Summary
IMMO ROELS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €642k and a net result of €115k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9863 sector peers (2024).
NBB · sector comparisonPosition among 9863 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
33 d early
2022
31 d early
2021
6 d early
2020
23 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€642k▲ 21.8%
2023 · €527k
2019: €98klowest in 6 years
2020: €159k▲ +62.7% vs 2019
2021: €234k▲ +47.5% vs 2020
2022: €450k▲ +92.0% vs 2021
2023: €527k▲ +17.1% vs 2022
2024: €642k▲ +21.8% vs 2023highest in 6 years
2019 → 2024
Net result
€115k▲ 48.9%
2023 · €77k
2019: €79k
2020: €61k▼ -22.6% vs 2019lowest in 6 years
2021: €76k▲ +23.4% vs 2020
2022: €216k▲ +186% vs 2021highest in 6 years
2023: €77k▼ -64.3% vs 2022
2024: €115k▲ +48.9% vs 2023
2019 → 2024
Total assets
€3.68M▼ 5.1%
2023 · €3.87M
2019: €1.36Mlowest in 6 years
2020: €2.93M▲ +115% vs 2019
2021: €3.82M▲ +30.3% vs 2020
2022: €4.06M▲ +6.4% vs 2021highest in 6 years
2023: €3.87M▼ -4.6% vs 2022
2024: €3.68M▼ -5.1% vs 2023
2019 → 2024
Solvency
17.5%▲ 3.8pp
2023 · 13.6%
2019: 7.2%
2020: 5.4%▼ -24.4% vs 2019lowest in 6 years
2021: 6.1%▲ +13.2% vs 2020
2022: 11.1%▲ +80.5% vs 2021
2023: 13.6%▲ +22.8% vs 2022
2024: 17.5%▲ +28.2% vs 2023highest in 6 years
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€159k-€234k▲ 47.5%€450k▲ 92.0%€527k▲ 17.1%€642k▲ 21.8%
2020: €159klowest in 5 years
2021: €234k▲ +47.5% vs 2020
2022: €450k▲ +92.0% vs 2021
2023: €527k▲ +17.1% vs 2022
2024: €642k▲ +21.8% vs 2023highest in 5 years
Operating result€115k-€131k▲ 13.5%€312k▲ 138%€161k▼ 48.4%€216k▲ 34.6%
2020: €115klowest in 5 years
2021: €131k▲ +13.5% vs 2020
2022: €312k▲ +138% vs 2021highest in 5 years
2023: €161k▼ -48.4% vs 2022
2024: €216k▲ +34.6% vs 2023
Net result€61k-€76k▲ 23.4%€216k▲ 186%€77k▼ 64.3%€115k▲ 48.9%
2020: €61klowest in 5 years
2021: €76k▲ +23.4% vs 2020
2022: €216k▲ +186% vs 2021highest in 5 years
2023: €77k▼ -64.3% vs 2022
2024: €115k▲ +48.9% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 35% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.68M
Fixed assets
€3.66M ▼ 4.0%
Current assets
€22k ▼ 66.0%
Equity and liabilities €3.68M
Equity
€642k ▲ 21.8%
Debt
€3.04M ▼ 9.3%
Debt's share of the balance-sheet total falls from 86.4% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.9%▲
2023 · 14.6%
ROA
3.1%▲
2023 · 2.0%
Debt ≤ 1 year
€739k▲
2023 · €718k
Debt > 1 year
€2.30M▼
2023 · €2.63M
Income taxes
€61k▲
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.87M€3.68M▼
Formation expenses20€0-
Fixed assets21/28€3.81M€3.66M▼
Tangible fixed assets22/27€3.81M€3.66M▼
Land and buildings22€3.56M€3.45M▼
Plant, machinery and equipment23€232k€201k▼
Furniture and vehicles24€16k€6k▼
Current assets29/58€66k€22k▼
Amounts receivable within one year40/41€58k€12k▼
Trade receivables40€49k€8k▼
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€3.87M€3.68M▼
Equity10/15€527k€642k▲
Contributions10/11€20k€20k=
Reserves13€368k€368k=
Distributable reserves133€368k€368k=
Profit (loss) carried forward14€138k€253k▲
Amounts payable17/49€3.35M€3.04M▼
Amounts payable after more than one year17€2.63M€2.30M▼
Financial debts170/4€2.63M€2.30M▼
Amounts payable within one year42/48€718k€739k▲
Current portion of amounts payable after more than one year42€327k€332k▲
Financial debts43€0€12k▲
Credit institutions430/8€0€12k▲
Trade debts44€24k€9k▼
Suppliers440/4€24k€9k▼
Taxes, remuneration and social security45€33k€47k▲
Taxes450/3€33k€47k▲
Other amounts payable47/48€333k€339k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196k€195k▼
Other operating charges640/8€16k€18k▲
Gross operating margin9900€373k€429k▲
Operating profit (loss)9901€161k€216k▲
Financial income75/76B€63€0▼
Recurring financial income75€63€0▼
Financial charges65/66B€45k€40k▼
Recurring financial charges65€45k€40k▼
Profit (loss) for the period before taxes9903€116k€176k▲
Income taxes67/77€39k€61k▲
Profit (loss) for the period9904€77k€115k▲
Profit (loss) for the period to be appropriated9905€77k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€216k€253k▲
Profit (loss) brought forward from the previous period14P€138k€138k=
Transfer to equity691/2€77k€0▼
To other reserves6921€77k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €139k | €186k | €196k | €195k | ▼ 0.9% |
| Other operating charges640/8 | - | €1k | €3k | €16k | €18k | ▲ 10.1% |
| Gross operating margin9900 | €159k | €271k | €500k | €373k | €429k | ▲ 14.9% |
| Operating profit (loss)9901 | €115k | €131k | €312k | €161k | €216k | ▲ 34.6% |
| Financial income75/76B | - | €0 | - | €63 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | - | €63 | €0 | ▼ 100% |
| Financial charges65/66B | - | €46k | €47k | €45k | €40k | ▼ 10.0% |
| Recurring financial charges65 | €37k | €46k | €47k | €45k | €40k | ▼ 10.0% |
| Profit (loss) for the period before taxes9903 | €78k | €85k | €265k | €116k | €176k | ▲ 51.7% |
| Income taxes67/77 | €17k | €9k | €49k | €39k | €61k | ▲ 57.1% |
| Profit (loss) for the period9904 | €61k | €76k | €216k | €77k | €115k | ▲ 48.9% |
| Profit (loss) for the period to be appropriated9905 | €61k | €76k | €216k | €77k | €115k | ▲ 48.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.93M | €3.82M | €4.06M | €3.87M | €3.68M | ▼ 5.1% |
| Formation expenses20 | €411 | €241 | €71 | €0 | - | - |
| Fixed assets21/28 | €2.86M | €3.71M | €4.00M | €3.81M | €3.66M | ▼ 4.0% |
| Tangible fixed assets22/27 | €2.86M | €3.71M | €4.00M | €3.81M | €3.66M | ▼ 4.0% |
| Land and buildings22 | - | €3.45M | €3.71M | €3.56M | €3.45M | ▼ 3.1% |
| Plant, machinery and equipment23 | - | €234k | €263k | €232k | €201k | ▼ 13.5% |
| Furniture and vehicles24 | - | €24k | €24k | €16k | €6k | ▼ 60.6% |
| Current assets29/58 | €66k | €104k | €65k | €66k | €22k | ▼ 66.0% |
| Amounts receivable within one year40/41 | €175 | €76k | €55k | €58k | €12k | ▼ 79.1% |
| Trade receivables40 | - | €27k | €0 | €49k | €8k | ▼ 82.8% |
| Other amounts receivable41 | - | €49k | €55k | €9k | €4k | ▼ 59.9% |
| Cash at bank and in hand54/58 | €66k | €27k | €9k | €6k | €9k | ▲ 40.8% |
| Deferred charges and accrued income490/1 | - | €2k | €1k | €1k | €1k | ▲ 15.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.93M | €3.82M | €4.06M | €3.87M | €3.68M | ▼ 5.1% |
| Equity10/15 | €159k | €234k | €450k | €527k | €642k | ▲ 21.8% |
| Contributions10/11 | €19k | €19k | €20k | €20k | €20k | = |
| Reserves13 | €2k | €77k | €291k | €368k | €368k | = |
| Non-distributable reserves130/1 | - | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | - | €76k | €291k | €368k | €368k | = |
| Profit (loss) carried forward14 | €138k | €138k | €138k | €138k | €253k | ▲ 82.9% |
| Amounts payable17/49 | €2.77M | €3.58M | €3.61M | €3.35M | €3.04M | ▼ 9.3% |
| Amounts payable after more than one year17 | €2.27M | €2.82M | €2.96M | €2.63M | €2.30M | ▼ 12.6% |
| Financial debts170/4 | - | €2.82M | €2.96M | €2.63M | €2.30M | ▼ 12.6% |
| Amounts payable within one year42/48 | €501k | €764k | €655k | €718k | €739k | ▲ 3.0% |
| Current portion of amounts payable after more than one year42 | - | €331k | €325k | €327k | €332k | ▲ 1.4% |
| Financial debts43 | - | €42k | €17k | €0 | €12k | - |
| Credit institutions430/8 | - | €42k | €17k | €0 | €12k | - |
| Trade debts44 | €59k | €89k | €753 | €24k | €9k | ▼ 60.9% |
| Suppliers440/4 | - | €89k | €753 | €24k | €9k | ▼ 60.9% |
| Taxes, remuneration and social security45 | - | €82k | €81k | €33k | €47k | ▲ 42.2% |
| Taxes450/3 | - | €82k | €81k | €33k | €47k | ▲ 42.2% |
| Other amounts payable47/48 | - | €221k | €231k | €333k | €339k | ▲ 1.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €76k | €216k | €77k | €115k | ▲ 48.9% |
| + Depreciation and write-downs630 | €42k | €139k | €186k | €196k | €195k | ▼ 0.9% |
| Operating cash flow (approximation) | €104k | €214k | €401k | €273k | €309k | ▲ 13.2% |
| Investment in fixed assets (approximation) | - | €-989k | €-469k | €-8k | €-42k | ▼ 424% |
| Change in cash | - | €-39k | €-18k | €-3k | €3k | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €527k ▲17.1%
5 profitable years in a row build equity to €527k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €216k ▲186%
Operating result €312k, net result €216k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €234k ▲47.5%
3 profitable years in a row build equity to €234k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €61k ▼22.6%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €159k ▲62.7%
2 profitable years in a row build equity to €159k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
Ground area
5,392 m²
Building footprint
5,413 m²
Volume, LiDAR
1,655 m³
Parcel 46382B0875/00G000, Flanders · tallest building 5.8 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO ROELS
since 20182.277.854.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0875/00G000 | Flanders | 5,391 m² | 1 · 5,413 m² | 5.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.