Equity
€571,024 ▲ 3.4%
IMMO V.C. has made a profit in every financial year since 2007.
IMMO V.C.
Lifetime
19 annual accounts with figures on one time axis, 32 filings since 1994peak €94,372 (2025)
€94,372▲ 52.9%
peak €55,489 (2011)
€18,617▼ 46.0%
peak €571,024 (2025)
€571,024▲ 3.4%
€13,164▼ 90.5%
Board6 names since 2004
2 directorsTHE COACHING LOOP and 1 other
Owners2 names in the annual accounts
100%VALTECH
Documentsfilings and deeds
27-07-20264 days before the deadline
2025financial year
Gross margin from €61,709 to €94,372Result from €34,464 to €18,617New statutory auditor 28-10Amendment of the articles 05-06Debts from €138,939 to €13,164
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The accounts state no turnover.
Liquidity
12.85 was 1.44 in 2024
Short-term debts fell from €138,939 to €13,057.
Filings
32 annual accounts 34 filings since 1994
The last five annual accounts were filed 3 to 38 days before the end of the period.
Restructuring
2
2 restructurings since 2024. Latest: restructuring with L.V.C.
Position in the sector
97.7%
Higher solvency than 94% of companies in real estate. Sector median 38.2% · 5,810 companies.
Checked score
94
Excellent
Financially stronger than 85% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.2%▲ +0.2 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 12.85
lowers risk
Founded in 1993
Equity €571,024 (97.7% of total assets)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity and 65% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as IMMO V.C. has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO V.C. itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for IMMO V.C.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.85, above the usual 1.5. Short-term debt is 2.2% of total assets. 2.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 days early
2025
24 days early
2024
101 days early
2023
20 days early
2022
38 days early
2021
32 days early
2020
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
New statutory auditor
RSM INTERAUDIT appointed, MOORE AUDIT resigned · Permanent representatives: Jonas Uytterhaegen and Peter Vandeputte · General meeting of 29-09-2025 · Gazette deed
Amendment of the articles
General meeting of 23-05-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO V.C. Lommel | €584,188 | €94,372 | 97.7% | - |
| IMMO ENVAN Bree | €581,162 | €84,528 | 31.2% | - |
| NULENS Lanaken | €692,266 | €103,908 | 68.2% | - |
| MARNICO Hasselt | €666,978 | €88,003 | 83.3% | - |
| IMBM Genk | €510,495 | €75,097 | 58.7% | - |
| IMMO W.E.P. Beauraing | €578,306 | €100,802 | 50.0% | - |
| DECKERS Herzele | €583,745 | €84,091 | 8.1% | - |
These companies have the same main activity as IMMO V.C.: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €510,000 and €692,000, founded between 1988 and 1993.
Official details
Source: KBO- Status
- Active since 21-01-1993Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.061.382.7313920 Lommel, since 25-03-1993
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €584,188▲ 3.9%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on IMMO V.C.
IMMO V.C. has existed since 1993. The gross margin grew from €55,062 in 2007 to €94,372 in 2025.
The gross margin has grown every year since 2021. Solvency rose in 2025 from 79.9% to 97.7% because of the retained profit and lower debts.
VALTECH holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO V.C.
- What is the company number of IMMO V.C.?
- The company number of IMMO V.C. is 0449.171.960. The VAT number is the same number with BE in front: BE 0449.171.960.
- Where is IMMO V.C. based?
- The registered office is at Joris Helleputtestraat 9, 3920 Lommel.Company details
- What does IMMO V.C. do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of IMMO V.C.?
- IMMO V.C. is a public limited company (NV).
- When was IMMO V.C. founded?
- IMMO V.C. was founded on 21-01-1993.
- Is IMMO V.C. still active?
- Yes, IMMO V.C. is an active enterprise in the KBO register.
- What is the turnover of IMMO V.C.?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €94,372 and 45 comparable companies (NACE 682). It probably lies between €110,000 and €160,000.Financials
- Is IMMO V.C. profitable?
- In financial year 2025, IMMO V.C. made a profit of €18,617.
- Where can I find the annual accounts of IMMO V.C.?
- IMMO V.C. filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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