IMMO Viviane CLEIREN
ActiveThe computed 12-month bankruptcy probability of IMMO Viviane CLEIREN is 1.6% (moderate). The 2025 annual accounts show negative equity (€-52k) and a net result of €-149. Equity is growing by ~4.1% per year across the filed fiscal years. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
13
/ 100
Critical▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency33=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.07 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.3%
Return on assets
-0.1%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€52k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
36 d early
2023
36 d late
2022
3 d early
2021
31 d late
2020
on the day
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-52k▼ 0.3%
2024 · €-52k
2018: €-67k
2019: €-66k
2020: €-65k
2021: €-65k
2022: €-58k
2023: €-53k
2024: €-52k
2018 → 2025
Total assets
€184k▼ 7.5%
2024 · €199k
2018: €259k
2019: €249k
2020: €236k
2021: €225k
2022: €215k
2023: €208k
2024: €199k
2018 → 2025
Net result
€-149
2024 · €1k
2018: €958
2019: €480
2020: €895
2021: €146
2022: €7k
2023: €4k
2024: €1k
2018 → 2025
Working capital
€-117k▼ 4.4%
2024 · €-112k
2018: €-93k
2019: €-97k
2020: €-101k
2021: €-107k
2022: €-102k
2023: €-104k
2024: €-112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-65k-€-58k▲ 11.4%€-53k▲ 7.4%€-52k▲ 2.7%€-52k▼ 0.3%
Operating result€9k-€16k▲ 70.6%€13k▼ 20.6%€9k▼ 28.1%€11k▲ 20.1%
Net result€146-€7k▲ 5,009%€4k▼ 42.3%€1k▼ 66.8%€-149
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€179k▼ 5.7%
Current assets
€5k▼ 43.3%
Key figures and ratios
EBITDA
€22k▲
2024 · €20k
Cash flow
€11k▼
2024 · €12k
Solvency
-28.3%▼
2024 · -26.1%
Current ratio
0.04▼
2024 · 0.07
Quick ratio
0.04▼
2024 · 0.07
Debt / equity
-4.53▲
2024 · -4.82
ROE
0.3%▲
2024 · -2.7%
ROA
-0.1%▼
2024 · 0.7%
Interest coverage
1.96▼
2024 · 2.59
Debt
€236k▼
2024 · €251k
Debt ≤ 1 year
€122k▲
2024 · €121k
Debt > 1 year
€113k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€184k▼
Fixed assets21/28€190k€179k▼
Tangible fixed assets22/27€190k€179k▼
Land and buildings22€187k€177k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€9k€5k▼
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€199k€184k▼
Equity10/15€-52k€-52k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-71k€-71k▼
Amounts payable17/49€251k€236k▼
Amounts payable after more than one year17€128k€113k▼
Financial debts170/4€128k€113k▼
Amounts payable within one year42/48€121k€122k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€2k€720▼
Suppliers440/4€2k€720▼
Advances received on contracts in progress46€3k€3k=
Other amounts payable47/48€98k€100k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€22k€24k▲
Operating profit (loss)9901€9k€11k▲
Financial charges65/66B€8k€11k▲
Recurring financial charges65€8k€11k▲
Profit (loss) for the period before taxes9903€1k€-149▼
Profit (loss) for the period9904€1k€-149▼
Profit (loss) for the period to be appropriated9905€1k€-149▼
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-71k▼
Profit (loss) brought forward from the previous period14P€-72k€-71k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-149 ▼110%
Net result drops to €-149, the lowest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €7k ▲5009%
Operating result €16k, net result €7k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Taille Loquet 401495 Villers-la-VilleGround area
1.3 ha
Building footprint
176 m²
Volume, LiDAR
1,102 m³
Parcel 25098D0576/00A000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO Viviane CLEIREN
since 20092.351.276.931
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098D0576/00A000 | Wallonia | 1.3 ha | 1 · 176 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2009
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.