IMMO SABINE
ActiveIMMO SABINE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €16k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 77% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency93▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.29 in 2024; short-term debt: 20.1% and cash: 1.4% of total assets), and 32.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.8%
Return on assets
4.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-05-2025, 156 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
156 d early
2024
1 d early
2023
165 d early
2022
132 d early
2021
39 d early
2020
12 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€259k▲ 6.7%
2024 · €243k
2019: €168k
2020: €183k
2021: €200k
2022: €215k
2023: €228k
2024: €243k
2019 → 2025
Total assets
€382k▼ 5.9%
2024 · €406k
2019: €424k
2020: €405k
2021: €458k
2022: €463k
2023: €434k
2024: €406k
2019 → 2025
Net result
€16k▲ 13.0%
2024 · €15k
2019: €11k
2020: €14k
2021: €17k
2022: €15k
2023: €13k
2024: €15k
2019 → 2025
Working capital
€-55k▼ 8.1%
2024 · €-51k
2019: €-47k
2020: €-47k
2021: €-93k
2022: €-70k
2023: €-51k
2024: €-51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€215k▲ 7.5%€228k▲ 6.3%€243k▲ 6.4%€259k▲ 6.7%
Operating result€30k-€24k▼ 21.7%€24k▲ 2.1%€25k▲ 3.6%€25k▲ 1.2%
Net result€17k-€15k▼ 12.0%€13k▼ 10.8%€15k▲ 7.8%€16k▲ 13.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€361k▼ 6.5%
Current assets
€22k▲ 6.3%
Equity and liabilities €382k
Equity
€259k▲ 6.7%
Debt
€123k▼ 24.7%
The debt ratio falls from 40.3% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €54k
Cash flow
€46k▲
2024 · €44k
Solvency
67.8%▲
2024 · 59.7%
Current ratio
0.28▼
2024 · 0.29
Quick ratio
0.28▼
2024 · 0.29
Debt / equity
0.48▼
2024 · 0.67
ROE
6.3%▲
2024 · 6.0%
ROA
4.3%▲
2024 · 3.6%
Interest coverage
16.19▲
2024 · 9.63
Debt
€123k▼
2024 · €164k
Debt ≤ 1 year
€77k▲
2024 · €72k
Debt > 1 year
€46k▼
2024 · €92k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€406k€382k▼
Fixed assets21/28€386k€361k▼
Tangible fixed assets22/27€386k€361k▼
Land and buildings22€386k€361k▼
Current assets29/58€20k€22k▲
Amounts receivable within one year40/41€16k€16k▲
Other amounts receivable41€16k€16k▲
Cash at bank and in hand54/58€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€406k€382k▼
Equity10/15€243k€259k▲
Contributions10/11€90k€90k=
Reserves13€153k€169k▲
Distributable reserves133€153k€169k▲
Amounts payable17/49€164k€123k▼
Amounts payable after more than one year17€92k€46k▼
Financial debts170/4€92k€46k▼
Amounts payable within one year42/48€72k€77k▲
Current portion of amounts payable after more than one year42€49k€51k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45-€505
Taxes450/3-€505
Other amounts payable47/48€22k€22k▼
Accrued charges and deferred income492/3€338-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€57k€57k▼
Operating profit (loss)9901€25k€25k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€19k€22k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€15k€16k▲
Profit (loss) for the period to be appropriated9905€15k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€16k▲
Profit (loss) brought forward from the previous period14P€3-
Transfer to equity691/2€15k€16k▲
To other reserves6921€15k€16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €215k ▲7.5%
4 profitable years in a row build equity to €215k.
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2019net €17k ▲18.8%
Operating result €30k, net result €17k, both a record.
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dweersstraat 268000 BruggeGround area
234 m²
Building footprint
186 m²
Volume, LiDAR
1,924 m³
Parcel 31804D1425/00A000, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Immo Sabine
since 20062.152.146.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D1425/00A000 | Flanders | 234 m² | 1 · 186 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DENIS IMMO
BE 1020.058.928
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ARESI
BE 0460.244.016
Tongeren-Borgloon · Eq €259k
LE POLE DE RECONVERSION
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I.D.C. (Antwerp)
BE 0427.839.086
Antwerpen · Eq €260k
Franska
BE 0776.527.065
Heist-op-den-Berg · Eq €260k
Of 12,012 companies in sector 68203 we hold annual accounts for 5,979. 4,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2006
Fiscal year end31-03
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.