IMMO VILLAS
ActiveThe computed 12-month bankruptcy probability of IMMO VILLAS is 2.4% (moderate). The 2025 annual accounts show negative equity (€-158k) and a net result of €-18k. Equity is shrinking by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 9107 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-43
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.17 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-614.6%
Return on assets
-69.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€158k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
51 d late
2022
31 d late
2021
127 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-158k▼ 12.8%
2024 · €-140k
2021: €4k
2022: €-34k
2023: €-93k
2024: €-140k
2021 → 2025
Total assets
€26k▼ 10.0%
2024 · €29k
2021: €29k
2022: €31k
2023: €31k
2024: €29k
2021 → 2025
Net result
€-18k▲ 61.6%
2024 · €-47k
2021: €-619
2022: €-39k
2023: €-59k
2024: €-47k
2021 → 2025
Working capital
€-158k▼ 12.8%
2024 · €-140k
2021: €4k
2022: €-34k
2023: €-94k
2024: €-140k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-34k€-93k▼ 173%€-140k▼ 50.1%€-158k▼ 12.8%
Operating result€-2k-€-40k▼ 2,399%€-59k▼ 50.3%€-45k▲ 24.8%€-16k▲ 65.0%
Net result€-619-€-39k▼ 6,126%€-59k▼ 53.7%€-47k▲ 21.0%€-18k▲ 61.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €45k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€300=
Current assets
€25k▼ 10.1%
Key figures and ratios
Solvency
-614.6%▼
2024 · -490.3%
Current ratio
0.14▼
2024 · 0.17
Quick ratio
0.14▼
2024 · 0.17
Debt / equity
-1.16▲
2024 · -1.20
ROE
11.4%▼
2024 · 33.4%
ROA
-69.9%▲
2024 · -163.7%
Debt
€184k▲
2024 · €169k
Debt ≤ 1 year
€184k▲
2024 · €169k
Income taxes
€1k▲
2024 · €1k
Staff costs
€16k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€26k▼
Fixed assets21/28€300€300=
Financial fixed assets28€300€300=
Current assets29/58€28k€25k▼
Amounts receivable within one year40/41€5k€25k▲
Other amounts receivable41€5k€25k▲
Cash at bank and in hand54/58€2k€214▼
Deferred charges and accrued income490/1€21k€582▼
Equity and liabilities
Total equity and liabilities10/49€29k€26k▼
Equity10/15€-140k€-158k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€-145k€-163k▼
Amounts payable17/49€169k€184k▲
Amounts payable within one year42/48€169k€184k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€36k€5k▼
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€10k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€127k€160k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€16k▼
Other operating charges640/8-€2k
Gross operating margin9900€20k€2k▼
Operating profit (loss)9901€-45k€-16k▲
Financial income75/76B€914€823▼
Recurring financial income75€914€823▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-46k€-17k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-47k€-18k▲
Profit (loss) for the period to be appropriated9905€-47k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-145k€-163k▼
Profit (loss) brought forward from the previous period14P€-98k€-145k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1431050 BrusselGround area
1,907 m²
Building footprint
1,788 m²
Volume, LiDAR
27,322 m³
Parcel 21807G0089/00A007, Brussels · tallest building 32.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO VILLAS
since 20202.306.368.802
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0089/00A007 | Brussels | 1,907 m² | 1 · 1,788 m² | 32.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jamot Consulting
BE 0833.530.304
Ukkel · Eq €4k
D & S VASTGOED
BE 0467.468.635
Herselt · Eq €4k
RODALE
BE 0860.373.370
Lier · Eq €4k
VILLAR REALTY
BE 0785.452.154
Meise · Eq €4k
Huis
BE 0768.428.357
Kruisem · Eq €4k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 1,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.