IMMO VEVA
ActiveIMMO VEVA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €9k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-62
Solvency29▲+4
Growth35▼-17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.13 in 2024), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
38 d early
2023
27 d early
2022
53 d early
2021
37 d early
2020
50 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€835k▼ 32.9%
2018 · €1.24M
2018: €1.24M
2018 → 2019
EBIT margin
31.4%▲ 14.7pp
2018 · 16.7%
2018: 16.7%
2018 → 2019
Net result
€9k▼ 95.3%
2024 · €193k
2018: €14k
2019: €21k
2020: €44k
2021: €157k
2022: €58k
2023: €-66k
2024: €193k
2018 → 2025
Working capital
€1.41M▲ 65.3%
2024 · €856k
2018: €835k
2019: €856k
2020: €618k
2021: €609k
2022: €689k
2023: €645k
2024: €856k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.29M-€1.35M▲ 4.4%€1.28M▼ 4.9%€1.48M▲ 15.1%€1.49M▲ 0.6%
Operating result€465k-€367k▼ 21.1%€397k▲ 8.2%€716k▲ 80.1%€329k▼ 54.0%
Net result€157k-€58k▼ 63.4%€-66k€193k€9k▼ 95.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.07M
Fixed assets
€1.12M▼ 32.9%
Current assets
€6.94M▼ 9.2%
Equity and liabilities €8.07M
Equity
€1.49M▲ 0.6%
Debt
€6.58M▼ 16.1%
The debt ratio falls from 84.1% to 81.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€346k▼
2024 · €737k
Cash flow
€25k▼
2024 · €214k
Solvency
18.4%▲
2024 · 15.9%
Current ratio
1.26▲
2024 · 1.13
Quick ratio
0.17▲
2024 · 0.07
Debt / equity
4.43▼
2024 · 5.31
ROE
0.6%▼
2024 · 13.1%
ROA
0.1%▼
2024 · 2.1%
Interest coverage
1.08▼
2024 · 1.61
Debt
€6.58M▼
2024 · €7.84M
Debt ≤ 1 year
€5.53M▼
2024 · €6.79M
Debt > 1 year
€1.05M=
2024 · €1.05M
Income taxes
€0▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.32M€8.07M▼
Fixed assets21/28€1.67M€1.12M▼
Tangible fixed assets22/27€323k€172k▼
Land and buildings22€323k€172k▼
Financial fixed assets28€1.35M€951k▼
Current assets29/58€7.64M€6.94M▼
Stocks and contracts in progress3€7.14M€6.01M▼
Stocks30/36€7.14M€6.01M▼
Amounts receivable within one year40/41€138k€14k▼
Trade receivables40€109k€0▼
Other amounts receivable41€29k€14k▼
Cash at bank and in hand54/58€362k€923k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€9.32M€8.07M▼
Equity10/15€1.48M€1.49M▲
Contributions10/11€380k€380k=
Capital10€380k€380k=
Issued capital100€380k€380k=
Reserves13€1.10M€1.11M▲
Non-distributable reserves130/1€38k€38k=
Legal reserve130€38k€38k=
Distributable reserves133€1.06M€1.07M▲
Amounts payable17/49€7.84M€6.58M▼
Amounts payable after more than one year17€1.05M€1.05M=
Other amounts payable178/9€1.05M€1.05M=
Amounts payable within one year42/48€6.79M€5.53M▼
Financial debts43€4.38M€3.66M▼
Credit institutions430/8€4.38M€3.66M▼
Trade debts44€166€2k▲
Suppliers440/4€166€2k▲
Taxes, remuneration and social security45€18k€11k▼
Taxes450/3€18k€11k▼
Other amounts payable47/48€2.39M€1.85M▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€16k▼
Other operating charges640/8€28k€28k▲
Non-recurring operating charges66A-€150k
Gross operating margin9900€764k€524k▼
Operating profit (loss)9901€716k€329k▼
Financial income75/76B€11€42▲
Recurring financial income75€11€42▲
Financial charges65/66B€457k€320k▼
Recurring financial charges65€457k€320k▼
Profit (loss) for the period before taxes9903€259k€9k▼
Income taxes67/77€65k€0▼
Profit (loss) for the period9904€193k€9k▼
Profit (loss) for the period to be appropriated9905€193k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€9k▼
Transfer from equity791/2€0-
Transfer to equity691/2€193k€9k▼
To other reserves6921€193k€9k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €193k
Net result €193k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-66k ▼215%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23420022). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
ILSE VANDEWIELE
CurrentDirector · since 03-11-2023 · Private limited company · perm. rep.: VANDEWIELE Ilse Eva Elke
Maxanna
CurrentDirector · since 03-11-2023 · Private limited company · perm. rep.: VANDEWIELE Eric Roger
PIETER VANDEWIELE
CurrentDirector · since 03-11-2023 · Private limited company · perm. rep.: VANDEWIELE Pieter Bert Tom
03-11-2023
ILSE VANDEWIELE: Appointed as Director
03-11-2023
Maxanna: Appointed as Director
03-11-2023
PIETER VANDEWIELE: Appointed as Director
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 458790 WaregemGround area
9,228 m²
Building footprint
129 m²
Volume, LiDAR
17 m³
Parcel 34452B0638/00K000, Flanders · tallest building 4.0 m. Linked by address, not a title deed.
1 establishment unit
Vredestraat 45, 8790 Waregem
since 19902.046.813.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0638/00K000 | Flanders | 9,228 m² | 1 · 128 m² | 4.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LECOBEL
BE 0436.334.803
Elsene · Eq €1.49M
Elde
BE 0406.164.536
Liège · Eq €1.48M
STEPHANE GILLET
BE 0862.133.030
Andenne · Eq €1.48M
DE MAERTELEIRE IMMO
BE 0668.367.315
Merelbeke-Melle · Eq €1.49M
PICARDIE INVEST
BE 0459.628.560
Brussel · Eq €1.48M
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 3,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-10-1989
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70111
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.