IMMO TESSE
ActiveSummary
The computed 12-month bankruptcy probability of IMMO TESSE is 4.1% (elevated). The 2024 annual accounts show equity of €125,860 and a net result of -€3,406. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, full schema
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Peer companies
Historical observationOf the 440 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,074 | €17,083 | ▲ 0.1% |
| Other operating charges640/8 | €74,503 | €4,342 | ▼ 94.2% |
| Gross operating margin9900 | €39,172 | €34,254 | ▼ 12.6% |
| Operating profit (loss)9901 | -€52,404 | €12,829 | ▲ 124% |
| Financial income75/76B | - | €13 | - |
| Recurring financial income75 | - | €13 | - |
| Financial charges65/66B | €18,329 | €16,249 | ▼ 11.4% |
| Recurring financial charges65 | €18,329 | €16,249 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | -€70,733 | -€3,406 | ▲ 95.2% |
| Profit (loss) for the period9904 | -€70,733 | -€3,406 | ▲ 95.2% |
| Profit (loss) for the period to be appropriated9905 | -€70,733 | -€3,406 | ▲ 95.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €555,259 | €569,650 | ▲ 2.6% |
| Fixed assets21/28 | €532,926 | €554,717 | ▲ 4.1% |
| Tangible fixed assets22/27 | €532,926 | €554,717 | ▲ 4.1% |
| Land and buildings22 | €532,926 | €554,717 | ▲ 4.1% |
| Current assets29/58 | €22,333 | €14,933 | ▼ 33.1% |
| Amounts receivable within one year40/41 | €1,173 | - | - |
| Trade receivables40 | €1,173 | - | - |
| Cash at bank and in hand54/58 | €20,293 | €14,050 | ▼ 30.8% |
| Deferred charges and accrued income490/1 | €868 | €882 | ▲ 1.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €555,259 | €569,650 | ▲ 2.6% |
| Equity10/15 | €129,267 | €125,860 | ▼ 2.6% |
| Contributions10/11 | €200,000 | €200,000 | = |
| Profit (loss) carried forward14 | -€70,733 | -€74,140 | ▼ 4.8% |
| Amounts payable17/49 | €425,993 | €443,790 | ▲ 4.2% |
| Amounts payable after more than one year17 | €393,937 | €369,651 | ▼ 6.2% |
| Financial debts170/4 | €393,937 | €369,651 | ▼ 6.2% |
| Amounts payable within one year42/48 | €31,186 | €71,207 | ▲ 128% |
| Current portion of amounts payable after more than one year42 | €23,440 | €24,285 | ▲ 3.6% |
| Trade debts44 | €853 | €1,409 | ▲ 65.1% |
| Suppliers440/4 | €853 | €1,409 | ▲ 65.1% |
| Other amounts payable47/48 | €6,893 | €45,513 | ▲ 560% |
| Accrued charges and deferred income492/3 | €870 | €2,931 | ▲ 237% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€70,733 | -€3,406 | ▲ 95.2% |
| + Depreciation and write-downs630 | €17,074 | €17,083 | ▲ 0.1% |
| Operating cash flow (approximation) | -€53,660 | €13,676 | ▲ 125% |
| Investment in fixed assets (approximation) | - | -€38,874 | - |
| Change in cash | - | -€6,242 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57072A0602/00G002 | Wallonia | 1,002 m² | 1 · 161 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.