IMMO - SOFIKO
ActiveSummary
IMMO - SOFIKO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,797 and a net result of €8,354. Equity is growing by ~4.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Financials · fiscal year 2025, abbreviated schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result falls in 2025; 2025 is 10% below 2024.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,833 | €18,717 | €16,420 | €15,258 | €14,535 | €20,817 | €20,026 | €19,158 | ▼ 4.3% |
| Other operating charges640/8 | - | - | - | - | €10,155 | €9,702 | €10,121 | €16,021 | ▲ 58.3% |
| Gross operating margin9900 | €48,172 | €57,349 | €43,937 | €52,911 | €49,677 | €43,519 | €53,411 | €56,090 | ▲ 5.0% |
| Operating profit (loss)9901 | €24,400 | €31,534 | €20,321 | €37,653 | €24,986 | €13,000 | €23,264 | €20,911 | ▼ 10.1% |
| Recurring financial income75 | €3,421 | €4,524 | €3 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €8,667 | €8,268 | €8,536 | €9,279 | €9,706 | ▲ 4.6% |
| Recurring financial charges65 | €10,542 | €9,917 | €9,429 | €8,667 | €8,268 | €8,536 | €9,279 | €9,706 | ▲ 4.6% |
| Profit (loss) for the period before taxes9903 | €17,279 | €26,141 | €10,895 | €28,986 | €16,718 | €4,464 | €13,985 | €11,205 | ▼ 19.9% |
| Income taxes67/77 | €5,456 | €8,095 | €5,424 | €2,944 | €6,968 | €6,968 | €8,285 | €2,851 | ▼ 65.6% |
| Profit (loss) for the period9904 | €11,823 | €18,045 | €5,471 | €26,042 | €9,750 | -€2,504 | €5,700 | €8,354 | ▲ 46.6% |
| Profit (loss) for the period to be appropriated9905 | €11,823 | €18,045 | €5,471 | €26,042 | €9,750 | -€2,504 | €5,700 | €8,354 | ▲ 46.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €545,693 | €535,497 | €516,928 | €511,315 | €413,281 | €405,697 | €388,514 | €360,338 | ▼ 7.3% |
| Fixed assets21/28 | €414,009 | €399,584 | €383,014 | €367,756 | €353,220 | €358,259 | €338,233 | €319,075 | ▼ 5.7% |
| Tangible fixed assets22/27 | €324,373 | €307,258 | €290,838 | €275,580 | €261,044 | €266,083 | €246,057 | €226,899 | ▼ 7.8% |
| Land and buildings22 | - | - | - | €262,581 | €251,615 | €240,650 | €229,684 | €218,719 | ▼ 4.8% |
| Plant, machinery and equipment23 | - | - | - | €12,999 | €9,429 | €6,041 | €3,445 | €1,716 | ▼ 50.2% |
| Furniture and vehicles24 | - | - | - | - | - | €19,392 | €12,928 | €6,464 | ▼ 50.0% |
| Financial fixed assets28 | €89,637 | €92,326 | €92,176 | €92,176 | €92,176 | €92,176 | €92,176 | €92,176 | = |
| Current assets29/58 | €131,684 | €135,913 | €133,914 | €143,559 | €60,061 | €47,438 | €50,281 | €41,263 | ▼ 17.9% |
| Amounts receivable within one year40/41 | €17,035 | €37,184 | €45,863 | €64,152 | €58,833 | €47,392 | €47,391 | €39,074 | ▼ 17.5% |
| Other amounts receivable41 | - | - | - | €64,152 | €58,833 | €47,392 | €47,391 | €39,074 | ▼ 17.5% |
| Cash at bank and in hand54/58 | €8,521 | €2,251 | €705 | €458 | €1,228 | €46 | €1,498 | €884 | ▼ 41.0% |
| Deferred charges and accrued income490/1 | - | - | - | €78,949 | - | - | €1,392 | €1,305 | ▼ 6.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €545,693 | €535,497 | €516,928 | €511,315 | €413,281 | €405,697 | €388,514 | €360,338 | ▼ 7.3% |
| Equity10/15 | €117,404 | €135,449 | €140,920 | €166,962 | €169,247 | €166,743 | €172,443 | €180,797 | ▲ 4.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | - | €62,000 | - |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | - | €62,000 | - |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | - | €6,200 | €6,200 | €6,200 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | - | - | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €49,204 | €67,249 | €72,720 | €98,762 | €101,047 | €98,543 | €104,243 | €112,597 | ▲ 8.0% |
| Amounts payable17/49 | €428,289 | €400,048 | €376,008 | €344,353 | €244,033 | €238,954 | €216,071 | €179,541 | ▼ 16.9% |
| Amounts payable after more than one year17 | €384,103 | €353,367 | €322,593 | €290,684 | €191,055 | €188,775 | €150,060 | €106,374 | ▼ 29.1% |
| Financial debts170/4 | - | - | - | €290,684 | €191,055 | €188,775 | €150,060 | €106,374 | ▼ 29.1% |
| Amounts payable within one year42/48 | €44,186 | €46,681 | €53,415 | €53,669 | €52,979 | €50,179 | €66,011 | €73,167 | ▲ 10.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €36,478 | €29,906 | €36,605 | €38,715 | €43,687 | ▲ 12.8% |
| Financial debts43 | - | - | - | - | - | €1,405 | €1,704 | €1,200 | ▼ 29.6% |
| Credit institutions430/8 | - | - | - | - | - | €1,405 | €1,704 | €1,200 | ▼ 29.6% |
| Trade debts44 | €1,659 | €2,256 | €8,990 | €7,613 | €10,648 | €12,169 | €14,498 | €19,682 | ▲ 35.8% |
| Suppliers440/4 | - | - | - | €7,613 | €10,648 | €12,169 | €14,498 | €19,682 | ▲ 35.8% |
| Taxes, remuneration and social security45 | - | - | - | €9,578 | €12,424 | - | €4,404 | €7,255 | ▲ 64.7% |
| Taxes450/3 | - | - | - | €9,578 | €12,424 | - | €4,404 | €7,255 | ▲ 64.7% |
| Other amounts payable47/48 | - | - | - | - | - | - | €6,690 | €1,343 | ▼ 79.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,823 | €18,045 | €5,471 | €26,042 | €9,750 | -€2,504 | €5,700 | €8,354 | ▲ 46.6% |
| + Depreciation and write-downs630 | €21,833 | €18,717 | €16,420 | €15,258 | €14,535 | €20,817 | €20,026 | €19,158 | ▼ 4.3% |
| Operating cash flow (approximation) | €33,656 | €36,762 | €21,891 | €41,300 | €24,285 | €18,313 | €25,726 | €27,512 | ▲ 6.9% |
| Investment in fixed assets (approximation) | - | -€4,292 | €150 | €0 | €1 | -€25,856 | €0 | €0 | - |
| Change in cash | - | -€6,270 | -€1,546 | -€247 | €770 | -€1,182 | €1,452 | -€614 | ▼ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.