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Immo Trimmo

Active
Private limited companyfounded 20197 yrs activeKalmthoutsesteenweg 302, 2910 Essen, BelgiumKBO/BCE: BE 0734.908.721
Summary

Immo Trimmo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €543,387 and a net result of -€41,313. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 70% of 9436 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

What they do
Development of non-residential building projects
NACE 68122NACE 41102
#9 company by equity in Essen, Real estate sector1 site
How big
€966,016total assets 2025
Equity
€543,387
Loss
-€41,313
Turnover not published (abridged schema)
Financially healthy?
57 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Largest shareholder
STAWI · 33.33%
Accounts 17 d early0 of 1 deed read
Why 57- Limited track record- Persistent losses+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability27▲+2
Solvency81▲+19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.58 in 2024; short-term debt: 43.7% and cash: 0.6% of total assets), and 43.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€41,313
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
17 d early
2024
22 d early
2023
35 d early
2022
31 d early
2021
32 d early
2020
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€82,056

Financials

Fiscal year 2025Total assets €966,016Loss -€41,313Solvency 56.3%Liquidity 2.29
Total assets
€966,016▼ 39.2%
2020 - 2025
Net result
-€41,313▲ 49.7%
2020 - 2025
Equity
€543,387▼ 7.1%
2020 - 2025
Solvency
56.3%▲ 19.5pp
2020 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years6 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1.1m▲ 148%-€372€0.01m-€0.09m-€0.04m▲ 54.5%
Net result€0.9mabove the sector's middle half▲ 154%-€0.004mwithin the sector's middle half€0.002mwithin the sector's middle half-€0.08mbelow the sector's middle half-€0.04mbelow the sector's middle half▲ 49.7%
Equity€0.7mwithin the sector's middle half▲ 166%€0.7mwithin the sector's middle half▼ 0.7%€0.7mwithin the sector's middle half▲ 0.3%€0.6mwithin the sector's middle half▼ 12.3%€0.5mwithin the sector's middle half▼ 7.1%
Total assets€1.7mwithin the sector's middle half▼ 21.7%€0.8mwithin the sector's middle half▼ 51.4%€1.3mwithin the sector's middle half▲ 62.6%€1.6mwithin the sector's middle half▲ 20.8%€1.0mwithin the sector's middle half▼ 39.2%
Debt€1.0m▼ 46.9%€0.1m▼ 85.5%€0.6m▲ 350%€1.0m▲ 54.9%€0.4m▼ 58.0%
Working capital€0.7mabove the sector's middle half▲ 159%€0.7mabove the sector's middle half▼ 0.7%€0.7mabove the sector's middle half▲ 0.3%€0.6mabove the sector's middle half▼ 12.3%€0.5mabove the sector's middle half▼ 7.1%
Solvency40.2%within the sector's middle half▲ 28.4pp82.2%above the sector's middle half▲ 42.0pp50.7%within the sector's middle half▼ 31.5pp36.8%within the sector's middle half▼ 13.9pp56.3%within the sector's middle half▲ 19.5pp
Current ratio1.67within the sector's middle half▲ 0.535.61above the sector's middle half▲ 3.942.03within the sector's middle half▼ 3.581.58within the sector's middle half▼ 0.452.29within the sector's middle half▲ 0.70
Return on assets (ROA)56.6%above the sector's middle half▲ 39.1pp-0.6%within the sector's middle half▼ 57.2pp0.1%within the sector's middle half▲ 0.7pp-5.2%below the sector's middle half▼ 5.3pp-4.3%below the sector's middle half▲ 0.9pp
Staff (FTE)0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2021 Net result +154% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€500,000€0€500,000€1.0mOperating result 2021: €1.1m€1.1mNet result 2021: €942,679€942,679Operating result 2022: -€372-€372Net result 2022: -€4,480-€4,480Operating result 2023: €11,333€11,333Net result 2023: €1,856€1,856Operating result 2024: -€92,543-€92,543Net result 2024: -€82,056-€82,056Operating result 2025: -€42,113-€42,113Net result 2025: -€41,313-€41,31320212022202320242025-€100,000-€50,000€0Operating result 2023: €11,333€11,300Net result 2023: €1,856€1,860Operating result 2024: -€92,543-€92,500Net result 2024: -€82,056-€82,100Operating result 2025: -€42,113-€42,100Net result 2025: -€41,313-€41,300202320242025
The operating result stays negative: a loss of €42,113 in 2025 against €92,543 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €966,016
Equity €543,387 ▼ 7.1%
Debt €422,629 ▼ 58.0%
Debt's share of the balance-sheet total falls from 63.2% to 43.7%. Equity and debt are lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.12▼
2024 · 0.67
Debt to equity
0.78▼
2024 · 1.72
ROE
-7.6%▲
2024 · -14.0%
Debt ≤ 1 year
€422,629▼
2024 · €1.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 929 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 93% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
1.7% went bankrupt
5.6% stopped otherwise
93% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 929 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.6m€1.0m▼
Current assets29/58€1.6m€1.0m▼
Stocks and contracts in progress3€0.9m€0.9m▲
Contracts in progress37€0.9m€0.9m▲
Amounts receivable within one year40/41€0.7m€0.04m▼
Trade receivables40€0.4m€0.003m▼
Other amounts receivable41€0.2m€0.04m▼
Cash at bank and in hand54/58€0.006m€0.006m▲
Equity and liabilities
Total equity and liabilities10/49€1.6m€1.0m▼
Equity10/15€0.6m€0.5m▼
Contributions10/11€0.1m€0.1m=
Reserves13€0.5m€0.5m=
Distributable reserves133€0.5m€0.5m=
Profit (loss) carried forward14-€0.08m-€0.1m▼
Amounts payable17/49€1.0m€0.4m▼
Amounts payable within one year42/48€1.0m€0.4m▼
Financial debts43€0.5m€0.4m▼
Credit institutions430/8€0.5m€0.4m▼
Trade debts44€0.02m€0.02m▼
Suppliers440/4€0.02m€0.02m▼
Advances received on contracts in progress46€0.5m€0▼
Income statement Code20242025
Other operating charges640/8€118€0.001m▲
Gross operating margin9900-€0.09m-€0.04m▲
Operating profit (loss)9901-€0.09m-€0.04m▲
Financial income75/76B€0.01m€0.002m▼
Recurring financial income75€0.01m€0.002m▼
Financial charges65/66B€0.002m€0.001m▼
Recurring financial charges65€0.002m€0.001m▼
Profit (loss) for the period before taxes9903-€0.08m-€0.04m▲
Profit (loss) for the period9904-€0.08m-€0.04m▲
Profit (loss) for the period to be appropriated9905-€0.08m-€0.04m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.08m-€0.1m▼
Profit (loss) brought forward from the previous period14P-€0.003m-€0.08m▼
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€0.002m€102€109€118€0.001m▲ 848%
Gross operating margin9900€1.1m-€270€0.01m-€0.09m-€0.04m▲ 55.6%
Operating profit (loss)9901€1.1m-€372€0.01m-€0.09m-€0.04m▲ 54.5%
Financial income75/76B--€0.01m€0.01m€0.002m▼ 85.8%
Recurring financial income75--€0.01m€0.01m€0.002m▼ 85.8%
Financial charges65/66B€0.01m€0.004m€0.02m€0.002m€0.001m▼ 48.6%
Recurring financial charges65€0.01m€0.004m€0.02m€0.002m€0.001m▼ 48.6%
Non-recurring financial charges66B--€0.002m---
Profit (loss) for the period before taxes9903€1.1m-€0.004m€0.002m-€0.08m-€0.04m▲ 49.7%
Income taxes67/77€0.1m€22-€43---
Profit (loss) for the period9904€0.9m-€0.004m€0.002m-€0.08m-€0.04m▲ 49.7%
Profit (loss) for the period to be appropriated9905€0.9m-€0.004m€0.002m-€0.08m-€0.04m▲ 49.7%
Line20212022202320242025Change
Assets
Total assets20/58€1.7m€0.8m€1.3m€1.6m€1.0m▼ 39.2%
Current assets29/58€1.7m€0.8m€1.3m€1.6m€1.0m▼ 39.2%
Stocks and contracts in progress3-€0.1m€0.8m€0.9m€0.9m▲ 0.1%
Contracts in progress37-€0.1m€0.8m€0.9m€0.9m▲ 0.1%
Amounts receivable within one year40/41€0.03m€0.3m€0.3m€0.7m€0.04m▼ 93.5%
Trade receivables40€0.004m€0.009m-€0.4m€0.003m▼ 99.3%
Other amounts receivable41€0.03m€0.3m€0.3m€0.2m€0.04m▼ 81.6%
Cash at bank and in hand54/58€1.6m€0.4m€0.2m€0.006m€0.006m▲ 2.9%
Deferred charges and accrued income490/1-€0.006m€0.004m---
Equity and liabilities
Total equity and liabilities10/49€1.7m€0.8m€1.3m€1.6m€1.0m▼ 39.2%
Equity10/15€0.7m€0.7m€0.7m€0.6m€0.5m▼ 7.1%
Contributions10/11€0.1m€0.1m€0.1m€0.1m€0.1m=
Reserves13€0.5m€0.5m€0.5m€0.5m€0.5m=
Distributable reserves133€0.5m€0.5m€0.5m€0.5m€0.5m=
Profit (loss) carried forward14--€0.004m-€0.003m-€0.08m-€0.1m▼ 48.8%
Amounts payable17/49€1.0m€0.1m€0.6m€1.0m€0.4m▼ 58.0%
Amounts payable within one year42/48€1.0m€0.1m€0.6m€1.0m€0.4m▼ 58.0%
Financial debts43--€0.6m€0.5m€0.4m▼ 21.0%
Credit institutions430/8--€0.6m€0.5m€0.4m▼ 21.0%
Trade debts44€0.03m€0.005m€0.002m€0.02m€0.02m▼ 23.2%
Suppliers440/4€0.03m€0.005m€0.002m€0.02m€0.02m▼ 23.2%
Advances received on contracts in progress46---€0.5m€0▼ 100%
Taxes, remuneration and social security45€0.4m€0.1m----
Taxes450/3€0.4m€0.1m----
Other amounts payable47/48€0.5m-----
Line20212022202320242025Change
Profit (loss) for the period9904€0.9m-€0.004m€0.002m-€0.08m-€0.04m▲ 49.7%
Operating cash flow (approximation)€0.9m-€0.004m€0.002m-€0.08m-€0.04m▲ 49.7%
Change in cash--€1.2m-€0.2m-€0.2m€169▲ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 1,293 companies in this sector we hold annual accounts for 903. 573 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 1 Gazette act processed.

Timeline

11 eventsLatest 14-07-2026Next filing 31-07-2027

History

Immo Trimmo was incorporated on 26 September 2019 as a Private limited company.1 Total assets fell from €2.1m in 2020 to €966,016 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€82,056
Net result drops to -€82,056, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €1,856
Net result €1,856 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity triplescurrent ratio 5.61
Current ratio from 1.67 to 5.61; short-term debt falls from €995,152 to €144,265.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2020net €942,679 ▲154%
Operating result €1.1m, net result €942,679, both a record.
31-12
Financial Equity above €500,000Eq €669,380 ▲166%
2 profitable years in a row build equity to €669,380.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 26-09-2019Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0734908721
Also 9925:BE0734908721
Registered 18-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,346 m²
Building footprint
459 m²
Volume, LiDAR
3,743 m³
Parcel 11642D0732/00S000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Immo Trimmo
Kalmthoutsesteenweg 302, 2910 EssenConstruction of residential and non-residential buildings
since 2019unit no. 2.293.671.304
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11642D0732/00S000 Flanders 1,345 m² 1 · 459 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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