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Immo Temur

Active
Private limited companyfounded 201510 yrs activeKoolmijnlaan 40, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0643.651.022
Summary

Immo Temur has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,514 and a net result of -€29,318. Equity remains stable across the filed fiscal years (±1.8% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability43▼-28
Solvency34▼-8
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.06 in 2024; short-term debt: 49.8% and cash: 0.3% of total assets), and 91.4% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
26 d late
2024
31 d early
2023
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (3 of the last 3 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Immo Temur was incorporated on 26 November 2015.1 The board currently has 2 members; TEMUR Mahmut has served longest, since 2026.2 Total assets rose from EUR 1.4 million in 2023 to EUR 2.3 million in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 21-05-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€199,514▼ 12.8%
2024 · €228,832
Total assets
€2.3m▲ 68.1%
2024 · €1.4m
Net result
-€29,318
2024 · €21,839
Working capital
-€1.1m▼ 214%
2024 · -€364,803
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€36,545-€44,850▲ 22.7%-€10,270
Net result€17,056-€21,839▲ 28.0%-€29,318
Equity€206,993-€228,832▲ 10.6%€199,514▼ 12.8%
Total assets€1.4m-€1.4m▼ 3.2%€2.3m▲ 68.1%
Debt€1.2m-€1.2m▼ 5.5%€2.1m▲ 84.2%
Working capital-€367,874--€364,803▲ 0.8%-€1.1m▼ 214%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2023: €36,545€36,545Net result 2023: €17,056€17,056Operating result 2024: €44,850€44,850Net result 2024: €21,839€21,839Operating result 2025: -€10,270-€10,270Net result 2025: -€29,318-€29,318202320242025-€40,000-€20,000€0€20,000€40,000Operating result 2023: €36,545€36,500Net result 2023: €17,056€17,100Operating result 2024: €44,850€44,900Net result 2024: €21,839€21,800Operating result 2025: -€10,270-€10,300Net result 2025: -€29,318-€29,300202320242025
The operating result turns negative in 2025: a loss of €10,270 after €44,850 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets €2.3m ▲ 70.4%
Current assets €8,745 ▼ 64.0%
Equity and liabilities €2.3m
Equity €199,514 ▼ 12.8%
Debt €2.1m ▲ 84.2%
Debt's share of the balance-sheet total rises from 83.4% to 91.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€58,846▼
2024 · €99,678
Cash flow
€39,798▼
2024 · €76,667
Current ratio
0.01▼
2024 · 0.06
Debt to equity
10.62▲
2024 · 5.03
ROE
-14.7%▼
2024 · 9.5%
ROA
-1.3%▼
2024 · 1.6%
Interest coverage
3.09▼
2024 · 6.61
Debt ≤ 1 year
€1.2m▲
2024 · €389,115
Debt > 1 year
€957,846▲
2024 · €755,080
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 912 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 95% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.4% went bankrupt
2.1% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 912 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€2.3m▲
Fixed assets21/28€1.4m€2.3m▲
Tangible fixed assets22/27€1.4m€2.3m▲
Land and buildings22€1.4m€2.3m▲
Financial fixed assets28€2,490€2,490=
Current assets29/58€24,312€8,745▼
Amounts receivable within one year40/41€4,318-
Other amounts receivable41€4,318-
Cash at bank and in hand54/58€19,994€6,743▼
Deferred charges and accrued income490/1-€2,002
Equity and liabilities
Total equity and liabilities10/49€1.4m€2.3m▲
Equity10/15€228,832€199,514▼
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14€128,832€99,514▼
Amounts payable17/49€1.2m€2.1m▲
Amounts payable after more than one year17€755,080€957,846▲
Financial debts170/4€755,080€957,846▲
Amounts payable within one year42/48€389,115€1.2m▲
Current portion of amounts payable after more than one year42€71,901€90,696▲
Financial debts43-€13,446
Credit institutions430/8-€13,446
Trade debts44-€9,515
Suppliers440/4-€9,515
Taxes, remuneration and social security45€10,060€8,180▼
Taxes450/3€10,060€8,180▼
Other amounts payable47/48€307,155€1.0m▲
Accrued charges and deferred income492/3€6,300€6,385▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54,828€69,116▲
Other operating charges640/8€9,898€358,237▲
Non-recurring operating charges66A-€2.3m
Gross operating margin9900€109,576€2.8m▲
Operating profit (loss)9901€44,850-€10,270▼
Financial income75/76B€254€0▼
Recurring financial income75€254€0▼
Financial charges65/66B€15,085€19,048▲
Recurring financial charges65€15,085€19,048▲
Profit (loss) for the period before taxes9903€30,019-€29,318▼
Income taxes67/77€8,180-
Profit (loss) for the period9904€21,839-€29,318▼
Profit (loss) for the period to be appropriated9905€21,839-€29,318▼
Appropriation of the result
Profit (loss) to be appropriated9906€128,832€99,514▼
Profit (loss) brought forward from the previous period14P€106,993€128,832▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54,828€54,828€69,116▲ 26.1%
Other operating charges640/8€9,587€9,898€358,237▲ 3,519%
Non-recurring operating charges66A--€2.3m-
Gross operating margin9900€100,959€109,576€2.8m▲ 2,421%
Operating profit (loss)9901€36,545€44,850-€10,270▼ 123%
Financial income75/76B€209€254€0▼ 99.9%
Recurring financial income75€209€254€0▼ 99.9%
Financial charges65/66B€17,818€15,085€19,048▲ 26.3%
Recurring financial charges65€17,818€15,085€19,048▲ 26.3%
Profit (loss) for the period before taxes9903€18,936€30,019-€29,318▼ 198%
Income taxes67/77€1,880€8,180--
Profit (loss) for the period9904€17,056€21,839-€29,318▼ 234%
Profit (loss) for the period to be appropriated9905€17,056€21,839-€29,318▼ 234%
Line202320242025Change
Assets
Total assets20/58€1.4m€1.4m€2.3m▲ 68.1%
Fixed assets21/28€1.4m€1.4m€2.3m▲ 70.4%
Tangible fixed assets22/27€1.4m€1.4m€2.3m▲ 70.6%
Land and buildings22€1.4m€1.4m€2.3m▲ 70.6%
Financial fixed assets28-€2,490€2,490=
Current assets29/58€17,226€24,312€8,745▼ 64.0%
Amounts receivable within one year40/41€6,447€4,318--
Trade receivables40€2,383---
Other amounts receivable41€4,064€4,318--
Cash at bank and in hand54/58€6,235€19,994€6,743▼ 66.3%
Deferred charges and accrued income490/1€4,543-€2,002-
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.4m€2.3m▲ 68.1%
Equity10/15€206,993€228,832€199,514▼ 12.8%
Contributions10/11€100,000€100,000€100,000=
Profit (loss) carried forward14€106,993€128,832€99,514▼ 22.8%
Amounts payable17/49€1.2m€1.2m€2.1m▲ 84.2%
Amounts payable after more than one year17€826,981€755,080€957,846▲ 26.9%
Financial debts170/4€826,981€755,080€957,846▲ 26.9%
Amounts payable within one year42/48€385,100€389,115€1.2m▲ 197%
Current portion of amounts payable after more than one year42€70,551€71,901€90,696▲ 26.1%
Financial debts43--€13,446-
Credit institutions430/8--€13,446-
Trade debts44€215-€9,515-
Suppliers440/4€215-€9,515-
Taxes, remuneration and social security45€1,880€10,060€8,180▼ 18.7%
Taxes450/3€1,880€10,060€8,180▼ 18.7%
Other amounts payable47/48€312,455€307,155€1.0m▲ 236%
Accrued charges and deferred income492/3€5,505€6,300€6,385▲ 1.4%
Line202320242025Change
Profit (loss) for the period9904€17,056€21,839-€29,318▼ 234%
+ Depreciation and write-downs630€54,828€54,828€69,116▲ 26.1%
Operating cash flow (approximation)€71,884€76,667€39,798▼ 48.1%
Investment in fixed assets (approximation)--€2,490-€1.0m▼ 41,007%
Change in cash-€13,759-€13,251▼ 196%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
21-05
State Gazette act Resignations: TEMUR Mahmut (manager) and TEMUR Tuncay (manager)
Appointments: TEMUR Mahmut (non-statutory director) and TEMUR Tuncay (non-statutory director) · Statutes amendment · Capital conversion14 facts ▸
  • General meeting, buitengewone algemene vergadering
  • Statutes amendment
  • Capital conversion, statutair onbeschikbare eigen vermogensrekening
  • Statutes amendment
  • Statutes amendment
  • Capital
  • Other statement, statutair onbeschikbare eigen vermogensrekening
  • Director resignation, TEMUR Mahmut (manager)
  • Director resignation, TEMUR Tuncay (manager)
  • Director appointment, TEMUR Mahmut (non-statutory director)
  • Director appointment, TEMUR Tuncay (non-statutory director)
  • Other statement, geen strafrechtelijk of burgerrechtelijk bestuursverbod om persoonlijk of via tussenpersoon onderneming uit te baten of functie van bestuurder,commissaris of za…
  • +2 further facts in this act
2025
31-12
Financial Weakest financial yearnet -€29,318
Net result drops to -€29,318, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2023net €21,839 ▲28%
Operating result €44,850, net result €21,839, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 directors, last change in 2026
TEMUR Mahmut
Non-statutory director · since 21-05-2026
Current
TEMUR Tuncay
Non-statutory director · since 21-05-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
896 m²
Building footprint
183 m²
Volume, LiDAR
1,224 m³
Parcel 71502B0381/00P000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Immo Temur
Koolmijnlaan 40, 3550 Heusden-ZolderHoldings
since 20152.247.870.278
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502B0381/00P000 Flanders 896 m² 1 · 183 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
TEMUR Mahmut
  • Manager, until 21-05-2026
  • Non-statutory director, from 21-05-2026 to date
TEMUR Tuncay
  • Manager, until 21-05-2026
  • Non-statutory director, from 21-05-2026 to date
See the board, name and seat on a given date →

Articles of association

Who signs
Annual meeting
Last Friday of June at 18:00
Purpose
Onderneming in onroerende goederen,welke ondermeer omvat:de verwerving,de vervreemding,het beheer,de borgstelling,de uitbating,de valorisatie,de verkaveling,de huur en verhuur,het…
Full purpose (16 activities)
  1. Onderneming in onroerende goederen,welke ondermeer omvat:de verwerving,de vervreemding,het beheer,de borgstelling,de uitbating,de valorisatie,de verkaveling,de huur en verhuur,het doen bouw en verbouwen,de procuratie en het makelen in onroerende goederen,evenals alle welkdanige onroerende verhandelingen in de meest brede zin,met inbegrip van de onroerende leasing;
  2. Het patrimonium van de vennootschap te beheren en oordeelkundig uit te breiden.Binnen het kader van haar voorwerp zal de vennootschap mogen overgaan tot het aankopen,opschikken,uitrusten,valoriseren,bouwen,verhuren of in huur nemen van onroerende goederen al dan niet gemeubeld;
  3. De vennootschap mag zich borg stellen en onroerende goederen in pand geven of hypothekeren voor verbintenissen door derde personen aangegaan.Zij mag eveneens al haar andere goederen in pand geven en aval verlenen in het voordeel van derden;
  4. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen;
  5. De participatie,onder welke vorm het ook zij,in de oprichting,de ontwikkeling,omvorming en controle van alle ondernemingen,Belgische en of buitenlandse,handels-,commerciële,financiële,industriële of andere;de verwerving van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,aankoopoptie,verhandeling of op iedere andere wijze;
  6. Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,in de ruimste zin bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,personeelsbeleid,productie en algemeen bestuur;
  7. Consulting op het gebied van beheer,management,financiën en marketing;
  8. Het uitoefenen van al dan niet tijdelijk management;
  9. Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars,het uitoefenen van opdrachten en functies;
  10. Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
  11. Het verlenen van administratieve prestaties en computerservices;
  12. De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ’t kort tussenpersoon in de handel;
  13. Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen;
  14. De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland,op alle wijzen en manieren,die zij het best geschikt zou achten;
  15. De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de Wetten en Koninklijke Besluiten ter zake;
  16. De vennootschap zal zich dienen te onthouden van werkzaamheden die onderworpen zijn aan reglementaire bepalingen voor zover de vennootschap zelf niet aan deze bepalingen voldoet.
Transfer restriction
Elke overdracht of overgang van aandelen aan derden, vrijwillige en gedwongen,onder levenden en bij overlijden,ten bezwarende en ten kosteloze titel,in vruchtge…
1 more provision on this in the deed
Legal form clause
Registered office clause
Vlaamse Gewest, België of buitenland
Other statement
Stortingsplicht, bepaalt vrij naargelang behoeften en op door hem bepaalde tijdstippen latere stortingen op in speciën onderschreven niet geheel volgestorte aan…
Één of meerdere commissarissen, controle van de vennootschap
Beraadslagingen algemene vergadering, ieder ander persoon,al dan niet aandeelhouder
Bestemming winst-reserves, bestuursorgaan
Woonstkeuze, andere woonplaats in België gekozen
Gerechtelijke bevoegdheid, rechtbank rechtsgebied zetel
Gemeen recht, geacht niet geschreven
1 more provision on this in the deed
Board rule
Bestuursorgaan, algemene vergadering die bestuurder(s) benoemt
Dissolution rule
Vereist voor statutenwijziging, ontbinding op elk moment
Liquidation rule
Recht algemene vergadering om vereffenaars aan te duiden,bevoegdheden te omlijnen en vergoeding te bepalen, indien geen andere vereffenaar benoemd
Liquidation distribution
Na aanzuivering schulden,lasten,kosten of consignatie, netto-actief en natura-goederen naar verhouding aantal aandelen

Structure & network

Connections & network

2 current directors
Depth

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Capital and shareholders

Capital over the years
  1. 21-05-2026 Converted to unavailable equity · 100,000 EUR

Company details

Identification
Legal formPrivate limited company
Founded26-11-2015
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0643651022
Also 9925:BE0643651022

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.