Equity
-€6,303
Debts exceed assets in financial year 2025.
Immo Ternell
Lifetime
4 annual accounts with figures on one time axispeak of €96 in 2025
€96▲ €859
lowest -€10,444 in 2023
-€609▲ €2,875
peak of €8,234 in 2022
-€6,303▼ €609
€16,509▼ 0.6%
Board3 names since 2022
1 director
Owners
100%
Documentsfilings and deeds
02-07-202629 days before the deadline
2025abbreviated format
Gross margin from -€764 to €96Loss of €609
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,556 companies had the same profile as Immo Ternell has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.8%
stopped another way
4.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,556 companies, not a prediction for Immo Ternell. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 14-01-2022
- 100%score equity €2.0m (2025) · deed of 23-10-2026
Recent changes
Incorporation
Founder: · Appointment: (director) · Permanent representative: · published on 18-01-2022 · Gazette deed
First establishment
Rue Tisman 40, Aubel
Official details
Source: KBO- Status
- Active since 14-01-2022Normal situation
- Activity
- “L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.327.654.9564880 Aubel, since 14-01-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €680estimated
- €10,206▼ 6.5%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on Immo Ternell
Immo Ternell files the abbreviated format. That format states no turnover. The gross margin rose from -€6,518 in 2022 to €96 in 2025.
S2CM holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Immo Ternell
- What is the company number of Immo Ternell?
- The company number of Immo Ternell is 0780.492.286. The VAT number is the same number with BE in front: BE 0780.492.286.
- Where is Immo Ternell based?
- The registered office is at Rue Tisman 40, 4880 Aubel.Company details
- What is the legal form of Immo Ternell?
- Immo Ternell is a private limited company (BV).
- When was Immo Ternell founded?
- Immo Ternell was founded on 14-01-2022.
- Is Immo Ternell still active?
- Yes, Immo Ternell is an active enterprise in the KBO register.
- What is the turnover of Immo Ternell?
- The turnover in financial year 2025 is ≈ €680. This figure is estimated from the gross margin of €96 and 1,932 comparable companies of the same size. It probably lies between €270 and €1,800. It is a rough estimate.Financials
- Is Immo Ternell profitable?
- In financial year 2025, Immo Ternell made a loss of €609.
- Where can I find the annual accounts of Immo Ternell?
- Immo Ternell filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Immo Ternell due?
- Immo Ternell must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.