IMMO VILLAS
ActiveThe computed 12-month bankruptcy probability of IMMO VILLAS is 2.4% (moderate). The 2025 annual accounts show negative equity (€-158k) and a net result of €-18k. Equity is shrinking by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 9114 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.17 in 2024; short-term debt: 714.6% and cash: 0.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-614.6%
Return on assets
-69.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-158k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
51 d late
2022
31 d late
2021
127 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-158k▼ 12.8%
2024 · €-140k
2021: €4k
2022: €-34k
2023: €-93k
2024: €-140k
2021 → 2025
Total assets
€26k▼ 10.0%
2024 · €29k
2021: €29k
2022: €31k
2023: €31k
2024: €29k
2021 → 2025
Net result
€-18k▲ 61.6%
2024 · €-47k
2021: €-619
2022: €-39k
2023: €-59k
2024: €-47k
2021 → 2025
Working capital
€-158k▼ 12.8%
2024 · €-140k
2021: €4k
2022: €-34k
2023: €-94k
2024: €-140k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-34k€-93k▼ 173%€-140k▼ 50.1%€-158k▼ 12.8%
Operating result€-2k-€-40k▼ 2,399%€-59k▼ 50.3%€-45k▲ 24.8%€-16k▲ 65.0%
Net result€-619-€-39k▼ 6,126%€-59k▼ 53.7%€-47k▲ 21.0%€-18k▲ 61.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €45k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€300=
Current assets
€25k▼ 10.1%
Key figures and ratios
Solvency
-614.6%▼
2024 · -490.3%
Current ratio
0.14▼
2024 · 0.17
Quick ratio
0.14▼
2024 · 0.17
Debt / equity
-1.16▲
2024 · -1.20
ROA
-69.9%▲
2024 · -163.7%
Debt
€184k▲
2024 · €169k
Debt ≤ 1 year
€184k▲
2024 · €169k
Income taxes
€1k▲
2024 · €1k
Staff costs
€16k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€26k▼
Fixed assets21/28€300€300=
Financial fixed assets28€300€300=
Current assets29/58€28k€25k▼
Amounts receivable within one year40/41€5k€25k▲
Other amounts receivable41€5k€25k▲
Cash at bank and in hand54/58€2k€214▼
Deferred charges and accrued income490/1€21k€582▼
Equity and liabilities
Total equity and liabilities10/49€29k€26k▼
Equity10/15€-140k€-158k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€-145k€-163k▼
Amounts payable17/49€169k€184k▲
Amounts payable within one year42/48€169k€184k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€36k€5k▼
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€10k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€127k€160k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€16k▼
Other operating charges640/8-€2k
Gross operating margin9900€20k€2k▼
Operating profit (loss)9901€-45k€-16k▲
Financial income75/76B€914€823▼
Recurring financial income75€914€823▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-46k€-17k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-47k€-18k▲
Profit (loss) for the period to be appropriated9905€-47k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-145k€-163k▼
Profit (loss) brought forward from the previous period14P€-98k€-145k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1431050 BrusselGround area
1,907 m²
Building footprint
1,788 m²
Volume, LiDAR
27,322 m³
Parcel 21807G0089/00A007, Brussels · tallest building 32.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO VILLAS
since 20202.306.368.802
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0089/00A007 | Brussels | 1,907 m² | 1 · 1,788 m² | 32.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jamot Consulting
BE 0833.530.304
Ukkel · Eq €4k
SYMBIHOUSE NANDRIN
BE 0752.842.437
Nandrin · Eq €4k
D & S VASTGOED
BE 0467.468.635
Herselt · Eq €4k
RODALE
BE 0860.373.370
Lier · Eq €4k
VILLAR REALTY
BE 0785.452.154
Meise · Eq €4k
Of 11,754 companies in sector 68310 we hold annual accounts for 6,908. 1,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.