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IMMO STEVENY

Active
Private limited company (pre-2019)founded 201412 years activeTienne aux Clochers(WP) 135, 5100 Namur, BelgiumKBO/BCE: BE 0550.884.675
Summary

The computed 12-month bankruptcy probability of IMMO STEVENY is 2.4% (moderate). The 2024 annual accounts show equity of €225,103 and a net result of €22,603. Equity is growing by ~13% per year across the filed fiscal years. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€115,825turnover 2024
Equity
€225,103
Profit
€22,603
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Accounts 69 days overdue0 of 2 deeds read
Why 53- Figures for FY 2024 (filed 13-12-2025)- 1 financial year not filed after the legal deadline; latest accounts 132 days late; 3 of the last 3 late+ Size: turnover €115,825, total assets €573,136+ Founded in 2014Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 53% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 64+5
equity 39.3% of total assets
Liquidity 55+1
short-term debt 14.4% · cash 6.2%
Profitability 82-1
return on assets 3.9%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.9% 12-2024: 3.5%▲ +0.6 percentage points vs 11-2024 01-2025: 4.8%▲ +1.3 percentage points vs 12-2024highest value 02-2025: 1.4%▼ -3.4 percentage points vs 01-2025 03-2025: 1.5%▲ +0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.1 percentage points vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.4 percentage points vs 07-2025 09-2025: 2.1%▲ +0.2 percentage points vs 08-2025 10-2025: 3.4%▲ +1.3 percentage points vs 09-2025 11-2025: 3.4%● unchanged vs 10-2025 12-2025: 4.2%▲ +0.8 percentage points vs 11-2025 01-2026: 0.9%▼ -3.3 percentage points vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%▲ +0.9 percentage points vs 09-2026
Credit up to €11,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.64 against 0.51 in 2023; short-term debt: 14.4% and cash: 6.2% of total assets), and 60.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 38% on solvency, 51% on liquidity, 66% on profitability and 56% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
lowers risk · Size: turnover €115,825, total assets €573,136
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 13-12-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 132 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2014
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-12-2025, 132 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
132 days late
2023
164 days late
2022
84 days late
2021
51 days late
2020
61 days late
2019
118 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 102 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Highest result since 2018net €26,997 ▲24.6%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €22,603 7 years View
  • Turnover 20246 fiscal years filed €115,825 View

By topic

Financials

Fiscal year
2024
Turnover
€115,825
Profit
€22,603
Solvency
39.3%
Turnover▼ 0.6%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 31-12-2023Equity above €200,000
  2. 23-10-2023Annual accounts filed
  3. 20-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
24-04-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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