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IMMO - SYB

Active
Public limited companyfounded 200323 years activeRue de l'Eglise 17, 4257 Berloz, BelgiumKBO/BCE: BE 0479.261.360
Summary

IMMO - SYB has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,995 and a net result of €23,475. Equity is shrinking by ~16.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known
Size
€820,567total assets 2025
Equity
€110,995
Profit
€23,475
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts filed 24 days late0 of 4 deeds read
Why 92- No establishment unit in the KBO+ Size: total assets €820,567+ Figures for FY 2025 (filed 24-08-2026)+ No main activity registeredShow the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 39+4
equity 13.5% of total assets
Liquidity 23=
short-term debt 60.9% · cash 3.9%
Profitability 72+3
return on assets 2.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.4%▲ +0.2 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.3%▼ -0.1 percentage points vs 03-2025 05-2025: 1.8%▲ +0.5 percentage points vs 04-2025 06-2025: 2.0%▲ +0.2 percentage points vs 05-2025 07-2025: 2.2%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.9%▼ -1.3 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.3 percentage points vs 04-2026 06-2026: 0.3%▼ -1.0 percentage point vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026 09-2026: 0.1%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.08 in 2024; short-term debt: 60.9% and cash: 3.9% of total assets), and 86.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 24% on solvency, 13% on liquidity, 53% on profitability and 80% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €820,567
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 24-08-2026)
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
lowers risk · No main activity registered
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €110,995
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
8 days early
2023
on the day
2022
31 days late
2021
2 days early
2020
59 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 25 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €23,475 ▲774%
  3. Equity above €100,000Eq €110,995 ▲26.8%

Key points

  • Total assets 20256 fiscal years filed €820,567 View
  • Active since 2003founded 10-01-2003 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€820,567
Profit
€23,475
Solvency
13.5%
Total assets▼ 5.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 23-07-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Public limited company
Founded
10-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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