IMMO WILI
ActiveIMMO WILI has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323k and a net result of €33k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 15% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+18
Solvency38▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.12 in 2024; short-term debt: 83.9% and cash: 3.1% of total assets), and 86.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4827 sector peers (2025).
NBB · sector comparisonPosition among 4827 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
22 d early
2023
182 d late
2022
1 d late
2021
3 d early
2020
31 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k
2024 · €-87k
2018: €79k
2019: €61k
2020: €322k
2021: €328k
2022: €739k
2023: €543k
2024: €-87k
2018 → 2025
Working capital
€-1.98M▼ 7.1%
2024 · €-1.85M
2018: €-648k
2019: €-684k
2020: €-656k
2021: €-612k
2022: €-152k
2023: €347k
2024: €-1.85M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.11M-€2.55M▲ 20.8%€5.09M▲ 99.8%€291k▼ 94.3%€323k▲ 11.2%
Operating result€383k-€922k▲ 141%€819k▼ 11.1%€-19k€106k
Net result€328k-€739k▲ 125%€543k▼ 26.5%€-87k€33k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €106k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.45M
Fixed assets
€2.38M▼ 0.4%
Current assets
€77k▼ 70.4%
Equity and liabilities €2.45M
Equity
€323k▲ 11.2%
Debt
€2.13M▼ 9.5%
The debt ratio falls from 89.0% to 86.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €-14k
Cash flow
€42k▲
2024 · €-83k
Solvency
13.2%▲
2024 · 11.0%
Current ratio
0.04▼
2024 · 0.12
Quick ratio
0.04▼
2024 · 0.12
Debt / equity
6.59▼
2024 · 8.10
ROE
10.1%▲
2024 · -30.1%
ROA
1.3%▲
2024 · -3.3%
Interest coverage
1.57▲
2024 · -0.21
Debt
€2.13M▼
2024 · €2.36M
Debt ≤ 1 year
€2.06M▼
2024 · €2.11M
Debt > 1 year
€70k▼
2024 · €245k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.65M€2.45M▼
Fixed assets21/28€2.39M€2.38M▼
Tangible fixed assets22/27€2.39M€2.38M▼
Land and buildings22€2.39M€2.38M▼
Plant, machinery and equipment23€729€242▼
Furniture and vehicles24€1k€354▼
Current assets29/58€259k€77k▼
Amounts receivable within one year40/41€220k-
Trade receivables40€14k-
Other amounts receivable41€206k-
Cash at bank and in hand54/58€39k€77k▲
Equity and liabilities
Total equity and liabilities10/49€2.65M€2.45M▼
Equity10/15€291k€323k▲
Contributions10/11€378k€378k=
Capital10€378k€378k=
Issued capital100€378k€378k=
Profit (loss) carried forward14€-87k€-55k▲
Amounts payable17/49€2.36M€2.13M▼
Amounts payable after more than one year17€245k€70k▼
Other amounts payable178/9€245k€70k▼
Amounts payable within one year42/48€2.11M€2.06M▼
Current portion of amounts payable after more than one year42-€0
Financial debts43€2.10M€2.05M▼
Credit institutions430/8€2.10M€2.05M▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€61€3k▲
Taxes450/3€61€3k▲
Other amounts payable47/48€8k€6k▼
Accrued charges and deferred income492/3€690€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€25k€24k▼
Gross operating margin9900€10k€140k▲
Operating profit (loss)9901€-19k€106k▲
Financial charges65/66B€68k€73k▲
Recurring financial charges65€68k€73k▲
Profit (loss) for the period before taxes9903€-87k€33k▲
Profit (loss) for the period9904€-87k€33k▲
Profit (loss) for the period to be appropriated9905€-87k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€-55k▲
Profit (loss) brought forward from the previous period14P-€-87k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 182 days late
2024
31-12
Financial
Weakest financial yearnet €-87k ▼116%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
2023
31-12
Financial
Equity above €5MEq €5.09M ▲99.8%
6 profitable years in a row build equity to €5.09M.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-12
Financial
Highest result since 2018net €739k ▲125%
Operating result €922k, net result €739k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €2MEq €2.06M ▲3%
2 profitable years in a row build equity to €2.06M.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
19 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertsbergsestraat 48020 OostkampGround area
1.6 ha
Building footprint
6,002 m²
Volume, LiDAR
43,547 m³
2 parcels, Flanders · tallest building 25.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Zwaarveld 32, 9220 Hamme (Vl.)
since 19792.016.640.688
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0138/00E000 | Flanders | 1.5 ha | 1 · 5,462 m² | 8.2 m · 2 fl. |
| 31403F0145/00C000 | Flanders | 818 m² | 1 · 541 m² | 25.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TERRA COGNITA
BE 0882.189.462
Boom · Eq €324k
A SURPLUS
BE 0845.104.580
Genk · Eq €325k
TAPIS DECOLAND
BE 0423.963.937
Lasne · Eq €325k
VENTICHIM
BE 0631.708.936
Zandhoven · Eq €321k
STEPS MANAGEMENT
BE 0860.534.609
Watermaal-Bosvoorde · Eq €319k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-09-1979
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
46841Wholesale trade
51532
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.