IMMO V.D.O.
ActiveIMMO V.D.O. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €888k and a net result of €103k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency100=
Growth65=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.05 in 2024; short-term debt: 10.6% and cash: 16.4% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
83 d early
2023
76 d early
2022
69 d early
2021
68 d early
2020
80 d early
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€232k▲ 5.4%
2021 · €220k
2018: €212k
2019: €215k
2020: €218k
2021: €220k
2018 → 2022
EBIT margin
57.5%▲ 1.5pp
2021 · 56.0%
2018: 55.2%
2019: 55.3%
2020: 56.8%
2021: 56.0%
2018 → 2022
Net result
€103k▼ 8.1%
2024 · €112k
2018: €72k
2019: €68k
2020: €75k
2021: €75k
2022: €87k
2023: €97k
2024: €112k
2018 → 2025
Working capital
€60k▲ 960%
2024 · €6k
2018: €-119k
2019: €-120k
2020: €-91k
2021: €-88k
2022: €-73k
2023: €-65k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€220k-€232k▲ 5.4%
Equity€630k-€717k▲ 13.8%€814k▲ 13.6%€859k▲ 5.5%€888k▲ 3.4%
Operating result€123k-€134k▲ 8.2%€145k▲ 8.7%€162k▲ 11.6%€145k▼ 10.2%
Net result€75k-€87k▲ 16.1%€97k▲ 11.7%€112k▲ 15.1%€103k▼ 8.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€861k▲ 0.9%
Current assets
€170k▲ 55.0%
Equity and liabilities €1.03M
Equity
€888k▲ 3.4%
Debt
€143k▲ 37.8%
The debt ratio rises from 10.8% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€185k▼
2024 · €198k
Cash flow
€143k▼
2024 · €148k
Solvency
86.1%▼
2024 · 89.2%
Current ratio
1.55▲
2024 · 1.05
Quick ratio
1.55▲
2024 · 1.05
Debt / equity
0.16▲
2024 · 0.12
ROE
11.6%▼
2024 · 13.0%
ROA
10.0%▼
2024 · 11.6%
Interest coverage
109.71▲
2024 · 48.48
Debt
€143k▲
2024 · €104k
Debt ≤ 1 year
€109k▲
2024 · €104k
Debt > 1 year
€34k▲
2024 · €0
Income taxes
€41k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€963k€1.03M▲
Fixed assets21/28€853k€861k▲
Tangible fixed assets22/27€853k€861k▲
Land and buildings22€853k€817k▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24€0€42k▲
Financial fixed assets28€400€400=
Current assets29/58€110k€170k▲
Amounts receivable within one year40/41€546€826▲
Trade receivables40-€0
Other amounts receivable41€546€826▲
Cash at bank and in hand54/58€109k€169k▲
Equity and liabilities
Total equity and liabilities10/49€963k€1.03M▲
Equity10/15€859k€888k▲
Contributions10/11€300k€300k=
Reserves13€551k€579k▲
Distributable reserves133€551k€579k▲
Profit (loss) carried forward14€8k€9k▲
Amounts payable17/49€104k€143k▲
Amounts payable after more than one year17€0€34k▲
Financial debts170/4€0€34k▲
Amounts payable within one year42/48€104k€109k▲
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€70€21▼
Suppliers440/4€70€21▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€74k€85k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€40k▲
Other operating charges640/8€25k€26k▲
Gross operating margin9900€223k€211k▼
Operating profit (loss)9901€162k€145k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€158k€144k▼
Income taxes67/77€46k€41k▼
Profit (loss) for the period9904€112k€103k▼
Profit (loss) for the period to be appropriated9905€112k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€111k▼
Profit (loss) brought forward from the previous period14P€6k€8k▲
Transfer from equity791/2€67k€74k▲
Transfer to equity691/2€110k€102k▼
To other reserves6921€110k€102k▼
Profit to be distributed694/7€67k€74k▲
Return on contributions (dividend)694€67k€74k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €112k ▲15.1%
Operating result €162k, net result €112k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €555k ▲15.6%
3 profitable years in a row build equity to €555k.
22-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €68k ▼5.1%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Beaulieu 54802 VerviersGround area
1,625 m²
Building footprint
411 m²
Volume, LiDAR
2,354 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO V.D.O.
since 20062.152.902.627
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63576F1323/00L008 | Wallonia | 1,423 m² | 1 · 200 m² | 8.2 m · 2 fl. |
| 63036A0184/00R000 | Wallonia | 202 m² | 1 · 210 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARGOTREM
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DS PROMOTIONS
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2006
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70112
70201
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.