IMMO TERHILLS CENTRUM FACILITEITEN
ActiveIMMO TERHILLS CENTRUM FACILITEITEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.88M and a net result of €220k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 50% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+5
Solvency64▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.04 in 2024; short-term debt: 3% and cash: 1% of total assets), and 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
71 d early
2024
70 d early
2023
62 d early
2022
62 d early
2021
48 d early
2020
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.66M▼ 10.2%
2024 · €1.85M
2021: €710k
2022: €1.33M
2023: €1.69M
2024: €1.85M
2021 → 2025
EBIT margin
34.7%▼ 3.9pp
2024 · 38.6%
2021: 12.5%
2022: 17.5%
2023: 34.2%
2024: 38.6%
2021 → 2025
Net result
€220k▼ 11.5%
2024 · €249k
2020: €-32k
2021: €-27k
2022: €12k
2023: €122k
2024: €249k
2020 → 2025
Working capital
€-320k▲ 97.7%
2024 · €-14.06M
2020: €-1.08M
2021: €-2.63M
2022: €1.07M
2023: €258k
2024: €-14.06M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€710k-€1.33M▲ 86.9%€1.69M▲ 27.3%€1.85M▲ 9.2%€1.66M▼ 10.2%
Equity€5.94M-€8.45M▲ 42.3%€8.58M▲ 1.4%€9.18M▲ 7.0%€8.88M▼ 3.2%
Operating result€89k-€232k▲ 161%€577k▲ 149%€713k▲ 23.5%€576k▼ 19.2%
Net result€-27k-€12k€122k▲ 929%€249k▲ 104%€220k▼ 11.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22.81M
Fixed assets
€22.43M▼ 3.9%
Current assets
€376k▼ 38.9%
Equity and liabilities €22.81M
Equity
€8.88M▼ 3.2%
Debt
€13.93M▼ 5.8%
The debt ratio falls from 61.7% to 61.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.50M▼
2024 · €1.63M
Cash flow
€1.14M▼
2024 · €1.17M
Solvency
38.9%▲
2024 · 38.3%
Current ratio
0.54▲
2024 · 0.04
Quick ratio
0.54▲
2024 · 0.04
Debt / equity
1.57▼
2024 · 1.61
ROE
2.5%▼
2024 · 2.7%
ROA
1.0%▼
2024 · 1.0%
Interest coverage
5.33▲
2024 · 4.30
Debt
€13.93M▼
2024 · €14.78M
Debt ≤ 1 year
€695k▼
2024 · €14.68M
Debt > 1 year
€13.13M
Income taxes
€75k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23.96M€22.81M▼
Fixed assets21/28€23.34M€22.43M▼
Tangible fixed assets22/27€23.34M€22.43M▼
Other tangible fixed assets26€23.34M€22.43M▼
Current assets29/58€615k€376k▼
Amounts receivable within one year40/41€133k€129k▼
Trade receivables40€133k€129k▼
Cash at bank and in hand54/58€471k€234k▼
Deferred charges and accrued income490/1€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€23.96M€22.81M▼
Equity10/15€9.18M€8.88M▼
Contributions10/11€8.85M€8.85M=
Capital10€8.85M€8.85M=
Issued capital100€8.85M€8.85M=
Reserves13€16k€27k▲
Non-distributable reserves130/1€16k€27k▲
Legal reserve130€16k€27k▲
Profit (loss) carried forward14€308k-
Amounts payable17/49€14.78M€13.93M▼
Amounts payable after more than one year17-€13.13M
Financial debts170/4-€13.13M
Subordinated loans170-€10.66M
Other loans174-€2.47M
Amounts payable within one year42/48€14.68M€695k▼
Current portion of amounts payable after more than one year42€14.35M-
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€314k€176k▼
Taxes450/3€314k€176k▼
Other amounts payable47/48-€517k
Accrued charges and deferred income492/3€104k€107k▲
Income statement
Code20242025
Operating income70/76A€1.85M€1.70M▼
Turnover70€1.85M€1.66M▼
Other operating income74€2k€46k▲
Operating charges60/66A€1.14M€1.13M▼
Services and other goods61€160k€151k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€920k€921k▲
Other operating charges640/8€55k€56k▲
Operating profit (loss)9901€713k€576k▼
Financial charges65/66B€380k€281k▼
Recurring financial charges65€380k€281k▼
Debt charges650€380k€281k▼
Other financial charges652/9€176€178▲
Profit (loss) for the period before taxes9903€333k€295k▼
Income taxes67/77€85k€75k▼
Taxes670/3€85k€75k▼
Profit (loss) for the period9904€249k€220k▼
Profit (loss) for the period to be appropriated9905€249k€220k▼
Appropriation of the result
Profit (loss) to be appropriated9906€320k€528k▲
Profit (loss) brought forward from the previous period14P€72k€308k▲
Transfer to equity691/2€12k€11k▼
To the legal reserve6920€12k€11k▼
Profit to be distributed694/7-€517k
Return on contributions (dividend)694-€517k
The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2020net €249k ▲104%
Operating result €713k, net result €249k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Liquidity times 36current ratio 13.24
Current ratio from 0.37 to 13.24; short-term debt falls from €4.17M to €87k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-05-2025
Resigned as Director
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 871040 EtterbeekGround area
5,895 m²
Building footprint
4,307 m²
Volume, LiDAR
76,949 m³
2 parcels, Brussels, Flanders · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
IMMO TERHILLS CENTRUM FACILITEITEN
since 20192.287.625.927
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322A0540/00D003 | Flanders | 4,205 m² | 1 · 3,726 m² | 31.0 m · 6 fl. |
| 21363B0335/00C003 | Brussels | 1,690 m² | 1 · 581 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Groep Bolckmans Retail
BE 0800.143.003
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Projectontwikkeling
BE 0415.460.502
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IDETEX
BE 0421.875.863
Wijnegem · Eq €8.85M
NESTAS
BE 0860.375.449
Gent · Eq €8.80M
Pomirco
BE 0679.761.944
Izegem · Eq €8.79M
Of 7,322 companies in sector 68110 we hold annual accounts for 5,380. 1,287 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.