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IMMO WATERLOO 66

Active
Public limited companyfounded 200025 yrs activeKortrijksesteenweg 157, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0473.645.555
Summary

The computed 12-month bankruptcy probability of IMMO WATERLOO 66 is 1.5% (moderate). The 2025 annual accounts show equity of €4.3m and a net result of €382,539. Equity is growing by ~12.2% per year across the filed fiscal years. The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€1.0mturnover 2025
Equity
€4.3m
Profit
€382,539
Financially healthy?
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Who decides
Parent
STRACO · 99.98%
Board
2 members
Auditor: FIGURAD BEDRIJFSREVISORENAccounts 31 d early2 of 12 deeds read
Why 65- 2 changes of registered office in 24 months- No main activity registered- 1 of the last 3 late+ Size: turnover €1.0m, total assets €6.3mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 70% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 93+5
equity 68.3% of total assets
Liquidity 58-20
short-term debt 9.3% · cash 6.5%
Profitability 84-1
return on assets 6.1%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

  • 2 changes of registered office in 24 months raises the probability
  • Size: turnover €1.0m, total assets €6.3m lowers the probability for this profile
  • No main activity registered raises the probability
  • 1 of the last 3 late raises the probability
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 3.45 against 4.12 in 2024; short-term debt: 9.3% and cash: 6.5% of total assets), and 31.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 59%, liquidity 80%, profitability 92%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: turnover €1.0m, total assets €6.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
26 d late
2023
61 d late
2022
13 d early
2021
27 d early
2020
26 d early
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Straco RE BV (director)Registered-office move
  2. Annual accounts filedfiscal year 2025 · full…
  3. Resignation: STRACO (director)Reappointments: ViBel, TICACONSULT and 2…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €382,539 8 years View
  • Controlled by STRACO 99.98% View
  • A director leftlatest change 15-07-2026 · 2 in office 1 left View

By topic

Financials

Fiscal year
2025
Turnover
€1.0m
Profit
€382,539
Solvency
68.3%
Turnover▼ 3.9%
Net result
20222025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Resignation: Straco RE BV (director)
  2. 30-06-2026Annual accounts filed
  3. 23-06-2026Resignation: STRACO (director)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
29-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
33
Annual meeting
First Monday of June at 18:00
Purpose
Het deelnemen in,het voeren van beheer over en het financieren van andere…
Go to Articles of association

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