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IMMO TIROU

Active
Private limited company (pre-2019)founded 200323 years activeBoulevard Joseph Tirou 90, 6000 Charleroi, BelgiumKBO/BCE: BE 0480.162.767

The file of IMMO TIROU contains 2 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 10.0% (high). The 2024 annual accounts show negative equity (-€282,374) and a net result of €72,830. Equity is shrinking by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 19,386 sector peers (NACE 68, fiscal year 2024).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€108,391total assets 2024
Staff
0.3 FTE
Equity
-€282,374
Profit
€72,830
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2024
Bankruptcy probability, 12 months
10.0%
Structure
Accounts 68 days overdue0 of 1 deed read
Why 34- Reorganisation plan being carried out (approved, Gazette 02-08-2024)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 0.38, cash €46,278Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 56% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Average
Solvency 0=
equity -260.5% of total assets
Liquidity 50+14
short-term debt 182.7% · cash 42.7%
Profitability 100+100
return on assets 67.2%
Bankruptcy probability, 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 14.6%highest value 12-2024: 14.6%● unchanged vs 11-2024highest value 01-2025: 14.6%● unchanged vs 12-2024highest value 02-2025: 14.6%● unchanged vs 01-2025highest value 03-2025: 14.6%● unchanged vs 02-2025highest value 04-2025: 14.6%● unchanged vs 03-2025highest value 05-2025: 14.6%● unchanged vs 04-2025highest value 06-2025: 14.6%● unchanged vs 05-2025highest value 07-2025: 14.6%● unchanged vs 06-2025highest value 08-2025: 14.6%● unchanged vs 07-2025highest value 09-2025: 10.0%▼ -4.6 percentage points vs 08-2025lowest value 10-2025: 10.0%● unchanged vs 09-2025lowest value 11-2025: 10.0%● unchanged vs 10-2025lowest value 12-2025: 10.0%● unchanged vs 11-2025lowest value 01-2026: 10.0%● unchanged vs 12-2025lowest value 02-2026: 10.0%● unchanged vs 01-2026lowest value 03-2026: 10.0%● unchanged vs 02-2026lowest value 04-2026: 10.0%● unchanged vs 03-2026lowest value 05-2026: 10.0%● unchanged vs 04-2026lowest value 06-2026: 10.0%● unchanged vs 05-2026lowest value 07-2026: 10.0%● unchanged vs 06-2026lowest value 08-2026: 10.0%● unchanged vs 07-2026lowest value 09-2026: 10.0%● unchanged vs 08-2026lowest value 10-2026: 10.0%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.38 against 0.14 in 2023; short-term debt: 182.7% and cash: 42.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 49% on liquidity, 95% on profitability and 76% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Reorganisation plan being carried out (approved, Gazette 02-08-2024)
While the plan runs, the probability is at least 10.0%: the measured failure rate of plans of that age.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Sector Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.38, cash €46,278
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 19386 sector peers (2024).
NBB · sector comparison
Position among 19386 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 days late
2023
28 days late
2022
88 days late
2021
85 days late
2020
67 days late
2019
143 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 79 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €72,830
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€282,374 View
  • Caution: Among the weakest 5% on solvencysector median 31.1% · 19,386 companies -260.5% View
  • Positive: Back in profit in 2024after -€47,344 in 2023 €72,830 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View

By topic

Financials

Fiscal year
2024
Total assets
€108,391
Profit
€72,830
Solvency
-260.5%
Total assets▲ 18.6%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 02-08-2024Plan homologation
  2. 06-05-2024Opening
  3. 27-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Real estate agency activitiesNACE 68310
Founded
07-05-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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