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IMMO-VIE

Active
Public limited companyfounded 200124 years activeWitte Huisstraat(D) 2, 7711 Mouscron, BelgiumKBO/BCE: BE 0476.133.111
Summary

The computed 12-month bankruptcy probability of IMMO-VIE is 2.2% (moderate). The 2024 annual accounts show equity of €1.3m and a net result of -€164,974. Equity is growing by ~3.2% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€3.5mtotal assets 2024
Equity
€1.3m
Loss
-€164,974
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2024
Bankruptcy probability, 12 months
2.2%
Structure
Board
2 members
Accounts 68 days overdue1 of 5 deeds read
Why 52- Liquidity: current ratio 1.26, cash €275, halved- Figures for FY 2024 (filed 31-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 late+ Size: total assets €3.5mShow the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (no NACE code, small)
Financial strength · tick = 2023
Average
Solvency 63=
equity 37.5% of total assets
Liquidity 50+1
short-term debt 8.7% · cash 0.0%
Profitability 34+3
return on assets -4.8%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.9%▲ +0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.8%▼ -0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025lowest value 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.0%▼ -0.3 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.0%▼ -0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 2.2%▲ +0.5 percentage points vs 09-2026highest value
Credit up to €65,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.69 in 2023; short-term debt: 8.7% and cash: 0% of total assets), and 62.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 38% on solvency, 43% on liquidity, 26% on profitability and 16% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.26, cash €275, halved
NBB · annual accounts
lowers risk · Size: total assets €3.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 31-08-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€164,974
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 days late
2023
27 days late
2022
98 days late
2021
101 days late
2020
144 days late
2019
145 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 91 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointments: Gabriel DECONINCK (director) and Maurice…State Gazette act
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2024 -€164,974 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • New directorslatest change 07-05-2026 · 2 in office 2 joined View

By topic

Financials

Fiscal year
2024
Total assets
€3.5m
Loss
-€164,974
Solvency
37.5%
Total assets▼ 11.3%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 06-11-2023Annual accounts filed
  2. 09-11-2022Annual accounts filed
  3. 31-12-2021Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
21-11-2001
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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