Immo Trèfles
ActiveSummary
Immo Trèfles has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.6m and a net result of €379,004. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 110 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
History
On 14 August 2014, Immo Trèfles was incorporated, with a starting capital of EUR 18,600.12 The capital was increased 2 times in 2019, most recently to EUR 4.3 million.34 In 2020 the registered office moved to Bruxelles.5 Of the 2 current board members, Quentin Timmermans has served longest, since 2024.6 Revenue went from EUR 474,224 in 2019 to EUR 1.2 million in 2025.7
Go further with this company
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 544 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 93% are still going.
- Medium-sized
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 544 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.0m | - | €1.1m | - | €1.2m | - |
| Goods, raw materials, services and sundry goods60/61 | €13,281 | - | €12,844 | - | €12,469 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €451,993 | €451,993 | €451,993 | €451,993 | €451,993 | = |
| Other operating charges640/8 | €123,150 | €241,346 | €157,373 | €163,753 | €168,892 | ▲ 3.1% |
| Gross operating margin9900 | €1.1m | €1.3m | €1.3m | €1.3m | €1.4m | ▲ 3.5% |
| Operating profit (loss)9901 | €545,292 | €592,744 | €684,512 | €713,082 | €754,016 | ▲ 5.7% |
| Financial income75/76B | - | - | - | €94,447 | €28,842 | ▼ 69.5% |
| Recurring financial income75 | - | - | - | €94,447 | €28,842 | ▼ 69.5% |
| Financial charges65/66B | €365,677 | €352,364 | €302,998 | €302,644 | €277,519 | ▼ 8.3% |
| Recurring financial charges65 | €365,677 | €352,364 | €302,998 | €302,644 | €277,519 | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €179,615 | €240,380 | €381,514 | €504,885 | €505,338 | ▲ 0.1% |
| Income taxes67/77 | €24,621 | €60,039 | €95,378 | €126,221 | €126,335 | ▲ 0.1% |
| Profit (loss) for the period9904 | €154,994 | €180,341 | €286,135 | €378,664 | €379,004 | ▲ 0.1% |
| Profit (loss) for the period to be appropriated9905 | €154,994 | €180,341 | €286,135 | €378,664 | €379,004 | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20.5m | €18.4m | €18.3m | €18.7m | €16.7m | ▼ 10.8% |
| Fixed assets21/28 | €17.8m | €17.3m | €16.9m | €16.4m | €16.0m | ▼ 2.8% |
| Tangible fixed assets22/27 | €17.8m | €17.3m | €16.9m | €16.4m | €16.0m | ▼ 2.8% |
| Land and buildings22 | - | - | - | - | €16.0m | - |
| Other tangible fixed assets26 | €17.8m | €17.3m | €16.9m | €16.4m | - | - |
| Current assets29/58 | €2.8m | €1.1m | €1.5m | €2.3m | €745,498 | ▼ 67.7% |
| Amounts receivable within one year40/41 | - | €115,195 | - | €11,190 | - | - |
| Trade receivables40 | - | €115,195 | - | €11,190 | - | - |
| Cash at bank and in hand54/58 | €2.8m | €1.0m | €1.5m | €2.3m | €742,907 | ▼ 67.5% |
| Deferred charges and accrued income490/1 | - | - | - | €14,229 | €2,592 | ▼ 81.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20.5m | €18.4m | €18.3m | €18.7m | €16.7m | ▼ 10.8% |
| Equity10/15 | €4.3m | €4.5m | €4.8m | €5.2m | €5.6m | ▲ 7.3% |
| Contributions10/11 | €4.3m | €4.3m | €4.3m | €4.3m | €4.3m | = |
| Profit (loss) carried forward14 | €73,552 | €253,893 | €540,028 | €918,692 | €1.3m | ▲ 41.3% |
| Amounts payable17/49 | €16.2m | €13.9m | €13.5m | €13.5m | €11.1m | ▼ 17.7% |
| Amounts payable after more than one year17 | €15.8m | €13.4m | €13.4m | €13.4m | €11.1m | ▼ 17.7% |
| Financial debts170/4 | €15.8m | €13.4m | €13.4m | €13.4m | €11.1m | ▼ 17.7% |
| Amounts payable within one year42/48 | €5,788 | €118,940 | €16,493 | €14,704 | €21,755 | ▲ 48.0% |
| Trade debts44 | €4,167 | €115,279 | €3,115 | €88 | €4,073 | ▲ 4,544% |
| Suppliers440/4 | €4,167 | €115,279 | €3,115 | €88 | €4,073 | ▲ 4,544% |
| Taxes, remuneration and social security45 | €1,621 | €3,661 | €13,378 | €14,616 | €17,682 | ▲ 21.0% |
| Taxes450/3 | €1,621 | €3,661 | €13,378 | €14,616 | €17,682 | ▲ 21.0% |
| Accrued charges and deferred income492/3 | €338,737 | €353,050 | €67,200 | €71,469 | €56,053 | ▼ 21.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €154,994 | €180,341 | €286,135 | €378,664 | €379,004 | ▲ 0.1% |
| + Depreciation and write-downs630 | €451,993 | €451,993 | €451,993 | €451,993 | €451,993 | = |
| Operating cash flow (approximation) | €606,987 | €632,334 | €738,128 | €830,657 | €830,997 | = |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1.8m | €465,027 | €807,717 | -€1.5m | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
06-05
State Gazette act
Reappointment: Dirk Meyen (director)Resignation: Dirk Meyen (director) · Mandate compensation6 facts ▸
- General meeting, 01-04-2025
- Director reappointment, Dirk Meyen (director)
- Mandate compensation, Dirk Meyen
- Board composition, Dirk Meyen (director)
- Board composition, Quentin Timmermans (director)
- Director resignation, Dirk Meyen (director)
19-03
State Gazette act
Resignation: Philippe Van Den Bossche (director)Appointment: Quentin Timmermans (director) · Mandate compensation6 facts ▸
- General meeting, 19/02/2024
- Director resignation, Philippe Van Den Bossche (director)
- Director appointment, Quentin Timmermans (director)
- Mandate compensation, Quentin Timmermans
- Board composition, Quentin Timmermans (director)
- Board composition, Dirk Meyen (director)
02-05
State Gazette act
Reappointment: KPMG Réviseurs d'Entreprises SRL (statutory auditor)Appointments: Philippe Van Den Bossche (director) and Dirk Meyen (director)4 facts ▸
- General meeting, 04-04-2023
- Auditor reappointment, KPMG Réviseurs d'Entreprises SRL
- Director appointment, Philippe Van Den Bossche (director)
- Director appointment, Dirk Meyen (director)
Show earlier events
03-08
State Gazette act
Statutes amendment · Legal-form change · Resignations & appointmentsLegal-form conversion · Capital · Board composition10 facts ▸
- General meeting, 27-07-2021
- Legal-form conversion, Société anonyme à Société à responsabilité limitée
- Capital, €4.268.600
- Board composition, Dirk Meyen (director)
- Board composition, Philippe Van den Bossche (director)
- Mandate compensation, Dirk Meyen
- Mandate compensation, Philippe Van den Bossche
- Power of attorney, Immo Trèfles
- Power of attorney, Immo Trèfles
- Shareholder, BELFIUS ASSURANCES
30-06
State Gazette act
Resignations: Baecke Anne-Marie, Scalais Cécile and 2 othersAppointments: Meyen Dirk (director) and Van Den Bossche Philippe (director) · Mandate compensation9 facts ▸
- General meeting, 06-04-2021
- Director resignation, Baecke Anne-Marie (director)
- Director resignation, Scalais Cécile (director)
- Director resignation, Demain Christophe (director)
- Director resignation, Timmermans Quentin (director)
- Director appointment, Meyen Dirk (director)
- Director appointment, Van Den Bossche Philippe (director)
- Mandate compensation, Meyen Dirk
- Mandate compensation, Van Den Bossche Philippe
11-05
State Gazette act
Appointments: Timmermans Quentin (director) and KPMG Réviseurs d'entreprise SCRL (statutory auditor)Resignations: Gielen Gunther (director) and Deloitte Réviseurs d'entreprise SCRL (statutory auditor) · Reappointment: Timmermans Quentin (director) · Mandate compensation8 facts ▸
- Board meeting, 16-03-2020
- Director appointment, Timmermans Quentin (director)
- Director resignation, Gielen Gunther (director)
- General meeting, 07-04-2020
- Director reappointment, Timmermans Quentin (director)
- Mandate compensation, Timmermans Quentin
- Auditor resignation, Deloitte Réviseurs d'entreprise SCRL (statutory auditor)
- Auditor appointment, KPMG Réviseurs d'entreprise SCRL (statutory auditor)
25-03
State Gazette act
Resignation: Gielen Gunther (manager)Appointments: BAECKE ANNE-MARIE (manager) and DEMAIN CHRISTOPHE (manager)3 facts ▸
- Director resignation, Gielen Gunther (manager)
- Director appointment, BAECKE ANNE-MARIE (manager)
- Director appointment, DEMAIN CHRISTOPHE (manager)
06-01
State Gazette act
Resignations: Chris Vu Ngoc Viet, Bernard Varı Renterghem and 3 othersAppointments: Christophe Demairı, Cécile Scafais and 2 others · Registered-office move11 facts ▸
- General meeting, 28-11-2019
- Director resignation, Chris Vu Ngoc Viet (manager)
- Director resignation, Bernard Varı Renterghem (manager)
- Director resignation, Claude Cheton (manager)
- Director resignation, Christophe Bergue (manager)
- Director resignation, Foricière Roy René SàS (manager)
- Director appointment, Christophe Demairı (manager)
- Director appointment, Cécile Scafais (manager)
- Director appointment, Anne-Marie Baecke (manager)
- Director appointment, Gunther Gielen (manager)
- Registered-office move, Place Charles Rogier 11 à 1210 Bruxelles
13-12
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Bank account · Capital6 facts ▸
- General meeting, 27-11-2019
- Capital increase, €100.000
- Bank account, BELFIUS, BE47 0689 0063 0980
- Capital, €4.268.600
- Power of attorney, HUSQUINET Didier
- Statutes amendment
02-12
State Gazette act
Capital & sharesCapital increase · Bank account · Capital5 facts ▸
- General meeting, 20-11-2019
- Capital increase, €4.150.000
- Bank account, BELFIUS, BE47 0689 0063 0980
- Capital, €4.168.600
- Power of attorney, HUSQUINET Didier
10-09
State Gazette act
Reappointment: DELOITTE REVISEURS D'ENTREPRISES SCRL (statutory auditor)Permanent representative: Dirk VLAMINCK2 facts ▸
- Auditor reappointment, DELOITTE REVISEURS D'ENTREPRISES SCRL
- Permanent representative, Dirk VLAMINCK
10-11
State Gazette act
Appointment: DELOITTE REVISEURS D'ENTREPRISES SC SCRL (statutory auditor)Permanent representative: Dirk VLAMINCKX3 facts ▸
- General meeting, 27-04-2017
- Auditor appointment, DELOITTE REVISEURS D'ENTREPRISES SC SCRL (statutory auditor)
- Permanent representative, Dirk VLAMINCKX
23-02
State Gazette act
Resignations: ENERFINANCE SCA, Françoise MACQ and Nadia LONNEUXAppointments: Claude CHETON, Christophe BERGUE and FONCIERE ROY RENE SAS · Permanent representatives: Alain MALLART and Eric BAUGAS · Power of attorney12 facts ▸
- General meeting, 29-01-2016
- Director resignation, ENERFINANCE SCA (manager)
- Director resignation, Françoise MACQ (manager)
- Director resignation, Nadia LONNEUX (manager)
- Director appointment, Claude CHETON (manager)
- Director appointment, Christophe BERGUE (manager)
- Director appointment, FONCIERE ROY RENE SAS (manager)
- Permanent representative, Alain MALLART
- Permanent representative, Eric BAUGAS
- Power of attorney, Fieldfisher
- Power of attorney, David Richelle
- Management rule, 5
19-08
State Gazette act
IncorporationAppointments: VU NGOC VIET Thanh Cung Chris, VAN RENTERGHEM Bernard and 3 others · Permanent representative: MALLART Alain · Founding capital18 facts ▸
- Incorporation, 14-08-2014
- Founding capital, €18.600
- Bank account, BELFIUS banque
- Director appointment, VU NGOC VIET Thanh Cung Chris (manager)
- Director appointment, VAN RENTERGHEM Bernard (manager)
- Director appointment, Externalis (manager)
- Permanent representative, MALLART Alain
- Director appointment, Françoise MACQ (manager)
- Director appointment, LONNEUX Nadia (manager)
- Mandate compensation, VU NGOC VIET Thanh Cung Chris
- Mandate compensation, VAN RENTERGHEM Bernard
- Mandate compensation, Externalis
- +6 further facts in this act
About the unread acts
Of the 16 Belgian State Gazette acts we know for this company, 15 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Board 2
5 not recently confirmed
Permanent representatives 1
Statutory auditor 1
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0014/02L002 | Brussels | 3,343 m² | 1 · 3,343 m² | 144.7 m · 28 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Statutory auditor
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| Quentin Timmermans |
|
| Dirk Meyen |
|
| KPMG Réviseurs d'Entreprises SRL |
|
| VAN RENTERGHEM Bernard |
|
| VU NGOC VIET Thanh Cung Chris |
|
| Christophe BERGUE |
|
| Claude CHETON |
|
| FONCIERE ROY RENE |
|
| Van Den Bossche Philippe |
|
| BAECKE ANNE-MARIE |
|
| Christophe DEMAIN |
|
| Scalais Cécile |
|
| Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises |
|
| Gunther Gielen |
|
| Energipole Finances |
|
| Françoise MACQ |
|
| Nadia LONNEUX |
|
Articles of association
Full purpose
Toutes opérations immobilières telles que la vente, l'acquisition, la constitution et la cession de droits réels, la location, la gestion, la valorisation, l'aménagement, le nettoyage, l'entretien, la réparation, le leasing immobilier de tous biens immeubles, de quelque nature qu'ils soient. La société a également pour objet: l'étude, le conseil, l'expertise, l'ingénierie et toutes prestations de services dans le cadre des activités décrites dans le présent objet. Elle peut accomplir toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières, ayant un rapport direct ou indirect avec son objet ou de nature à en favoriser la réalisation et le développement. Elle pourra participer par voie d'apport, de souscription, cession, participation, fusion, intervention financière ou autrement dans toutes sociétés, associations et entreprises, tant en Belgique qu'à l'étranger. La société pourra exercer tout mandat dans toute autre entreprise. La société peut se porter caution tant pour ses propres engagements que pour les engagements de tiers, entre autres en donnant ses biens en hypothèque ou en gage, y compris son fonds de commerce.
Structure & network
Owners and holdings
1 ownerChain of control
- BELFIUS BANK
- BELFIUS VERZEKERINGEN
- Immo Trèfles
Highest known parent: BELFIUS BANK. The sources do not say who stands above it.
Owners 1
- BELFIUS VERZEKERINGENparentSourceown accounts 2025100%
Holdings 0
The accounts to 31-12-2025 list no holdings, and no other source names one.
According to the 2025 annual accounts of Immo Trèfles and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
12 connected companiesShow 8 more companies with a shared director
Capital and shareholders
- EMERA INTERNATIONAL 2,905,000 EUR
- Vu Ngoc Viet Thanh Cung Chris Thibault 415,000 EUR
- Van Renterghem Bernard Luc Cornélius 415,000 EUR
- Compère Brigitte Marie Madeleine Fernande 415,000 EUR
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-08-2021 Capital stated in the act · 4,268,600 EUR
- 13-12-2019 Capital increase of 100,000 EUR · to 4,268,600 EUR · “augmentation du pair comptable des actions existantes”
- 02-12-2019 Capital increase of 4,150,000 EUR · to 4,168,600 EUR · “augmentation du pair comptable des actions existantes”
- 19-08-2014 Incorporation · 18,600 EUR · 100 shares
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.