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IMMO VALTI

Active
Private limited companyfounded 201016 yrs activeChemin de Fontaine 6, 6150 Anderlues, BelgiumKBO/BCE: BE 0829.099.778
Summary

IMMO VALTI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109,238 and a net result of €24,137. Equity is growing by ~21.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability93▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 2.59 in 2023; short-term debt: 12.6% and cash: 48.4% of total assets), and 12.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
34 d late
2023
27 d late
2022
60 d late
2021
31 d late
2020
18 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 37 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO VALTI was incorporated on 8 September 2010.1 Since 2025, IDEALE SUPERMERCATO has served as director of the company.2 Total assets rose from EUR 91,204 in 2018 to EUR 125,043 in 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-03-2026
  3. 3National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24,137▲ 58.2%
2023 · €15,262
Working capital
€44,711▲ 82.1%
2023 · €24,557
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€12,022▲ 810%€17,773▲ 47.8%€14,314▼ 19.5%€22,174▲ 54.9%€26,666▲ 20.3%
Net result€10,033€12,066▲ 20.3%€10,089▼ 16.4%€15,262▲ 51.3%€24,137▲ 58.2%
Equity€47,683▲ 26.6%€59,749▲ 25.3%€69,839▲ 16.9%€85,100▲ 21.9%€109,238▲ 28.4%
Total assets€89,408▲ 3.7%€90,954▲ 1.7%€95,694▲ 5.2%€107,432▲ 12.3%€125,043▲ 16.4%
Debt€41,725▼ 14.1%€31,205▼ 25.2%€25,855▼ 17.1%€22,331▼ 13.6%€15,805▼ 29.2%
Working capital€2,732€10,431▲ 282%€15,140▲ 45.2%€24,557▲ 62.2%€44,711▲ 82.1%
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2020: €12,022€12,022Net result 2020: €10,033€10,033Operating result 2021: €17,773€17,773Net result 2021: €12,066€12,066Operating result 2022: €14,314€14,314Net result 2022: €10,089€10,089Operating result 2023: €22,174€22,174Net result 2023: €15,262€15,262Operating result 2024: €26,666€26,666Net result 2024: €24,137€24,13720202021202220232024€0€10,000€20,000€30,000Operating result 2022: €14,314€14,300Net result 2022: €10,089€10,100Operating result 2023: €22,174€22,200Net result 2023: €15,262€15,300Operating result 2024: €26,666€26,700Net result 2024: €24,137€24,100202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125,043
Fixed assets €64,527 ▼ 4.4%
Current assets €60,516 ▲ 51.5%
Equity and liabilities €125,043
Equity €109,238 ▲ 28.4%
Debt €15,805 ▼ 29.2%
Debt's share of the balance-sheet total falls from 20.8% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€29,615▲
2023 · €25,150
Cash flow
€27,086▲
2023 · €18,237
Current ratio
3.83▲
2023 · 2.59
Debt to equity
0.14▼
2023 · 0.26
ROE
22.1%▲
2023 · 17.9%
ROA
19.3%▲
2023 · 14.2%
Interest coverage
39.03▲
2023 · 22.64
Debt ≤ 1 year
€15,805▲
2023 · €15,399
Income taxes
€1,770▼
2023 · €5,801
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€107,432€125,043▲
Fixed assets21/28€67,475€64,527▼
Tangible fixed assets22/27€67,475€64,527▼
Land and buildings22€66,213€63,663▼
Furniture and vehicles24€1,263€864▼
Current assets29/58€39,957€60,516▲
Cash at bank and in hand54/58€39,957€60,516▲
Equity and liabilities
Total equity and liabilities10/49€107,432€125,043▲
Equity10/15€85,100€109,238▲
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Profit (loss) carried forward14€64,640€88,778▲
Amounts payable17/49€22,331€15,805▼
Amounts payable after more than one year17€6,587-
Financial debts170/4€6,587-
Amounts payable within one year42/48€15,399€15,805▲
Current portion of amounts payable after more than one year42€8,475€6,587▼
Taxes, remuneration and social security45€3,700-
Taxes450/3€3,700-
Other amounts payable47/48€3,224€9,218▲
Accrued charges and deferred income492/3€345-
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61-€17,347
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,976€2,949▼
Other operating charges640/8€3,512€3,642▲
Gross operating margin9900€28,662€33,257▲
Operating profit (loss)9901€22,174€26,666▲
Financial charges65/66B€1,111€759▼
Recurring financial charges65€1,111€759▼
Profit (loss) for the period before taxes9903€21,063€25,908▲
Income taxes67/77€5,801€1,770▼
Profit (loss) for the period9904€15,262€24,137▲
Profit (loss) for the period to be appropriated9905€15,262€24,137▲
Appropriation of the result
Profit (loss) to be appropriated9906€64,640€88,778▲
Profit (loss) brought forward from the previous period14P€49,379€64,640▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Goods, raw materials, services and sundry goods60/61-€10,931€13,316-€17,347-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,759€3,442€4,060€2,976€2,949▼ 0.9%
Other operating charges640/8-€3,133€3,201€3,512€3,642▲ 3.7%
Gross operating margin9900€20,074€24,349€21,575€28,662€33,257▲ 16.0%
Operating profit (loss)9901€12,022€17,773€14,314€22,174€26,666▲ 20.3%
Financial charges65/66B-€1,707€1,631€1,111€759▼ 31.7%
Recurring financial charges65€1,989€1,707€1,631€1,111€759▼ 31.7%
Profit (loss) for the period before taxes9903€10,033€16,066€12,683€21,063€25,908▲ 23.0%
Income taxes67/77-€4,000€2,594€5,801€1,770▼ 69.5%
Profit (loss) for the period9904€10,033€12,066€10,089€15,262€24,137▲ 58.2%
Profit (loss) for the period to be appropriated9905€10,033€12,066€10,089€15,262€24,137▲ 58.2%
Line20202021202220232024Change
Assets
Total assets20/58€89,408€90,954€95,694€107,432€125,043▲ 16.4%
Fixed assets21/28€75,959€72,517€70,451€67,475€64,527▼ 4.4%
Tangible fixed assets22/27€75,959€72,517€70,451€67,475€64,527▼ 4.4%
Land and buildings22-€72,517€68,789€66,213€63,663▼ 3.9%
Furniture and vehicles24--€1,662€1,263€864▼ 31.6%
Current assets29/58€13,449€18,437€25,243€39,957€60,516▲ 51.5%
Cash at bank and in hand54/58€13,449€18,437€25,243€39,957€60,516▲ 51.5%
Equity and liabilities
Total equity and liabilities10/49€89,408€90,954€95,694€107,432€125,043▲ 16.4%
Equity10/15€47,683€59,749€69,839€85,100€109,238▲ 28.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10-€18,600€18,600€18,600€18,600=
Issued capital100-€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€27,223€39,289€49,379€64,640€88,778▲ 37.3%
Amounts payable17/49€41,725€31,205€25,855€22,331€15,805▼ 29.2%
Amounts payable after more than one year17€31,008€23,198€15,062€6,587--
Financial debts170/4-€23,198€15,062€6,587--
Amounts payable within one year42/48€10,718€8,007€10,103€15,399€15,805▲ 2.6%
Current portion of amounts payable after more than one year42-€7,810€8,136€8,475€6,587▼ 22.3%
Taxes, remuneration and social security45---€3,700--
Taxes450/3---€3,700--
Other amounts payable47/48-€197€1,967€3,224€9,218▲ 186%
Accrued charges and deferred income492/3--€690€345--
Line20202021202220232024Change
Profit (loss) for the period9904€10,033€12,066€10,089€15,262€24,137▲ 58.2%
+ Depreciation and write-downs630€4,759€3,442€4,060€2,976€2,949▼ 0.9%
Operating cash flow (approximation)€14,792€15,509€14,149€18,237€27,086▲ 48.5%
Investment in fixed assets (approximation)-€0-€1,994€0€0-
Change in cash-€4,988€6,806€14,714€20,560▲ 39.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
20-03
State Gazette act Resignations: FAVALE Nicolas (director) and FAVALE Michael (director)
Appointment: IDEALE SUPERMERCATO (director) · Permanent representative: BORDENGA Alessandro · Share transfer10 facts ▸
  • Written decision, 27/01/2026
  • Share transfer, FAVALE Nicolas → IDEALE SUPERMERCATO
  • Share transfer, FAVALE Michael → IDEALE SUPERMERCATO
  • Director resignation, FAVALE Nicolas (director)
  • Director resignation, FAVALE Michael (director)
  • Director appointment, IDEALE SUPERMERCATO (director)
  • Permanent representative, BORDENGA Alessandro
  • Director discharge, FAVALE Nicolas
  • Director discharge, FAVALE Michael
  • Shareholding, 186, 186
2025
03-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial Highest result since 2018net €24,137 ▲58.2%
Operating result €26,666, net result €24,137, both a record.
31-12
Financial Equity above €100,000Eq €109,238 ▲28.4%
5 profitable years in a row build equity to €109,238.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial Back to profitnet €10,033
Net result €10,033 after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 1.25
Current ratio from 0.55 to 1.25.
21-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
Show earlier events
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
23-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2025

Board 1

IDEALE SUPERMERCATO
Director · since 29-12-2025 · Private limited company · perm. rep.: BORDENGA Alessandro
Current

Permanent representatives 1

BORDENGA Alessandro
Permanent representative · since 29-12-2025 · for IDEALE SUPERMERCATO
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
524 m²
Building footprint
183 m²
Volume, LiDAR
1,443 m³
Parcel 56001C0172/00H003, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Immo Valti
Chemin de Fontaine 6, 6150 AnderluesRenting and operating of own or leased residential real estate, excluding social housing
since 20102.194.197.804
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56001C0172/00H003 Wallonia 524 m² 1 · 183 m² 8.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2025, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
IDEALE SUPERMERCATO
  • Director, from 29-12-2025 to date
Michael FAVALE
  • Director, until 29-12-2025
Nicolas FAVALE
  • Director, until 29-12-2025
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 owner

Chain of control

  1. IDEALE SUPERMERCATO 100%
  2. IMMO VALTI

Highest known parent: IDEALE SUPERMERCATO. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 current director
Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 20-03-2026 ↗
Share transfer act of 20-03-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-09-2010
Fiscal year end31-12
Contact
E-mail immovalti@hotmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.