IMMO SERVICES PLUS
ActiveIMMO SERVICES PLUS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €5k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+15
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 2.88 in 2024; short-term debt: 22.9% and cash: 71.3% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 12.2%
2024 · €38k
2022: €36k
2023: €40k
2024: €38k
2022 → 2025
Total assets
€56k▲ 10.2%
2024 · €51k
2022: €50k
2023: €53k
2024: €51k
2022 → 2025
Net result
€5k
2024 · €-2k
2022: €3k
2023: €4k
2024: €-2k
2022 → 2025
Working capital
€35k▲ 53.3%
2024 · €23k
2022: €21k
2023: €29k
2024: €23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€40k▲ 11.2%€38k▼ 4.5%€43k▲ 12.2%
Operating result€6k-€8k▲ 29.9%€596▼ 92.4%€11k▲ 1,776%
Net result€3k-€4k▲ 19.2%€-2k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,776% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€8k▼ 50.1%
Current assets
€48k▲ 36.2%
Equity and liabilities €56k
Equity
€43k▲ 12.2%
Debt
€13k▲ 4.0%
The debt ratio falls from 24.3% to 22.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €8k
Cash flow
€13k▲
2024 · €6k
Solvency
77.1%▲
2024 · 75.7%
Current ratio
3.77▲
2024 · 2.88
Quick ratio
3.77▲
2024 · 2.88
Debt / equity
0.30▼
2024 · 0.32
ROE
10.9%▲
2024 · -4.7%
ROA
8.4%▲
2024 · -3.6%
Interest coverage
79.76▲
2024 · 28.18
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€56k▲
Fixed assets21/28€15k€8k▼
Tangible fixed assets22/27€15k€7k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€5k▼
Other tangible fixed assets26€680€571▼
Financial fixed assets28€150€150=
Current assets29/58€35k€48k▲
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€27k€40k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€51k€56k▲
Equity10/15€38k€43k▲
Contributions10/11€2k€2k=
Reserves13€24k€28k▲
Non-distributable reserves130/1€200€200=
Reserves not available under the articles1311€200€200=
Distributable reserves133€23k€28k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€387€1k▲
Suppliers440/4€387€1k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€10k€10k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Gross operating margin9900€8k€19k▲
Operating profit (loss)9901€596€11k▲
Financial income75/76B€354€150▼
Recurring financial income75€354€150▼
Financial charges65/66B€291€243▼
Recurring financial charges65€291€243▼
Profit (loss) for the period before taxes9903€659€11k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€-2k€5k▲
Profit (loss) for the period to be appropriated9905€-2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Profit (loss) brought forward from the previous period14P€15k€13k▼
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼145%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Prévoyance(TOU) 217500 TournaiGround area
1,895 m²
Building footprint
272 m²
Volume, LiDAR
2,975 m³
2 parcels, Wallonia · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Immo Services Plus
since 20112.200.055.119
Rue de la Prévoyance(TOU) 21, 7500 Tournai
since 20142.227.085.752
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463K0114/00C003 | Wallonia | 1,706 m² | 1 · 147 m² | 9.1 m · 3 fl. |
| 57462D0118/00E007 | Wallonia | 189 m² | 1 · 125 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOMONA
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Nobel PO
BE 0797.238.644
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SYNSTAR
BE 0743.785.310
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Zakk Invest
BE 0724.495.473
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BLANKENBERGSE VRIJHEID
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Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded17-06-2011
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.