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IMMO - VERTE

Active
Public limited companyfounded 198837 yrs activeChaussée de Louvain 209, 1410 Waterloo, BelgiumKBO/BCE: BE 0436.505.839
Summary

IMMO - VERTE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149,132 and a net result of €1,403. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Activity not known1 site
How big
€179,517total assets 2025
Equity
€149,132
Profit
€1,403
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 29 d early0 of 3 deeds read
Why 94+ Size: total assets €179,517+ Founded in 1988+ Equity €149,132 (83.1% of total assets)+ Figures for FY 2025 (filed 02-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.1% of total assets
Liquidity 57+3
short-term debt 16.1% · cash 8.4%
Profitability 39+1
return on assets 0.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Size: total assets €179,517 lowers the probability for this profile
  • Founded in 1988 lowers the probability for this profile
  • Equity €149,132 (83.1% of total assets) lowers the probability
  • Figures for FY 2025 (filed 02-07-2026) lowers the probability
Credit up to €14,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.4 in 2024; short-term debt: 16.1% and cash: 8.4% of total assets), and 16.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 53%, profitability 31%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €179,517
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €149,132 (83.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 02-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
36 d early
2023
25 d early
2022
33 d early
2021
12 d late
2020
4 d late
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 17 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €1,403 5 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 1988founded 30-12-1988 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€179,517
Profit
€1,403
Solvency
83.1%
Turnover▲ 10.3%
Net result
20182023
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 02-07-2026Annual accounts filed
  2. 25-06-2025Annual accounts filed
  3. 06-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
30-12-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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