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IMMO SYMPA

Active
Private limited companyfounded 20224 yrs activePlace du Peuple 3, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0789.470.033
Summary

IMMO SYMPA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,583) and a net result of €6,666. Equity is shrinking by ~18.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

What they do
Activity not known1 site
How big
€261,441total assets 2025
Equity
-€39,583
Profit
€6,666
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Who decides
Accounts 38 d early0 of 2 deeds read
Why 54Capped at 59: negative equity- Founded in 2022- Liquidity: current ratio 0.09, cash €1,846+ Size: total assets €261,441+ No main activity registeredShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 33% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 10+3
equity -15.1% of total assets
Liquidity 24-2
short-term debt 53.3% · cash 0.7%
Profitability 47+39
return on assets 2.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Size: total assets €261,441 lowers the probability for this profile
  • No main activity registered lowers the probability
  • Founded in 2022 raises the probability for this profile
  • Liquidity: current ratio 0.09, cash €1,846 raises the probability
No credit on open account
Liquidity short (current ratio 0.09 against 0.04 in 2024; short-term debt: 53.3% and cash: 0.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 11%, liquidity 14%, profitability 35%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €261,441
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.09, cash €1,846
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
38 d early
2024
28 d early
2023
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €6,666
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€39,583 View
  • Total assets 20253 fiscal years filed €261,441 View
  • Active since 2022founded 08-08-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€261,441
Profit
€6,666
Solvency
-15.1%
Total assets▲ 1.4%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 23-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 03-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
08-08-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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