IMMO.XA
ActiveSummary
IMMO.XA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-106k) and a net result of €-32k. Equity is shrinking by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+7
Solvency17▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 0.87 in 2024; short-term debt: 108% and cash: 1.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8%
Return on assets
-2.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-106k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
29 d late
2024
14 d late
2023
11 d late
2022
11 d late
2021
51 d late
2020
143 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-106k▼ 42.4%
2024 · €-74k
2018: €3k
2019: €-13k
2020: €-77k
2021: €-62k
2022: €-37k
2023: €-6k
2024: €-74k
2018 → 2025
Total assets
€1.33M=
2024 · €1.33M
2018: €220k
2019: €259k
2020: €469k
2021: €200k
2022: €734k
2023: €1.01M
2024: €1.33M
2018 → 2025
Net result
€-32k▲ 54.1%
2024 · €-69k
2018: €-17k
2019: €-16k
2020: €-64k
2021: €15k
2022: €25k
2023: €31k
2024: €-69k
2018 → 2025
Working capital
€-259k▼ 44.6%
2024 · €-179k
2018: €-32k
2019: €-60k
2020: €-290k
2021: €-220k
2022: €-89k
2023: €-169k
2024: €-179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-62k-€-37k▲ 40.1%€-6k▲ 84.7%€-74k▼ 1,218%€-106k▼ 42.4%
Operating result€21k-€25k▲ 22.6%€57k▲ 126%€-16k€-8k▲ 48.0%
Net result€15k-€25k▲ 65.2%€31k▲ 26.8%€-69k€-32k▲ 54.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€153k ▼ 6.4%
Current assets
€1.17M ▲ 0.9%
Key figures and ratios
Solvency
-8.0%▼
2024 · -5.6%
Current ratio
0.82▼
2024 · 0.87
Quick ratio
0.23▲
2024 · 0.04
Debt to equity
-13.51▲
2024 · -18.82
ROA
-2.4%▲
2024 · -5.2%
Debt
€1.43M▲
2024 · €1.40M
Debt ≤ 1 year
€1.43M▲
2024 · €1.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.33M=
Fixed assets21/28€163k€153k▼
Tangible fixed assets22/27€163k€153k▼
Land and buildings22€163k€153k▼
Current assets29/58€1.16M€1.17M▲
Stocks and contracts in progress3€1.11M€840k▼
Stocks30/36€1.11M€840k▼
Amounts receivable within one year40/41€53k€316k▲
Trade receivables40€92€281k▲
Other amounts receivable41€53k€34k▼
Cash at bank and in hand54/58€48€18k▲
Deferred charges and accrued income490/1-€39
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.33M=
Equity10/15€-74k€-106k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-94k€-126k▼
Amounts payable17/49€1.40M€1.43M▲
Amounts payable within one year42/48€1.34M€1.43M▲
Financial debts43€752k€728k▼
Other loans439€752k€728k▼
Trade debts44-€10k
Suppliers440/4-€10k
Taxes, remuneration and social security45-€56k
Taxes450/3-€56k
Other amounts payable47/48€590k€639k▲
Accrued charges and deferred income492/3€59k-
Income statement
Code20242025
Other operating charges640/8€525€1k▲
Non-recurring operating charges66A-€16k
Gross operating margin9900€-16k€8k▲
Operating profit (loss)9901€-16k€-8k▲
Financial charges65/66B€44k€23k▼
Recurring financial charges65€44k€23k▼
Profit (loss) for the period before taxes9903€-60k€-32k▲
Income taxes67/77€8k-
Profit (loss) for the period9904€-69k€-32k▲
Profit (loss) for the period to be appropriated9905€-69k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-126k▼
Profit (loss) brought forward from the previous period14P€-26k€-94k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-69k ▼320%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
2023
31-12
Financial
Highest result since 2018net €31k ▲26.8%
Operating result €57k, net result €31k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 401 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hayoulle 214557 TinlotGround area
1,382 m²
Building footprint
117 m²
Volume, LiDAR
871 m³
Parcel 61055A0066/00G000, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hayoulle 21, 4557 Tinlot
since 20182.276.158.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61055A0066/00G000 | Wallonia | 1,382 m² | 1 · 117 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,502 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.