IMMO-W

Active

Private limited companyfounded 20205 yrs activeRue de Liège 2, 5300 Andenne, BelgiumKBO/BCE: BE 0754.532.415

IMMO-W has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €66k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency33▼-17

Growth58▼-20

Track record94

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.6%

Return on assets

82.1%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

on the day

2024

21 d early

2023

on the day

2022

20 d early

2021

46 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k▼ 78.2%

2024 · €28k

2021: €12k 2022: €13k 2023: €27k 2024: €28k

2021 → 2025

Total assets

€81k▼ 27.9%

2024 · €112k

2021: €19k 2022: €26k 2023: €40k 2024: €112k

2021 → 2025

Net result

€66k▼ 8.1%

2024 · €72k

2021: €7k 2022: €1k 2023: €14k 2024: €72k

2021 → 2025

Working capital

€5k▼ 82.4%

2024 · €28k

2021: €11k 2022: €12k 2023: €26k 2024: €28k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€12k-€13k▲ 9.3%€27k▲ 107%€28k▲ 4.9%€6k▼ 78.2%

Operating result€10k-€3k▼ 71.5%€19k▲ 592%€98k▲ 421%€91k▼ 7.9%

Net result€7k-€1k▼ 83.8%€14k▲ 1,158%€72k▲ 420%€66k▼ 8.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 8% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €81k

98.4%

Fixed assets €1k▲ 220%

Current assets €79k▼ 28.7%

Equity and liabilities €81k

92.4%

Equity €6k▼ 78.2%

Debt €74k▼ 11.0%

The debt ratio rises from 74.9% to 92.4%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€91k▼

2024 · €99k

Cash flow

€67k▼

2024 · €72k

Solvency

7.6%▼

2024 · 25.1%

Current ratio

1.07▼

2024 · 1.33

Quick ratio

1.07▼

2024 · 1.33

Debt / equity

12.18▲

2024 · 2.99

ROA

82.1%▲

2024 · 64.4%

Interest coverage

1151.24▼

2024 · 1355.24

Debt

€74k▼

2024 · €84k

Debt ≤ 1 year

€74k▼

2024 · €84k

Income taxes

€24k▼

2024 · €26k

A ratio outside any meaningful range has been withheld (balance sheet total €81k, equity €6k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€112k€81k▼

Fixed assets21/28€393€1k▲

Tangible fixed assets22/27€393€1k▲

Plant, machinery and equipment23€393€1k▲

Current assets29/58€111k€79k▼

Amounts receivable within one year40/41€6k€10k▲

Trade receivables40€804€5k▲

Other amounts receivable41€6k€6k▲

Cash at bank and in hand54/58€102k€68k▼

Deferred charges and accrued income490/1€3k€554▼

Equity and liabilities

Total equity and liabilities10/49€112k€81k▼

Equity10/15€28k€6k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€23k€1k▼

Amounts payable17/49€84k€74k▼

Amounts payable within one year42/48€84k€74k▼

Trade debts44€4k€4k▼

Suppliers440/4€4k€4k▼

Taxes, remuneration and social security45€22k€21k▼

Taxes450/3€22k€21k▼

Other amounts payable47/48€58k€50k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€565€834▲

Other operating charges640/8€614€634▲

Gross operating margin9900€99k€92k▼

Operating profit (loss)9901€98k€91k▼

Financial income75/76B-€1

Recurring financial income75-€1

Financial charges65/66B€73€79▲

Recurring financial charges65€73€79▲

Profit (loss) for the period before taxes9903€98k€90k▼

Income taxes67/77€26k€24k▼

Profit (loss) for the period9904€72k€66k▼

Profit (loss) for the period to be appropriated9905€72k€66k▼

Appropriation of the result

Profit (loss) to be appropriated9906€94k€89k▼

Profit (loss) brought forward from the previous period14P€22k€23k▲

Profit to be distributed694/7€71k€88k▲

Return on contributions (dividend)694€71k€88k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

10-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2021net €72k ▲420%

Operating result €98k, net result €72k, both a record.

31-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

11-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €1k ▼83.8%

Net result drops to €1k, the lowest in the series; recovery starts the following year.

15-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Andenne · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Liège 25300 Andenne

Ground area

5,335 m²

Building footprint

250 m²

Parcel 92124A0368/00K000, Wallonia. Linked by address, not a title deed.

1 establishment unit

IMMO-W

Rue de Liège 2, 5300 AndenneReal estate activities

since 20202.309.712.233

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92124A0368/00K000	Wallonia	5,335 m²	1 · 250 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,765 companies in sector 68321 we hold annual accounts for 1,390. 437 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-09-2020

Fiscal year end31-12

Activities, NACEBEL

68321Property management for co-owned buildings (syndics)

68110Buying and selling of own real estate

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.