IMMO ROGER

Active

Private limited companyfounded 20232 yrs activeStationsstraat 16, 8420 De Haan, BelgiumKBO/BCE: BE 1000.360.208

IMMO ROGER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355 and a net result of €7k. Its solvency ranks better than 20% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

51 / 100

Fair▲ +23 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency0▼-33

Growth78

Stability82

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.44 against 0.47 in 2024), and 99.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.2%

Return on assets

3.5%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 13905 sector peers (2025).

NBB · sector comparison

Position among 13905 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€355

2024 · €-7k

2024: €-7k

2024 → 2025

Total assets

€208k▼ 23.9%

2024 · €274k

2024: €274k

2024 → 2025

Net result

€7k

2024 · €-17k

2024: €-17k

2024 → 2025

Working capital

€-80k▲ 17.1%

2024 · €-96k

2024: €-96k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€-7k-€355

Operating result€-7k-€18k

Net result€-17k-€7k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €18k after a loss of €7k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €208k

69.9%

30.1%

Fixed assets €146k▼ 22.5%

Current assets €63k▼ 26.9%

Equity and liabilities €208k

99.8%

Equity €355

Debt €208k

Debt finances 99.8% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€68k▲

2024 · €55k

Cash flow

€58k▲

2024 · €45k

Solvency

0.2%▲

2024 · -2.5%

Current ratio

0.44▼

2024 · 0.47

Quick ratio

0.44▼

2024 · 0.47

ROA

3.5%▲

2024 · -6.2%

Interest coverage

10.27▲

2024 · 5.74

Debt

€208k▼

2024 · €280k

Debt ≤ 1 year

€143k▼

2024 · €182k

Debt > 1 year

€65k▼

2024 · €98k

Income taxes

€4k▲

2024 · €158

Staff costs

€60k▼

2024 · €102k

Equity ratios withheld: equity of €355 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€274k€208k▼

Fixed assets21/28€188k€146k▼

Intangible fixed assets21€150k€110k▼

Tangible fixed assets22/27€38k€35k▼

Land and buildings22-€6k

Plant, machinery and equipment23€38k€28k▼

Furniture and vehicles24-€2k

Current assets29/58€86k€63k▼

Amounts receivable within one year40/41€51k€48k▼

Trade receivables40€51k€47k▼

Other amounts receivable41-€965

Cash at bank and in hand54/58€34k€14k▼

Deferred charges and accrued income490/1€816€1k▲

Equity and liabilities

Total equity and liabilities10/49€274k€208k▼

Equity10/15€-7k€355▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€-17k€-10k▲

Amounts payable17/49€280k€208k▼

Amounts payable after more than one year17€98k€65k▼

Financial debts170/4€98k€65k▼

Amounts payable within one year42/48€182k€143k▼

Current portion of amounts payable after more than one year42€32k€33k▲

Financial debts43€2k-

Credit institutions430/8€2k-

Trade debts44€24k€47k▲

Suppliers440/4€24k€47k▲

Taxes, remuneration and social security45€2k€4k▲

Taxes450/3€2k€4k▲

Remuneration and social security454/9€1-

Other amounts payable47/48€122k€58k▼

Accrued charges and deferred income492/3-€89

Income statement Code20242025

Remuneration, social security and pensions62€102k€60k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€50k▼

Other operating charges640/8€1k€2k▲

Gross operating margin9900€158k€131k▼

Operating profit (loss)9901€-7k€18k▲

Financial income75/76B€4-

Recurring financial income75€4-

Financial charges65/66B€10k€7k▼

Recurring financial charges65€10k€7k▼

Profit (loss) for the period before taxes9903€-17k€11k▲

Income taxes67/77€158€4k▲

Profit (loss) for the period9904€-17k€7k▲

Profit (loss) for the period to be appropriated9905€-17k€7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-17k€-10k▲

Profit (loss) brought forward from the previous period14P-€-17k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, De Haan · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 168420 De Haan

Ground area

190 m²

Building footprint

190 m²

Volume, LiDAR

2,972 m³

Parcel 35007A0020/00L002, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

IMMO ROGER

Stationsstraat 16, 8420 De HaanAgents specialised in the wholesale of other particular products

since 20232.350.136.190

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35007A0020/00L002	Flanders	190 m²	1 · 190 m²	17.6 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

NINU

BE 0697.776.923

Sint-Katelijne-Waver · Eq €347

Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 248 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-09-2023

Fiscal year end31-12

Activities, NACEBEL

68310Real estate agency activities

68311Real estate activities

68321Property management for co-owned buildings (syndics)

68322Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.