Financials
- Fiscal year
- 2025
- Total assets
- €429,062
- Loss
- -€28,152
- Solvency
- 66.1%
Total assets▼ 6.2%
Net result
20202025
IMMO_ROCK
ActiveSummary
IMMO_ROCK has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283,673 and a net result of -€28,152. Equity is growing by ~19.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€429,062total assets 2025
- Equity
- €283,673
- Loss
- -€28,152
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 2 deeds read
Why 92- Loss of €28,152, the second in a row (FY 2025)+ Size: total assets €429,062+ No main activity registered+ Liquidity: current ratio 96.86, cash €108,578Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
91-2
equity 66.1% of total assets
Liquidity
82-6
short-term debt 1.0% · cash 25.3%
Profitability
21+21
return on assets -6.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.1%
07-2026: 0.1%● 0.0% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%▲ +6.9% vs 08-2026highest value
10-2026: 0.1%▼ -12.9% vs 09-2026lowest value
- Size: total assets €429,062 lowers the probability for this profile
- No main activity registered lowers the probability
- Liquidity: current ratio 96.86, cash €108,578 lowers the probability
- Loss of €28,152, the second in a row (FY 2025) raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 96.86; short-term debt: 1% and cash: 25.3% of total assets), and 33.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 55%, liquidity 74%, profitability 17%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2021232425
2020 to 2025 · latest year -€28,152
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
12 d early
2023
12 d early
2021
58 d late
2020
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 19 April (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€80,433
Key points
By topic
Timeline
- Events
- 10
- Since
- 2021
- Next accounts
- by 30-04-2027
- 23-04-2026Annual accounts filed
- 18-04-2025Annual accounts filed
- 30-09-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 07-07-2020
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
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