IMMO SOVER
ActiveSummary
IMMO SOVER has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 36% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-1
Solvency51=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 74.4% and cash: 0% of total assets), and 74.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
54 d early
2022
38 d early
2021
51 d early
2020
52 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€141k▼ 4.5%
2024 · €147k
Total assets
€550k▼ 1.6%
2024 · €559k
Net result
€-7k▼ 361%
2024 · €-1k
Working capital
€-409k▲ 0.3%
2024 · €-410k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-5k€-2k▲ 57.4%€-136▲ 93.4%€-1k▼ 794%€-6k▼ 430%
Net result€-5k▼ 2,351%€-2k▲ 56.5%€-284▲ 87.3%€-1k▼ 410%€-7k▼ 361%
Equity€151k▼ 3.3%€149k▼ 1.5%€149k▼ 0.2%€147k▼ 1.0%€141k▼ 4.5%
Total assets€582k▼ 1.4%€575k▼ 1.3%€566k▼ 1.5%€559k▼ 1.3%€550k▼ 1.6%
Debt€431k▼ 0.7%€425k▼ 1.2%€417k▼ 1.9%€411k▼ 1.4%€409k▼ 0.6%
Working capital€-431k▲ 0.3%€-425k▲ 1.4%€-417k▲ 1.8%€-410k▲ 1.6%€-409k▲ 0.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550k
Fixed assets
€550k ▼ 1.4%
Current assets
€48 ▼ 95.2%
Equity and liabilities €550k
Equity
€141k ▼ 4.5%
Debt
€409k ▼ 0.6%
Debt's share of the balance-sheet total rises from 73.6% to 74.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €7k
Cash flow
€1k▼
2024 · €7k
Current ratio
0.00▼
2024 · 0.00
Debt to equity
2.91▲
2024 · 2.79
ROE
-4.8%▼
2024 · -1.0%
ROA
-1.2%▼
2024 · -0.3%
Interest coverage
7.08▼
2024 · 29.63
Debt ≤ 1 year
€409k▼
2024 · €411k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €8k | €8k | = |
| Other operating charges640/8 | €2k | €2k | €3k | €2k | €2k | ▼ 6.6% |
| Gross operating margin9900 | €5k | €8k | €11k | €9k | €4k | ▼ 58.7% |
| Operating profit (loss)9901 | €-5k | €-2k | €-136 | €-1k | €-6k | ▼ 430% |
| Financial charges65/66B | €261 | €154 | €148 | €231 | €225 | ▼ 2.3% |
| Recurring financial charges65 | €261 | €154 | €148 | €231 | €225 | ▼ 2.3% |
| Profit (loss) for the period before taxes9903 | €-5k | €-2k | €-284 | €-1k | €-7k | ▼ 361% |
| Profit (loss) for the period9904 | €-5k | €-2k | €-284 | €-1k | €-7k | ▼ 361% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €-2k | €-284 | €-1k | €-7k | ▼ 361% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €582k | €575k | €566k | €559k | €550k | ▼ 1.6% |
| Fixed assets21/28 | €582k | €574k | €566k | €558k | €550k | ▼ 1.4% |
| Tangible fixed assets22/27 | €582k | €574k | €566k | €558k | €550k | ▼ 1.4% |
| Land and buildings22 | €582k | €574k | €566k | €558k | €550k | ▼ 1.4% |
| Current assets29/58 | €1 | €660 | €385 | €1k | €48 | ▼ 95.2% |
| Amounts receivable within one year40/41 | - | €660 | €300 | €990 | - | - |
| Trade receivables40 | - | €660 | €300 | €990 | - | - |
| Cash at bank and in hand54/58 | €1 | €0 | €85 | €18 | €48 | ▲ 162% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €582k | €575k | €566k | €559k | €550k | ▼ 1.6% |
| Equity10/15 | €151k | €149k | €149k | €147k | €141k | ▼ 4.5% |
| Contributions10/11 | €250k | €250k | €250k | €250k | €250k | = |
| Capital10 | €250k | €250k | €250k | €250k | €250k | = |
| Issued capital100 | €250k | €250k | €250k | €250k | €250k | = |
| Profit (loss) carried forward14 | €-99k | €-101k | €-101k | €-103k | €-109k | ▼ 6.5% |
| Amounts payable17/49 | €431k | €425k | €417k | €411k | €409k | ▼ 0.6% |
| Amounts payable within one year42/48 | €431k | €425k | €417k | €411k | €409k | ▼ 0.6% |
| Trade debts44 | €6k | €11k | €115 | €7k | €409k | ▲ 5,790% |
| Suppliers440/4 | €6k | €11k | €115 | €7k | €18k | ▲ 153% |
| Bills of exchange payable441 | - | - | - | - | €392k | - |
| Other amounts payable47/48 | €425k | €414k | €417k | €405k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €-2k | €-284 | €-1k | €-7k | ▼ 361% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €8k | €8k | = |
| Operating cash flow (approximation) | €3k | €6k | €8k | €7k | €1k | ▼ 79.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-1 | €85 | €-67 | €30 | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1988
Ground area
3,138 m²
Building footprint
281 m²
Parcel 34009A0034/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
Vrijputstraat 17, 8540 Deerlijk
since 19882.040.840.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0034/00W002 | Flanders | 3,138 m² | 1 · 281 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-07-1988
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.