IMMO VANDENAMEELE
ActiveSummary
IMMO VANDENAMEELE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.37M and a net result of €87k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency91▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.3 in 2024; short-term debt: 7.7% and cash: 10.1% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
13 d early
2023
5 d early
2022
13 d early
2021
31 d late
2020
30 d late
2019
84 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.37M▲ 2.7%
2024 · €3.28M
2018: €2.72M
2019: €2.34M
2021: €2.71M
2022: €3.03M
2023: €3.09M
2024: €3.28M
2018 → 2025
Total assets
€5.07M▼ 3.4%
2024 · €5.24M
2018: €3.84M
2019: €3.36M
2021: €4.24M
2022: €4.80M
2023: €4.95M
2024: €5.24M
2018 → 2025
Net result
€87k▼ 53.2%
2024 · €186k
2018: €88k
2019: €-375k
2021: €276k
2022: €318k
2023: €65k
2024: €186k
2018 → 2025
Working capital
€190k▲ 32.9%
2024 · €143k
2018: €-123k
2019: €-61k
2021: €-92k
2022: €186k
2023: €-6k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.71M-€3.03M▲ 11.7%€3.09M▲ 2.2%€3.28M▲ 6.0%€3.37M▲ 2.7%
Operating result€384k-€456k▲ 18.7%€122k▼ 73.2%€286k▲ 134%€109k▼ 61.8%
Net result€276k-€318k▲ 15.0%€65k▼ 79.4%€186k▲ 184%€87k▼ 53.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.07M
Fixed assets
€4.49M ▼ 2.8%
Current assets
€580k ▼ 7.3%
Equity and liabilities €5.07M
Equity
€3.37M ▲ 2.7%
Provisions
€96k ▼ 8.5%
Debt
€1.60M ▼ 13.7%
Debt's share of the balance-sheet total falls from 35.5% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€397k▼
2024 · €548k
Cash flow
€375k▼
2024 · €447k
Current ratio
1.49▲
2024 · 1.30
Debt to equity
0.48▼
2024 · 0.57
ROE
2.6%▼
2024 · 5.7%
ROA
1.7%▼
2024 · 3.5%
Interest coverage
11.86▼
2024 · 15.61
Debt ≤ 1 year
€390k▼
2024 · €483k
Debt > 1 year
€1.20M▼
2024 · €1.37M
Income taxes
€28k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.24M€5.07M▼
Fixed assets21/28€4.62M€4.49M▼
Tangible fixed assets22/27€3.99M€3.86M▼
Land and buildings22€3.97M€3.84M▼
Plant, machinery and equipment23€11k€13k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€630k€630k=
Current assets29/58€626k€580k▼
Amounts receivable after more than one year29€2k€2k=
Other amounts receivable291€2k€2k=
Amounts receivable within one year40/41€7k€39k▲
Trade receivables40€7k€36k▲
Other amounts receivable41€30€3k▲
Current investments50/53€25k€25k=
Cash at bank and in hand54/58€592k€512k▼
Deferred charges and accrued income490/1€145€3k▲
Equity and liabilities
Total equity and liabilities10/49€5.24M€5.07M▼
Equity10/15€3.28M€3.37M▲
Contributions10/11€825k€826k▲
Capital10€825k€826k▲
Issued capital100€825k€826k▲
Reserves13€2.45M€2.54M▲
Non-distributable reserves130/1€83k€83k▲
Legal reserve130€83k€83k▲
Reserves not available under the articles1311€830€830=
Tax-exempt reserves132€254k€227k▼
Distributable reserves133€2.12M€2.23M▲
Provisions and deferred taxes16€105k€96k▼
Deferred taxes168€105k€96k▼
Amounts payable17/49€1.86M€1.60M▼
Amounts payable after more than one year17€1.37M€1.20M▼
Financial debts170/4€1.36M€1.19M▼
Other amounts payable178/9€13k€17k▲
Amounts payable within one year42/48€483k€390k▼
Current portion of amounts payable after more than one year42€167k€170k▲
Trade debts44€20k€12k▼
Suppliers440/4€20k€12k▼
Taxes, remuneration and social security45€71k€14k▼
Taxes450/3€71k€14k▼
Other amounts payable47/48€225k€194k▼
Accrued charges and deferred income492/3€7k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€163k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261k€288k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-10k▼
Other operating charges640/8€104k€101k▼
Gross operating margin9900€654k€488k▼
Operating profit (loss)9901€286k€109k▼
Financial income75/76B€124€30k▲
Recurring financial income75€124€30k▲
Financial charges65/66B€35k€33k▼
Recurring financial charges65€35k€33k▼
Profit (loss) for the period before taxes9903€251k€106k▼
Transfer from deferred taxes780€9k€9k=
Income taxes67/77€74k€28k▼
Profit (loss) for the period9904€186k€87k▼
Transfer from tax-exempt reserves789€27k€27k=
Profit (loss) for the period to be appropriated9905€212k€114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€114k▼
Transfer to equity691/2€212k€114k▼
To the legal reserve6920-€51
To other reserves6921€212k€114k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €318k ▲15%
Operating result €456k, net result €318k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €276k
Net result €276k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Weakest financial yearnet €-375k ▼528%
Net result drops to €-375k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 1049300 AalstGround area
105 m²
Building footprint
105 m²
Volume, LiDAR
1,264 m³
Parcel 41303D0914/00A002, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Hoveniersstraat 104, 9300 Aalst
since 19882.040.897.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0914/00A002 | Flanders | 105 m² | 1 · 105 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GCK
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SOFTIMAT
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I.BOU
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 3,096 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-10-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:immovandenameele@gmail.com