IMMO ROMA
ActiveSummary
IMMO ROMA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.52M and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency65▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.44 in 2024; short-term debt: 28.7% and cash: 10.7% of total assets), and 60.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.52M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
2022
26 d early
2021
31 d early
2020
61 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▼ 79.0%
2024 · €152k
2018: €8k
2019: €54k
2020: €-40k
2021: €85k
2022: €20k
2023: €25k
2024: €152k
2018 → 2025
Working capital
€-627k▼ 326%
2024 · €-147k
2018: €-373k
2019: €-424k
2020: €-831k
2021: €-995k
2022: €-1.45M
2023: €-241k
2024: €-147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€7k€1.33M▲ 18,875%€1.48M▲ 11.4%€1.52M▲ 2.2%
Operating result€111k-€43k▼ 61.1%€57k▲ 31.4%€210k▲ 269%€45k▼ 78.4%
Net result€85k-€20k▼ 76.5%€25k▲ 24.5%€152k▲ 513%€32k▼ 79.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.80M
Fixed assets
€3.34M ▲ 18.1%
Current assets
€466k ▲ 307%
Equity and liabilities €3.80M
Equity
€1.52M ▲ 2.2%
Debt
€2.29M ▲ 57.0%
Debt's share of the balance-sheet total rises from 49.6% to 60.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€252k▼
2024 · €355k
Cash flow
€238k▼
2024 · €297k
Current ratio
0.43▼
2024 · 0.44
Debt to equity
1.51▲
2024 · 0.98
ROE
2.1%▼
2024 · 10.2%
ROA
0.8%▼
2024 · 5.2%
Interest coverage
145.14▲
2024 · 16.33
Debt ≤ 1 year
€1.09M▲
2024 · €262k
Debt > 1 year
€1.20M=
2024 · €1.20M
Income taxes
€12k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.94M€3.80M▲
Fixed assets21/28€2.83M€3.34M▲
Tangible fixed assets22/27€2.83M€3.34M▲
Land and buildings22€2.83M€3.34M▲
Financial fixed assets28€850-
Current assets29/58€115k€466k▲
Amounts receivable within one year40/41€8k€48k▲
Trade receivables40€8k€48k▲
Other amounts receivable41€9€9=
Cash at bank and in hand54/58€103k€406k▲
Deferred charges and accrued income490/1€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€2.94M€3.80M▲
Equity10/15€1.48M€1.52M▲
Contributions10/11€1.36M€1.36M=
Capital10€1.36M€1.36M=
Issued capital100€1.36M€1.36M=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€58k€90k▲
Amounts payable17/49€1.46M€2.29M▲
Amounts payable after more than one year17€1.20M€1.20M=
Financial debts170/4€1.20M€1.20M=
Amounts payable within one year42/48€262k€1.09M▲
Current portion of amounts payable after more than one year42€197k€441k▲
Trade debts44-€454k
Suppliers440/4-€454k
Taxes, remuneration and social security45€40k€50k▲
Taxes450/3€40k€50k▲
Other amounts payable47/48€24k€147k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€206k▲
Other operating charges640/8€19k€19k▲
Gross operating margin9900€373k€271k▼
Operating profit (loss)9901€210k€45k▼
Financial charges65/66B€22k€2k▼
Recurring financial charges65€22k€2k▼
Profit (loss) for the period before taxes9903€188k€44k▼
Income taxes67/77€36k€12k▼
Profit (loss) for the period9904€152k€32k▼
Profit (loss) for the period to be appropriated9905€152k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€90k▲
Profit (loss) brought forward from the previous period14P€-94k€58k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €152k ▲513%
Operating result €210k, net result €152k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.33M ▲18875%
3 profitable years in a row build equity to €1.33M.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-40k ▼173%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 302320 HoogstratenGround area
4.0 ha
Building footprint
8,154 m²
Volume, LiDAR
68,438 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ROMA
since 19952.073.559.991
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014D0171/00C000 | Flanders | 2.5 ha | 1 · 485 m² | 10.9 m · 2 fl. |
| 13014F0013/00V000 | Flanders | 1.5 ha | 1 · 7,670 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HELSEN
BE 0425.572.553
Hasselt · Eq €1,515,489
JOCON
BE 0477.695.009
Gent · Eq €1,516,622
Sodeba Immo
BE 1018.183.660
Grimbergen · Eq €1,516,850
PARC BELLEVUE
BE 0438.603.316
Brussel · Eq €1,517,130
IMMO NEYENS
BE 0446.574.439
Peer · Eq €1,517,155
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-10-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.