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IMMO VERACE

Active
Private limited companyfounded 20242 yrs activeRue du Dessus 20, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 1009.012.311
Summary

The computed 12-month bankruptcy probability of IMMO VERACE is 1.5% (moderate). The 2024 annual accounts show negative equity (-€70,949) and a net result of -€80,949. Its solvency ranks better than 8% of 9728 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency9
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.48; short-term debt: 2.6% and cash: 3.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-16.1%
Return on assets
-18.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 55 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 May 2024, IMMO VERACE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
-€70,949
Total assets
€441,318
Net result
-€80,949
Working capital
€5,478

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €441,318
Fixed assets €424,491
Current assets €16,828
Equity and liabilities
Equity-€70,949
Debt€512,267
Equity is negative: debt (€512,267) exceeds the balance-sheet total (€441,318).
Key figures and ratios
2024 value
EBITDA
-€9,670
Cash flow
-€13,963
Solvency
-16.1%
Current ratio
1.48
ROA
-18.3%
Interest coverage
-2.25
Debt
€512,267
Debt ≤ 1 year
€11,350
Debt > 1 year
€500,917
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€441,318
Fixed assets21/28€424,491
Tangible fixed assets22/27€424,491
Land and buildings22€422,326
Furniture and vehicles24€2,165
Current assets29/58€16,828
Amounts receivable within one year40/41€2,593
Trade receivables40€123
Other amounts receivable41€2,470
Cash at bank and in hand54/58€14,235
Equity and liabilities
Total equity and liabilities10/49€441,318
Equity10/15-€70,949
Contributions10/11€10,000
Profit (loss) carried forward14-€80,949
Amounts payable17/49€512,267
Amounts payable after more than one year17€500,917
Financial debts170/4€191,123
Other amounts payable178/9€309,794
Amounts payable within one year42/48€11,350
Current portion of amounts payable after more than one year42€6,704
Trade debts44€4,646
Suppliers440/4€4,646
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66,986
Other operating charges640/8€1,255
Gross operating margin9900-€8,415
Operating profit (loss)9901-€76,656
Financial charges65/66B€4,293
Recurring financial charges65€4,293
Profit (loss) for the period before taxes9903-€80,949
Profit (loss) for the period9904-€80,949
Profit (loss) for the period to be appropriated9905-€80,949
Appropriation of the result
Profit (loss) to be appropriated9906-€80,949

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66,986
Other operating charges640/8€1,255
Gross operating margin9900-€8,415
Operating profit (loss)9901-€76,656
Financial charges65/66B€4,293
Recurring financial charges65€4,293
Profit (loss) for the period before taxes9903-€80,949
Profit (loss) for the period9904-€80,949
Profit (loss) for the period to be appropriated9905-€80,949
Line2024
Assets
Total assets20/58€441,318
Fixed assets21/28€424,491
Tangible fixed assets22/27€424,491
Land and buildings22€422,326
Furniture and vehicles24€2,165
Current assets29/58€16,828
Amounts receivable within one year40/41€2,593
Trade receivables40€123
Other amounts receivable41€2,470
Cash at bank and in hand54/58€14,235
Equity and liabilities
Total equity and liabilities10/49€441,318
Equity10/15-€70,949
Contributions10/11€10,000
Profit (loss) carried forward14-€80,949
Amounts payable17/49€512,267
Amounts payable after more than one year17€500,917
Financial debts170/4€191,123
Other amounts payable178/9€309,794
Amounts payable within one year42/48€11,350
Current portion of amounts payable after more than one year42€6,704
Trade debts44€4,646
Suppliers440/4€4,646
Line2024
Profit (loss) for the period9904-€80,949
+ Depreciation and write-downs630€66,986
Operating cash flow (approximation)-€13,963

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 55 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
983 m²
Building footprint
74 m²
Volume, LiDAR
515 m³
Parcel 25014A0791/00H000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
IMMO VERACE
Rue du Dessus 20, 1420 Braine-l'AlleudOther activities auxiliary to financial services, excluding insurance and pension funding
since 20242.359.464.028
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25014A0791/00H000 Wallonia 982 m² 1 · 74 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,141 companies in this sector we hold annual accounts for 6,773. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded02-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009012311
Also 9925:BE1009012311
Registered 06-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.