IMMO-THEP
ActiveIMMO-THEP has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €88k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+30
Solvency100▲+32
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 10.29 against 0.05 in 2024; short-term debt: 8.3% and cash: 2.2% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
42.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
116 d late
2023
30 d late
2022
146 d early
2021
60 d early
2020
52 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€88k▲ 5,731%
2024 · €2k
2018: €18k
2019: €18k
2020: €10k
2021: €17k
2022: €14k
2023: €7k
2024: €2k
2018 → 2025
Working capital
€162k
2024 · €-31k
2018: €-3k
2019: €-3k
2020: €-3k
2021: €-3k
2022: €-781
2023: €-4k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€62k▲ 27.8%€69k▲ 11.7%€71k▲ 2.2%€159k▲ 124%
Operating result€23k-€22k▼ 3.5%€10k▼ 55.2%€2k▼ 78.3%€119k▲ 5,529%
Net result€17k-€14k▼ 20.0%€7k▼ 46.3%€2k▼ 79.2%€88k▲ 5,731%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,529% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€29k▼ 81.9%
Current assets
€179k▲ 11,787%
Equity and liabilities €209k
Equity
€159k▲ 124%
Provisions
€31k
Debt
€19k▼ 80.0%
The debt ratio falls from 56.9% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2024 · €10k
Cash flow
€91k▲
2024 · €9k
Solvency
76.1%▲
2024 · 43.1%
Current ratio
10.29▲
2024 · 0.05
Quick ratio
10.29▲
2024 · 0.05
Debt / equity
0.12▼
2024 · 1.32
ROE
55.4%▲
2024 · 2.1%
ROA
42.2%▲
2024 · 0.9%
Interest coverage
2054.90▲
2024 · 218.28
Debt
€19k▼
2024 · €93k
Debt ≤ 1 year
€17k▼
2024 · €32k
Debt > 1 year
€1k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€209k▲
Formation expenses20€0-
Fixed assets21/28€162k€29k▼
Tangible fixed assets22/27€162k€29k▼
Land and buildings22€162k€29k▼
Current assets29/58€2k€179k▲
Amounts receivable within one year40/41€49€175k▲
Trade receivables40-€40k
Other amounts receivable41€49€135k▲
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€164k€209k▲
Equity10/15€71k€159k▲
Contributions10/11€19k€19k=
Reserves13€300€94k▲
Tax-exempt reserves132-€94k
Distributable reserves133€300€300=
Profit (loss) carried forward14€52k€46k▼
Provisions and deferred taxes16-€31k
Deferred taxes168-€31k
Amounts payable17/49€93k€19k▼
Amounts payable after more than one year17€61k€1k▼
Other amounts payable178/9€61k€1k▼
Amounts payable within one year42/48€32k€17k▼
Trade debts44€32k€5k▼
Suppliers440/4€32k€5k▼
Taxes, remuneration and social security45€565€565=
Taxes450/3€565€565=
Other amounts payable47/48-€12k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€4k€0▼
Non-recurring operating charges66A-€19k
Gross operating margin9900€14k€142k▲
Operating profit (loss)9901€2k€119k▲
Financial charges65/66B€45€60▲
Recurring financial charges65€45€60▲
Profit (loss) for the period before taxes9903€2k€119k▲
Transfer to deferred taxes680-€31k
Income taxes67/77€565-
Profit (loss) for the period9904€2k€88k▲
Transfer to tax-exempt reserves689-€94k
Profit (loss) for the period to be appropriated9905€2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€46k▼
Profit (loss) brought forward from the previous period14P€50k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €88k ▲5731%
Operating result €119k, net result €88k, both a record.
31-12
Financial
Liquidity times 220current ratio 10.29
Current ratio from 0.05 to 10.29; short-term debt falls from €32k to €17k.
31-12
Financial
Equity above €150kEq €159k ▲124%
8 profitable years in a row build equity to €159k.
24-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 116 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼79.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gibraltar 1 B5030 GemblouxGround area
553 m²
Building footprint
287 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Place de l'Orneau 28 A, 5030 Gembloux
since 19992.092.633.854
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053D0302/00E000 | Wallonia | 390 m² | 1 · 137 m² | - |
| 92053D0818/00F002 | Wallonia | 162 m² | 1 · 150 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PAZAPAT'
BE 0720.597.855
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WAMI GROOMING
BE 1012.779.869
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Of 3,791 companies in sector 96993 we hold annual accounts for 143. 85 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1999
Fiscal year end31-12
Activities, NACEBEL
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.