IMMO - TUIN
ActiveSummary
IMMO - TUIN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €13k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-12
Solvency84▼-16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 2.52 in 2024; short-term debt: 40.5% and cash: 13.6% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
59 d late
2023
37 d late
2022
67 d late
2021
61 d late
2020
53 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€228k▼ 24.6%
2024 · €302k
2018: €111k
2019: €118k
2020: €107k
2021: €124k
2022: €211k
2023: €252k
2024: €302k
2018 → 2025
Total assets
€383k▼ 4.0%
2024 · €399k
2018: €176k
2019: €184k
2020: €194k
2021: €223k
2022: €298k
2023: €363k
2024: €399k
2018 → 2025
Net result
€13k▼ 74.8%
2024 · €50k
2018: €27k
2019: €8k
2020: €-11k
2021: €17k
2022: €87k
2023: €41k
2024: €50k
2018 → 2025
Working capital
€22k▼ 84.8%
2024 · €147k
2018: €-2k
2019: €-18k
2020: €-40k
2021: €-38k
2022: €30k
2023: €75k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€211k▲ 70.1%€252k▲ 19.2%€302k▲ 20.0%€228k▼ 24.6%
Operating result€18k-€128k▲ 623%€60k▼ 53.1%€73k▲ 21.3%€13k▼ 81.7%
Net result€17k-€87k▲ 424%€41k▼ 53.4%€50k▲ 24.0%€13k▼ 74.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €383k
Fixed assets
€205k ▲ 32.5%
Current assets
€177k ▼ 27.2%
Equity and liabilities €383k
Equity
€228k ▼ 24.6%
Debt
€155k ▲ 60.1%
Debt's share of the balance-sheet total rises from 24.3% to 40.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▼
2024 · €122k
Cash flow
€65k▼
2024 · €99k
Current ratio
1.14▼
2024 · 2.52
Quick ratio
1.14▼
2024 · 2.50
Debt to equity
0.68▲
2024 · 0.32
ROE
5.6%▼
2024 · 16.7%
ROA
3.3%▼
2024 · 12.6%
Interest coverage
345.13▲
2024 · 315.69
Debt ≤ 1 year
€155k▲
2024 · €97k
Income taxes
€5k▼
2024 · €24k
Staff costs
€228k▲
2024 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€399k€383k▼
Fixed assets21/28€155k€205k▲
Tangible fixed assets22/27€155k€205k▲
Land and buildings22€54k€49k▼
Plant, machinery and equipment23€73k€78k▲
Furniture and vehicles24€29k€78k▲
Financial fixed assets28€87€87=
Current assets29/58€244k€177k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€147k€106k▼
Trade receivables40€32k€28k▼
Other amounts receivable41€115k€77k▼
Cash at bank and in hand54/58€83k€52k▼
Deferred charges and accrued income490/1€13k€18k▲
Equity and liabilities
Total equity and liabilities10/49€399k€383k▼
Equity10/15€302k€228k▼
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€185k€110k▼
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€178k€104k▼
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€97k€155k▲
Amounts payable within one year42/48€97k€155k▲
Trade debts44€33k€24k▼
Suppliers440/4€33k€24k▼
Bills of exchange payable441€245-
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€50k€48k▼
Taxes450/3€32k€18k▼
Remuneration and social security454/9€17k€29k▲
Other amounts payable47/48€14k€81k▲
Income statement
Code20242025
Non-recurring operating income76A€413€5k▲
Remuneration, social security and pensions62€175k€228k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€53k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€301k€299k▼
Operating profit (loss)9901€73k€13k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€386€191▼
Recurring financial charges65€386€191▼
Profit (loss) for the period before taxes9903€75k€18k▼
Income taxes67/77€24k€5k▼
Profit (loss) for the period9904€50k€13k▼
Profit (loss) for the period to be appropriated9905€50k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€62k▼
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer from equity791/2-€87k
Transfer to equity691/2€50k€13k▼
To other reserves6921€50k€13k▼
Profit to be distributed694/7-€87k
Return on contributions (dividend)694-€87k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Highest result since 2018net €87k ▲424%
Operating result €128k, net result €87k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.36
Current ratio from 0.57 to 1.36; short-term debt falls from €88k to €83k.
31-12
Financial
Equity above €200kEq €211k ▲70.1%
2 profitable years in a row build equity to €211k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
2020
31-12
Financial
Weakest financial yearnet €-11k ▼240%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleingentstraat 239070 DestelbergenGround area
2,714 m²
Building footprint
294 m²
Volume, LiDAR
1,633 m³
Parcel 44013B0096/02D000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO - TUIN
since 19892.044.707.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0096/02D000 | Flanders | 2,714 m² | 1 · 294 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 921 EUR awarded · 922 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 545 EUR | 545 EUR |
| 2024 | 1 | 188 EUR | 377 EUR |
| 2023 | 1 | 188 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
9 endedGroenaanleg en –beheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
Medewerker groen- en tuinaanleg (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (so)
Show 3 more
Hovenier-onderhoud (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-07-1989
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.