IMMO SS
ActiveSummary
The computed 12-month bankruptcy probability of IMMO SS is 4.5% (elevated). The 2025 annual accounts show equity of €107,155 and a net result of €38,512. Equity is growing by ~38.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+4
Solvency38▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.25 against 0.25 in 2024; short-term debt: 86.9% and cash: 12.5% of total assets), and 86.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
44 d late
2024
1 d early
2023
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 25 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€107,155▲ 56.1%
2024 · €68,643
Total assets
€819,834▲ 2.8%
2024 · €797,796
Net result
€38,512▲ 159%
2024 · €14,872
Working capital
-€536,725▲ 1.7%
2024 · -€546,116
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€54,772-€18,652▼ 65.9%€48,477▲ 160%
Net result€43,771-€14,872▼ 66.0%€38,512▲ 159%
Equity€53,771-€68,643▲ 27.7%€107,155▲ 56.1%
Total assets€788,669-€797,796▲ 1.2%€819,834▲ 2.8%
Debt€734,898-€729,153▼ 0.8%€712,679▼ 2.3%
Working capital-€531,142--€546,116▼ 2.8%-€536,725▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 160% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819,834
Fixed assets
€643,880 ▲ 4.7%
Current assets
€175,954 ▼ 3.9%
Equity and liabilities €819,834
Equity
€107,155 ▲ 56.1%
Debt
€712,679 ▼ 2.3%
Debt's share of the balance-sheet total falls from 91.4% to 86.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58,677▲
2024 · €22,150
Cash flow
€48,712▲
2024 · €18,370
Current ratio
0.25▼
2024 · 0.25
Debt to equity
6.65▼
2024 · 10.62
ROE
35.9%▲
2024 · 21.7%
ROA
4.7%▲
2024 · 1.9%
Interest coverage
826.44▲
2024 · 357.26
Debt ≤ 1 year
€712,679▼
2024 · €729,153
Income taxes
€9,894▲
2024 · €3,718
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42 | €3,498 | €10,200 | ▲ 192% |
| Other operating charges640/8 | €735 | €6,578 | €7,696 | ▲ 17.0% |
| Gross operating margin9900 | €55,549 | €28,728 | €66,373 | ▲ 131% |
| Operating profit (loss)9901 | €54,772 | €18,652 | €48,477 | ▲ 160% |
| Financial charges65/66B | €58 | €62 | €71 | ▲ 14.5% |
| Recurring financial charges65 | €58 | €62 | €71 | ▲ 14.5% |
| Profit (loss) for the period before taxes9903 | €54,714 | €18,590 | €48,406 | ▲ 160% |
| Income taxes67/77 | €10,943 | €3,718 | €9,894 | ▲ 166% |
| Profit (loss) for the period9904 | €43,771 | €14,872 | €38,512 | ▲ 159% |
| Profit (loss) for the period to be appropriated9905 | €43,771 | €14,872 | €38,512 | ▲ 159% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €788,669 | €797,796 | €819,834 | ▲ 2.8% |
| Fixed assets21/28 | €584,913 | €614,759 | €643,880 | ▲ 4.7% |
| Tangible fixed assets22/27 | €34,913 | €54,259 | €68,380 | ▲ 26.0% |
| Furniture and vehicles24 | - | - | €19,901 | - |
| Other tangible fixed assets26 | €34,913 | €54,259 | €48,479 | ▼ 10.7% |
| Financial fixed assets28 | €550,000 | €560,500 | €575,500 | ▲ 2.7% |
| Current assets29/58 | €203,756 | €183,037 | €175,954 | ▼ 3.9% |
| Cash at bank and in hand54/58 | €203,756 | €183,037 | €102,510 | ▼ 44.0% |
| Deferred charges and accrued income490/1 | - | - | €73,444 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €788,669 | €797,796 | €819,834 | ▲ 2.8% |
| Equity10/15 | €53,771 | €68,643 | €107,155 | ▲ 56.1% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €43,771 | €58,643 | €97,155 | ▲ 65.7% |
| Amounts payable17/49 | €734,898 | €729,153 | €712,679 | ▼ 2.3% |
| Amounts payable within one year42/48 | €734,898 | €729,153 | €712,679 | ▼ 2.3% |
| Trade debts44 | €34,955 | €12,891 | - | - |
| Suppliers440/4 | €34,955 | €12,891 | - | - |
| Taxes, remuneration and social security45 | €10,943 | €14,662 | €13,612 | ▼ 7.2% |
| Taxes450/3 | €10,943 | €14,662 | €13,612 | ▼ 7.2% |
| Other amounts payable47/48 | €689,000 | €701,600 | €699,067 | ▼ 0.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,771 | €14,872 | €38,512 | ▲ 159% |
| + Depreciation and write-downs630 | €42 | €3,498 | €10,200 | ▲ 192% |
| Operating cash flow (approximation) | €43,813 | €18,370 | €48,712 | ▲ 165% |
| Investment in fixed assets (approximation) | - | -€33,344 | -€39,321 | ▼ 17.9% |
| Change in cash | - | -€20,719 | -€80,527 | ▼ 289% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 44 days late
2025
31-12
Financial
Equity above €100,000Eq €107,155 ▲56.1%
3 profitable years in a row build equity to €107,155.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14,872 ▼66%
Net result drops to €14,872, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2022
Ground area
83 m²
Building footprint
83 m²
Volume, LiDAR
873 m³
Parcel 21523B0787/00T003, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
IMMO SS
since 20222.342.191.494
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0787/00T003 | Brussels | 83 m² | 1 · 83 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.