2019: €345k
2020: €452k
2021: €464k
2022: €426k
2023: €314k
2024: €299k
2018 → 2025
Net result
€-57k▼ 788%
2024 · €-6k
2018: €57k
2019: €50k
2020: €108k
2021: €49k
2022: €-16k
2023: €-91k
2024: €-6k
2018 → 2025
Working capital
€160k▼ 25.6%
2024 · €215k
2018: €138k
2019: €193k
2020: €305k
2021: €306k
2022: €297k
2023: €202k
2024: €215k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€372k▼ 4.1%€281k▼ 24.5%€275k▼ 2.3%€218k▼ 20.7%
Operating result€71k-€-14k€-91k▼ 534%€-2k▲ 97.3%€-54k▼ 2,114%
Net result€49k-€-16k€-91k▼ 474%€-6k▲ 93.0%€-57k▼ 788%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €54k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€81k▲ 22.6%
Current assets
€218k▼ 6.2%
Equity and liabilities €299k
Equity
€218k▼ 20.7%
Debt
€81k▲ 240%
The debt ratio rises from 8.0% to 27.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▼
2024 · €30k
Cash flow
€-28k▼
2024 · €26k
Solvency
72.8%▼
2024 · 92.0%
Current ratio
3.73▼
2024 · 12.90
Quick ratio
3.73▼
2024 · 12.90
Debt / equity
0.37▲
2024 · 0.09
ROE
-26.1%▼
2024 · -2.3%
ROA
-19.0%▼
2024 · -2.1%
Interest coverage
-15.56▼
2024 · 7.46
Debt
€81k▲
2024 · €24k
Debt ≤ 1 year
€59k▲
2024 · €18k
Debt > 1 year
€23k▲
2024 · €6k
Income taxes
€1k▲
2024 · €135
Staff costs
€92k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€299k▲
Fixed assets21/28€66k€81k▲
Intangible fixed assets21€7k€3k▼
Tangible fixed assets22/27€59k€77k▲
Land and buildings22€22k€21k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€23k€45k▲
Other tangible fixed assets26€9k€7k▼
Current assets29/58€233k€218k▼
Amounts receivable within one year40/41€68k€90k▲
Trade receivables40€56k€54k▼
Other amounts receivable41€13k€36k▲
Cash at bank and in hand54/58€161k€127k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€299k€299k▲
Equity10/15€275k€218k▼
Contributions10/11€6k€6k=
Reserves13€314k€314k=
Distributable reserves133€314k€314k=
Profit (loss) carried forward14€-45k€-102k▼
Amounts payable17/49€24k€81k▲
Amounts payable after more than one year17€6k€23k▲
Financial debts170/4€6k€23k▲
Amounts payable within one year42/48€18k€59k▲
Current portion of amounts payable after more than one year42€9k€11k▲
Trade debts44€877€21k▲
Suppliers440/4€877€21k▲
Taxes, remuneration and social security45€8k€27k▲
Taxes450/3€3k€22k▲
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48-€242
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€67k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€29k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€103k€74k▼
Operating profit (loss)9901€-2k€-54k▼
Financial income75/76B€166€237▲
Recurring financial income75€166€237▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-6k€-56k▼
Income taxes67/77€135€1k▲
Profit (loss) for the period9904€-6k€-57k▼
Profit (loss) for the period to be appropriated9905€-6k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-102k▼
Profit (loss) brought forward from the previous period14P€-39k€-45k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €108k ▲115%
Operating result €156k, net result €108k, both a record.
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €231k ▲27.8%
2 profitable years in a row build equity to €231k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 419900 EekloGround area
154 m²
Building footprint
106 m²
Volume, LiDAR
802 m³
Parcel 43352E0796/00C000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO YVES
since 20152.238.564.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43352E0796/00C000 | Flanders | 154 m² | 1 · 106 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOD Vastgoed
BE 0849.537.282
Kortemark · Eq €218k
Geert Pierco Vastgoed
BE 0891.406.343
Landen · Eq €218k
BIENO
BE 0464.728.879
Lendelede · Eq €218k
IMMOBILIERE ELLIPSE
BE 0455.682.640
Tournai · Eq €218k
EQUIMMO
BE 0453.509.048
Asse · Eq €217k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2015
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
66220Insurance agents and brokers
68110Buying and selling of own real estate
81100Combined facilities support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.