Financials
- Fiscal year
- 2025
- Total assets
- €103,042
- Loss
- -€4,121
- Solvency
- 38.6%
Total assets▼ 1.7%
Net result
20202025
Immo Thiboli
ActiveSummary
Immo Thiboli has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,787 and a net result of -€4,121. Equity is shrinking by ~16.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Activity not known1 site
Size
€103,042total assets 2025
- Equity
- €39,787
- Loss
- -€4,121
Turnover not published (abridged schema)
Structure
Accounts filed 24 d late0 of 3 deeds read
Why 64- Liquidity: current ratio 0.00, cash €12, halved- No main activity registered- Latest accounts 24 days late+ Size: total assets €103,042Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 27% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
64-3
equity 38.6% of total assets
Liquidity
47+9
short-term debt 14.1% · cash 0.0%
Profitability
14+11
return on assets -4.0%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.4%
12-2024: 1.4%▼ -3.5% vs 11-2024
01-2025: 1.4%▲ +1.8% vs 12-2024
02-2025: 1.4%● 0.0% vs 01-2025
03-2025: 1.4%● 0.0% vs 02-2025
04-2025: 1.4%● 0.0% vs 03-2025
05-2025: 1.4%▼ -2.0% vs 04-2025
06-2025: 1.4%▲ +3.9% vs 05-2025
07-2025: 1.5%▲ +0.8% vs 06-2025
08-2025: 2.0%▲ +37.3% vs 07-2025
09-2025: 1.6%▼ -21.2% vs 08-2025
10-2025: 1.7%▲ +7.2% vs 09-2025
11-2025: 1.7%● 0.0% vs 10-2025
12-2025: 1.7%● 0.0% vs 11-2025
01-2026: 1.7%● 0.0% vs 12-2025
02-2026: 1.7%● 0.0% vs 01-2026
03-2026: 1.7%▲ +2.9% vs 02-2026
04-2026: 1.7%● 0.0% vs 03-2026
05-2026: 1.7%▼ -2.6% vs 04-2026
06-2026: 1.8%▲ +4.4% vs 05-2026
07-2026: 1.8%▼ -0.9% vs 06-2026
08-2026: 2.6%▲ +46.7% vs 07-2026highest value
09-2026: 1.2%▼ -54.7% vs 08-2026lowest value
10-2026: 1.2%● 0.0% vs 09-2026lowest value
- Size: total assets €103,042 lowers the probability for this profile
- Liquidity: current ratio 0.00, cash €12, halved raises the probability
- No main activity registered raises the probability
- Latest accounts 24 days late raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.01 in 2024; short-term debt: 14.1% and cash: 0% of total assets), and 61.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 38%, liquidity 30%, profitability 14%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€4,121
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
5 d early
2022
18 d late
2021
30 d late
2020
1 d early
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€13,365
Key points
By topic
Timeline
- Events
- 10
- Since
- 2020
- Next accounts
- by 31-07-2027
- 24-08-2026Annual accounts filed
- 29-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 02-08-2018
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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