IMMO YADA
ActiveIMMO YADA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320k and a net result of €-11k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-42
Solvency85▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 29.95 in 2023; short-term debt: 39.7% and cash: 0.7% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
-2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2023
9 d late
2022
11 d late
2021
5 d late
2020
30 d early
2019
27 d early
2018
2 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€320k▼ 3.3%
2023 · €331k
2018: €61k
2019: €143k
2020: €165k
2021: €321k
2022: €321k
2023: €331k
2018 → 2025
Total assets
€531k▲ 55.4%
2023 · €342k
2018: €220k
2019: €332k
2020: €358k
2021: €443k
2022: €578k
2023: €342k
2018 → 2025
Net result
€-11k
2023 · €9k
2018: €-10k
2019: €82k
2020: €22k
2021: €156k
2022: €760
2023: €9k
2018 → 2025
Working capital
€308k▼ 2.8%
2023 · €317k
2018: €49k
2019: €131k
2020: €153k
2021: €303k
2022: €305k
2023: €317k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€165k-€321k▲ 94.4%€321k▲ 0.2%€331k▲ 3.0%€320k▼ 3.3%
Operating result€22k-€213k▲ 851%€2k▼ 98.8%€17k▲ 598%€-5k
Net result€22k-€156k▲ 621%€760▼ 99.5%€9k▲ 1,150%€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-5k in 2025, compared with €17k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €531k
Fixed assets
€12k▼ 11.4%
Current assets
€519k▲ 58.2%
Equity and liabilities €531k
Equity
€320k▼ 3.3%
Debt
€211k▲ 1,828%
The debt ratio rises from 3.2% to 39.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2023 · €19k
Cash flow
€-9k▼
2023 · €11k
Solvency
60.3%▼
2023 · 96.8%
Current ratio
2.46▼
2023 · 29.95
Quick ratio
1.79▼
2023 · 17.24
Debt / equity
0.66▲
2023 · 0.03
ROE
-3.4%▼
2023 · 2.9%
ROA
-2.0%▼
2023 · 2.8%
Interest coverage
-0.62▼
2023 · 4.24
Debt
€211k▲
2023 · €11k
Debt ≤ 1 year
€211k▲
2023 · €11k
Income taxes
€0▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€342k€531k▲
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€2k€0▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€12k€12k=
Current assets29/58€328k€519k▲
Stocks and contracts in progress3€139k€141k▲
Stocks30/36€139k€141k▲
Amounts receivable within one year40/41€178k€374k▲
Trade receivables40€6k€6k=
Other amounts receivable41€172k€368k▲
Cash at bank and in hand54/58€11k€4k▼
Equity and liabilities
Total equity and liabilities10/49€342k€531k▲
Equity10/15€331k€320k▼
Contributions10/11€50k€50k=
Reserves13€280k€270k▼
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€275k€265k▼
Profit (loss) carried forward14€909€90▼
Amounts payable17/49€11k€211k▲
Amounts payable within one year42/48€11k€211k▲
Financial debts43€0€201k▲
Credit institutions430/8€0€201k▲
Trade debts44€4k€218▼
Suppliers440/4€4k€218▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€4k€10k▲
Accrued charges and deferred income492/3-€365
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€928€1k▲
Gross operating margin9900€20k€-2k▼
Operating profit (loss)9901€17k€-5k▼
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€13k€-11k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€9k€-11k▼
Profit (loss) for the period to be appropriated9905€9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-10k▼
Profit (loss) brought forward from the previous period14P€4k€909▼
Transfer from equity791/2-€10k
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-11k ▼214%
Net result drops to €-11k, the lowest in the series.
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
30-11
Financial
Liquidity times 14current ratio 29.95
Current ratio from 2.19 to 29.95; short-term debt falls from €256k to €11k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 11 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
30-11
Financial
Highest result since 2018net €156k ▲621%
Operating result €213k, net result €156k, both a record.
30-11
Financial
Equity above €200kEq €321k ▲94.4%
3 profitable years in a row build equity to €321k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
Financial
Equity above €150kEq €165k ▲15.1%
2 profitable years in a row build equity to €165k.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-11
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
30-11
Financial
Equity above €100kEq €143k ▲135%
Equity rises from €61k to €143k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegplein 319991 MaldegemGround area
1,389 m²
Building footprint
345 m²
Volume, LiDAR
1,317 m³
Parcel 43001H0463/00T000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D. INTERIEUR
since 20092.182.364.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0463/00T000 | Flanders | 1,389 m² | 1 · 345 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
GUESTIMMO
BE 0811.424.794
Oudergem · Eq €320k
ESTIA IMMO
BE 0742.920.030
Brussel · Eq €320k
Sine Labore Nihil
BE 0810.353.737
Grobbendonk · Eq €320k
WIM BEYAERT PROJECTS
BE 0675.845.520
Zwevegem · Eq €320k
VEXILLUM
BE 0879.120.995
Schoten · Eq €321k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2009
Fiscal year end31-03
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.