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IMMO ROVA

Active
Private limited companyfounded 200026 yrs activeBegijnenbosstraat 1128, 3850 Nieuwerkerken (Limb.), BelgiumKBO/BCE: BE 0472.180.360
Summary

IMMO ROVA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €441,600 and a net result of €7,303. Equity is growing by ~18.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability39▼-1
Solvency64▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.29 in 2023; short-term debt: 60.7% and cash: 3.1% of total assets), but 60.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
56 d early
2023
43 d early
2022
56 d early
2021
60 d early
2020
60 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 52 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO ROVA was incorporated on 23 June 2000.1 Total assets rose from EUR 490,154 in 2018 to EUR 1.1 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€441,600▲ 1.7%
2023 · €434,297
Total assets
€1.1m▼ 42.2%
2023 · €1.9m
Net result
€7,303▼ 54.1%
2023 · €15,918
Working capital
€441,600▲ 1.8%
2023 · €434,002
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€354,926▲ 938%€227,464▼ 35.9%€3,168▼ 98.6%€77,055▲ 2,332%€29,881▼ 61.2%
Net result€245,038▲ 909%€152,859▼ 37.6%€963▼ 99.4%€15,918▲ 1,553%€7,303▼ 54.1%
Equity€264,556▲ 1,255%€417,415▲ 57.8%€418,378▲ 0.2%€434,297▲ 3.8%€441,600▲ 1.7%
Total assets€397,339▲ 9.3%€853,354▲ 115%€1.1m▲ 29.1%€1.9m▲ 76.3%€1.1m▼ 42.2%
Debt€132,783▼ 61.4%€435,939▲ 228%€683,529▲ 56.8%€1.5m▲ 121%€680,669▼ 54.9%
Working capital€265,513▲ 1,029%€417,833▲ 57.4%€418,378▲ 0.1%€434,002▲ 3.7%€441,600▲ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000€400,000Operating result 2020: €354,926€354,926Net result 2020: €245,038€245,038Operating result 2021: €227,464€227,464Net result 2021: €152,859€152,859Operating result 2022: €3,168€3,168Net result 2022: €963€963Operating result 2023: €77,055€77,055Net result 2023: €15,918€15,918Operating result 2024: €29,881€29,881Net result 2024: €7,303€7,30320202021202220232024€0€20,000€40,000€60,000€80,000Operating result 2022: €3,168€3,170Net result 2022: €963€963Operating result 2023: €77,055€77,100Net result 2023: €15,918€15,900Operating result 2024: €29,881€29,900Net result 2024: €7,303€7,300202220232024
The operating result falls in 2024; 2024 is 61% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.1m
Equity €441,600 ▲ 1.7%
Debt €680,669 ▼ 54.9%
Debt's share of the balance-sheet total falls from 77.6% to 60.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
1.65▲
2023 · 1.29
Quick ratio
0.29▲
2023 · 0.01
Debt to equity
1.54▼
2023 · 3.47
ROE
1.7%▼
2023 · 3.7%
ROA
0.7%▼
2023 · 0.8%
Debt ≤ 1 year
€680,669▼
2023 · €1.5m
Income taxes
€3,260▼
2023 · €9,723
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.9m€1.1m▼
Fixed assets21/28€2,000-
Financial fixed assets28€2,000-
Current assets29/58€1.9m€1.1m▼
Stocks and contracts in progress3€1.9m€923,373▼
Stocks30/36€1.9m€923,373▼
Amounts receivable within one year40/41€6,639€164,138▲
Trade receivables40€2,030-
Other amounts receivable41€4,610€164,138▲
Cash at bank and in hand54/58€1,430€34,757▲
Deferred charges and accrued income490/1€2,529-
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.1m▼
Equity10/15€434,297€441,600▲
Contributions10/11€13,333€13,333=
Reserves13€420,963€428,266▲
Distributable reserves133€420,963€428,266▲
Amounts payable17/49€1.5m€680,669▼
Amounts payable within one year42/48€1.5m€680,669▼
Financial debts43€1.3m€666,434▼
Credit institutions430/8€1.3m€666,434▼
Trade debts44€161,271€876▼
Suppliers440/4€161,271€876▼
Taxes, remuneration and social security45€9,723€4,106▼
Taxes450/3€9,723€4,106▼
Other amounts payable47/48€19,134€9,253▼
Accrued charges and deferred income492/3€1,705-
Income statement Code20232024
Other operating charges640/8€4,456€3,436▼
Gross operating margin9900€81,512€33,317▼
Operating profit (loss)9901€77,055€29,881▼
Financial income75/76B€891-
Recurring financial income75€891-
Financial charges65/66B€52,305€19,318▼
Recurring financial charges65€52,305€19,318▼
Profit (loss) for the period before taxes9903€25,642€10,563▼
Income taxes67/77€9,723€3,260▼
Profit (loss) for the period9904€15,918€7,303▼
Profit (loss) for the period to be appropriated9905€15,918€7,303▼
Appropriation of the result
Profit (loss) to be appropriated9906€15,918€7,303▼
Transfer to equity691/2€15,918€7,303▼
To other reserves6921€15,918€7,303▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€807€1,250€4,456€3,436▼ 22.9%
Gross operating margin9900€355,457€228,272€4,418€81,512€33,317▼ 59.1%
Operating profit (loss)9901€354,926€227,464€3,168€77,055€29,881▼ 61.2%
Financial income75/76B-€3,626€6,001€891--
Recurring financial income75-€3,626€6,001€891--
Financial charges65/66B-€4,173€7,344€52,305€19,318▼ 63.1%
Recurring financial charges65€5,480€4,173€7,344€52,305€19,318▼ 63.1%
Profit (loss) for the period before taxes9903€349,446€226,917€1,825€25,642€10,563▼ 58.8%
Income taxes67/77€104,408€74,059€862€9,723€3,260▼ 66.5%
Profit (loss) for the period9904€245,038€152,859€963€15,918€7,303▼ 54.1%
Profit (loss) for the period to be appropriated9905€245,038€152,859€963€15,918€7,303▼ 54.1%
Line20202021202220232024Change
Assets
Total assets20/58€397,339€853,354€1.1m€1.9m€1.1m▼ 42.2%
Fixed assets21/28---€2,000--
Financial fixed assets28---€2,000--
Current assets29/58€397,339€853,354€1.1m€1.9m€1.1m▼ 42.2%
Stocks and contracts in progress3€273,576€446,284€724,811€1.9m€923,373▼ 52.1%
Stocks30/36-€446,284€724,811€1.9m€923,373▼ 52.1%
Amounts receivable within one year40/41€118,777€353,568€167,764€6,639€164,138▲ 2,372%
Trade receivables40-€7,000€20,000€2,030--
Other amounts receivable41-€346,568€147,764€4,610€164,138▲ 3,461%
Cash at bank and in hand54/58€4,986€49,507€202,938€1,430€34,757▲ 2,330%
Deferred charges and accrued income490/1-€3,995€6,395€2,529--
Equity and liabilities
Total equity and liabilities10/49€397,339€853,354€1.1m€1.9m€1.1m▼ 42.2%
Equity10/15€264,556€417,415€418,378€434,297€441,600▲ 1.7%
Contributions10/11-€13,333€13,333€13,333€13,333=
Reserves13€251,223€404,082€405,045€420,963€428,266▲ 1.7%
Non-distributable reserves130/1-€2,000€2,000---
Reserves not available under the articles1311-€2,000€2,000---
Distributable reserves133-€402,082€403,045€420,963€428,266▲ 1.7%
Profit (loss) carried forward14-€46,115-----
Amounts payable17/49€132,783€435,939€683,529€1.5m€680,669▼ 54.9%
Amounts payable within one year42/48€131,826€435,521€683,529€1.5m€680,669▼ 54.8%
Financial debts43-€300,000€389,389€1.3m€666,434▼ 49.4%
Credit institutions430/8-€300,000€389,389€1.3m€666,434▼ 49.4%
Trade debts44€299-€557€161,271€876▼ 99.5%
Suppliers440/4--€557€161,271€876▼ 99.5%
Advances received on contracts in progress46--€202,163---
Taxes, remuneration and social security45-€78,466€49,921€9,723€4,106▼ 57.8%
Taxes450/3-€78,466€49,921€9,723€4,106▼ 57.8%
Other amounts payable47/48-€57,055€41,500€19,134€9,253▼ 51.6%
Accrued charges and deferred income492/3-€418-€1,705--
Line20202021202220232024Change
Profit (loss) for the period9904€245,038€152,859€963€15,918€7,303▼ 54.1%
Operating cash flow (approximation)€245,038€152,859€963€15,918€7,303▼ 54.1%
Change in cash-€44,520€153,431-€201,507€33,327▲ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €963 ▼99.4%
Net result drops to €963, the lowest in the series; recovery starts the following year.
01-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €245,038 ▲909%
Operating result €354,926, net result €245,038, both a record.
31-12
Financial Liquidity triplescurrent ratio 3.01
Current ratio from 1.07 to 3.01; short-term debt falls from €339,927 to €131,826.
31-12
Financial Equity above €200,000Eq €264,556 ▲1,255%
3 profitable years in a row build equity to €264,556.
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
3,270 m²
Building footprint
1,125 m²
Volume, LiDAR
25 m³
Parcel 71045A0108/00L002, Flanders · tallest building 8.0 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Begijnenbosstraat 1128, 3850 Nieuwerkerken (Limb.)
NACE 70111
since 20002.097.671.619
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71045A0108/00L002 Flanders 3,270 m² 1 · 1,125 m² 8.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded23-06-2000
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0472180360
Also 9925:BE0472180360
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.