IMMO STURTZER

Active

Private limited companyfounded 20215 yrs activeAvenue des Iris 39, 1341 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0764.523.118

IMMO STURTZER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

61 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability75▲+20

Solvency33▲+5

Growth78▲+20

Track record94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity short (current ratio 0.03 against 0.02 in 2023; short-term debt: 29.8% and cash: 0.7% of total assets), and 92.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

7.8%

Return on assets

Age of the figures

21 mo

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €53k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

29 d early

2023

42 d early

2022

30 d late

2021

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€53k▲ 173%

2023 · €19k

2021: €21k 2022: €1k 2023: €19k

2021 → 2024

Total assets

€677k▼ 0.1%

2023 · €678k

2021: €429k 2022: €660k 2023: €678k

2021 → 2024

Net result

€34k▲ 83.3%

2023 · €18k

2021: €-79k 2022: €-19k 2023: €18k

2021 → 2024

Working capital

€-196k▲ 4.8%

2023 · €-206k

2021: €-75k 2022: €-170k 2023: €-206k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€21k-€1k▼ 94.7%€19k▲ 1,671%€53k▲ 173%

Operating result€-74k-€-11k▲ 84.7%€26k€41k▲ 57.6%

Net result€-79k-€-19k▲ 75.7%€18k€34k▲ 83.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2024 is 58% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €677k

99.2%

Fixed assets €672k▼ 0.4%

Current assets €5k▲ 39.3%

Equity and liabilities €677k

92.2%

Equity €53k▲ 173%

Debt €624k▼ 5.2%

The debt ratio falls from 97.1% to 92.2%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€45k▲

2023 · €30k

Cash flow

€38k▲

2023 · €23k

Solvency

7.8%▲

2023 · 2.9%

Current ratio

0.03▲

2023 · 0.02

Quick ratio

0.03▲

2023 · 0.02

Debt / equity

11.78▼

2023 · 33.93

ROE

63.4%▼

2023 · 94.4%

ROA

5.0%▲

2023 · 2.7%

Interest coverage

6.20▲

2023 · 3.96

Debt

€624k▼

2023 · €659k

Debt ≤ 1 year

€202k▼

2023 · €210k

Debt > 1 year

€422k▼

2023 · €445k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€678k€677k▼

Fixed assets21/28€674k€672k▼

Tangible fixed assets22/27€666k€661k▼

Land and buildings22€649k€649k=

Furniture and vehicles24€14k€10k▼

Other tangible fixed assets26€3k€3k▼

Financial fixed assets28€9k€11k▲

Current assets29/58€4k€5k▲

Cash at bank and in hand54/58€3k€5k▲

Deferred charges and accrued income490/1€853€428▼

Equity and liabilities

Total equity and liabilities10/49€678k€677k▼

Equity10/15€19k€53k▲

Contributions10/11€100k€100k=

Profit (loss) carried forward14€-81k€-47k▲

Amounts payable17/49€659k€624k▼

Amounts payable after more than one year17€445k€422k▼

Financial debts170/4€445k€422k▼

Amounts payable within one year42/48€210k€202k▼

Current portion of amounts payable after more than one year42€23k€24k▲

Financial debts43€3k€3k=

Credit institutions430/8€3k€3k=

Trade debts44€7k€13k▲

Suppliers440/4€7k€13k▲

Taxes, remuneration and social security45-€568

Taxes450/3-€568

Other amounts payable47/48€177k€161k▼

Accrued charges and deferred income492/3€4k€1k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲

Other operating charges640/8€4k€4k▲

Gross operating margin9900€35k€50k▲

Operating profit (loss)9901€26k€41k▲

Financial charges65/66B€8k€7k▼

Recurring financial charges65€8k€7k▼

Profit (loss) for the period before taxes9903€18k€34k▲

Profit (loss) for the period9904€18k€34k▲

Profit (loss) for the period to be appropriated9905€18k€34k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-81k€-47k▲

Profit (loss) brought forward from the previous period14P€-99k€-81k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2021net €34k ▲83.3%

Operating result €41k, net result €34k, both a record.

19-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €18k

Net result €18k after 2 loss-making years.

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue des Iris 391341 Ottignies-Louvain-la-Neuve

Ground area

720 m²

Building footprint

149 m²

Volume, LiDAR

762 m³

Parcel 25016A0191/00K000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

IMMO STURTZER

Avenue des Iris 39, 1341 Ottignies-Louvain-la-NeuveRenting and operating of own or leased non-residential real estate, excluding land

since 20212.314.222.733

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25016A0191/00K000	Wallonia	720 m²	1 · 149 m²	6.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Braine-l'Alleud · Eq €53k

I.B.C.M

BE 0883.428.488

Lasne · Eq €53k

Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,152 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-03-2021

Fiscal year end31-12

Activities, NACEBEL

68203Renting and operating of own or leased non-residential real estate, excluding land

68321Property management for co-owned buildings (syndics)

68322Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.