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IMMO SPEGELAERE

Active Risk: not assessed
Private limited companyfounded 1997active for 29 yearsLegeweg 180, 8200 Bruges, BelgiumKBO/BCE: BE 0461.276.966
Summary

IMMO SPEGELAERE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.2m and a net result of €1.1m. Equity has been stable since 2018 (±3.8% per year). Its solvency ranks better than 20% of 116 sector peers (NACE 64, financial year 2026). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

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IMMO SPEGELAEREActive
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Overview

Official details

Source: KBO
Status
Active since 22-08-1997 Normal situation
Activity
Activities of holding companies NACE 64210and 2 others
Establishment unit
2.083.209.117 8200 Bruges, since 08-09-1997
Financial year end
31 March
Peppol
Reachable since 06-11-2025
Company details

Board and ownership

Board
Shareholders
Holdings
Shares in 1 company Autobedrijf Spegelaere
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 31-03-2025
Profit
€1.1m
▲ 14.1%
Equity
€2.2m
▲ 22.7%
Total assets
€5.8m
▲ 0.6%
Financials
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18202122232425
2018 to 2025 · latest year €2.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-10-2026, 2 days ahead of the deadline.
NBB · 11 filings
Deviation from the deadline
2026
2 days early
2025
4 days early
2024
7 days early
2023
on the day
2022
26 days early
2021
2 days early
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €1.1m 6 years View
  • Positive: Turnover rose in 2025from €800,000 to €1.0m ▲ 25.0% View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 directors reappointedResignations: SPEGELAERE MANAGEMENT (director) and SPEGELAERE BRUGGE (director) · Reappointments: SPEGELAERE MANAGEMENT (director) and SPEGELAERE BRUGGE (director) · Permanent representatives: SPEGELAERE Frederik Valère Gilbert and SPEGELAERE Filip Wim Johan
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as IMMO SPEGELAERE: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €6.6m and €15m, founded between 1990 and 2006.

CompanyTotal assetsTurnover
IMMO SPEGELAERE Bruges€9.6m€1.1m
Braem Invest Kortemark€14.5m€1.4m
BELVIET Wevelgem€6.6m€0.7m
T. PALM MANAGEMENT Theux€13.0m€0.9m
DEWAELE MANAGEMENT & INVESTMENT Waregem€11.3m€1.5m
Gadus Fish Nieuwpoort€14.5m€0.7m
DECOGES Malmedy€11.4m€0.7m
Full comparison

Key facts about IMMO SPEGELAERE
What is the company number of IMMO SPEGELAERE?
The company number of IMMO SPEGELAERE is 0461.276.966. The VAT number is the same number with BE in front: BE 0461.276.966.
Where is IMMO SPEGELAERE based?
The registered office is at Legeweg 180, 8200 Bruges.Company details
What does IMMO SPEGELAERE do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of IMMO SPEGELAERE?
IMMO SPEGELAERE is a private limited company (BV).
When was IMMO SPEGELAERE founded?
IMMO SPEGELAERE was founded on 22-08-1997.
Is IMMO SPEGELAERE still active?
Yes, IMMO SPEGELAERE is an active enterprise in the KBO register.
What is the turnover of IMMO SPEGELAERE?
The turnover of IMMO SPEGELAERE was €1.0m in financial year 2025, according to the filed annual accounts.Financials
Is IMMO SPEGELAERE profitable?
In financial year 2025, IMMO SPEGELAERE made a profit of €1.1m.
Where can I find the annual accounts of IMMO SPEGELAERE?
IMMO SPEGELAERE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of IMMO SPEGELAERE due?
IMMO SPEGELAERE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

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