IMMO TIC TAC
ActiveSummary
IMMO TIC TAC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €56k. Equity is shrinking by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+11
Solvency29▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.03 in 2024; short-term debt: 19.6% and cash: 0.7% of total assets), and 95.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.1%
Return on assets
3.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
on the day
2023
29 d late
2022
42 d early
2021
5 d late
2020
17 d late
2019
76 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 733%
2024 · €8k
2018: €16k
2019: €15k
2020: €10k
2021: €-357
2022: €10k
2023: €-9k
2024: €8k
2018 → 2025
Total assets
€1.57M▲ 0.6%
2024 · €1.56M
2018: €243k
2019: €233k
2020: €220k
2021: €213k
2022: €205k
2023: €187k
2024: €1.56M
2018 → 2025
Net result
€56k▲ 246%
2024 · €16k
2018: €-56
2019: €-1k
2020: €-5k
2021: €-10k
2022: €11k
2023: €-14k
2024: €16k
2018 → 2025
Working capital
€-266k▲ 0.1%
2024 · €-266k
2018: €-39k
2019: €-40k
2020: €-45k
2021: €-55k
2022: €-45k
2023: €-65k
2024: €-266k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-357-€10k€-9k€8k€64k▲ 733%
Operating result€-6k-€14k€-11k€56k€119k▲ 113%
Net result€-10k-€11k€-14k€16k€56k▲ 246%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€1.52M ▼ 1.6%
Current assets
€42k ▲ 390%
Equity and liabilities €1.57M
Equity
€64k ▲ 733%
Debt
€1.50M ▼ 3.0%
Debt's share of the balance-sheet total falls from 99.5% to 95.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€177k▲
2024 · €104k
Cash flow
€114k▲
2024 · €64k
Current ratio
0.14▲
2024 · 0.03
Debt to equity
23.61
ROE
88.0%▼
2024 · 212.1%
ROA
3.6%▲
2024 · 1.0%
Interest coverage
3.55▲
2024 · 2.61
Debt ≤ 1 year
€308k▲
2024 · €274k
Debt > 1 year
€1.19M▼
2024 · €1.27M
Income taxes
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.57M▲
Fixed assets21/28€1.55M€1.52M▼
Tangible fixed assets22/27€1.55M€1.52M▼
Land and buildings22€1.55M€1.52M▼
Current assets29/58€9k€42k▲
Amounts receivable within one year40/41€9k€32k▲
Trade receivables40€9k€32k▲
Cash at bank and in hand54/58-€10k
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.57M▲
Equity10/15€8k€64k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-11k€45k▲
Amounts payable17/49€1.55M€1.50M▼
Amounts payable after more than one year17€1.27M€1.19M▼
Financial debts170/4€1.27M€1.19M▼
Amounts payable within one year42/48€274k€308k▲
Current portion of amounts payable after more than one year42€81k€80k▼
Financial debts43€1k€223▼
Credit institutions430/8€1k€223▼
Trade debts44€11k€19k▲
Suppliers440/4€11k€19k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Other amounts payable47/48€171k€193k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€58k▲
Other operating charges640/8€18k€7k▼
Gross operating margin9900€123k€184k▲
Operating profit (loss)9901€56k€119k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Non-recurring financial income76B-€1k
Financial charges65/66B€40k€50k▲
Recurring financial charges65€40k€50k▲
Profit (loss) for the period before taxes9903€16k€71k▲
Income taxes67/77-€15k
Profit (loss) for the period9904€16k€56k▲
Profit (loss) for the period to be appropriated9905€16k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€45k▲
Profit (loss) brought forward from the previous period14P€-27k€-11k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €56k ▲246%
Operating result €119k, net result €56k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-14k ▼232%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize 483A1420 Braine-l'AlleudGround area
4,083 m²
Building footprint
2,845 m²
Volume, LiDAR
21,410 m³
Parcel 25743G0162/00X000, Wallonia · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO 483
since 20142.239.002.696
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0162/00X000 | Wallonia | 4,083 m² | 1 · 2,845 m² | 8.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 3,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.